DATCU Credit Union is a full-service, member owned, not-for profit financial institution celebrating more than eighty years of service in North Texas. DATCU Credit Union offers valuable banking solutions including checking accounts, savings accounts, auto loans, mortgages, credit cards, IRAs, CDs and much more. Bank online, with their mobile app, or visit one of... show more
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DATCU Credit Union Reviews
5
36%
4
18%
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43%
3.0
28 reviews
28 reviews
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DATCU Credit Union
Marilyn Barnett @nursebarnett01
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1 Star Rating
We had hackers by the name of Pickle drain our savings account, making 33 withdrawals over a 9-10 day period, and stealing $7,000 from our savings account at DATCU. When we realized what was happening, my husband tried to speak with someone in the fraud department. They would not agree to an in-person appointment with us. They sent copies of emails they claimed to have sent us about our dwindling savings, but we never received any correspondence from them, which leads us to believe there is a glitch in their system. This glitch might have allowed the hackers to divert the emails meant for us. They did send us some texts, but these texts did not mention our disappearing funds. The texts simply warned us not to divulge our personal information, which seemed to be generic messages that could have been sent to any member and did not raise red flags since we do not share our information. Friends who have experience working at banks and credit unions have mentioned we should have received a courtesy call alerting us to the suspicious activity. DATCU says that since the thieves utilized our personal information, they will not reimburse our $7,000. (Isn't that common for hackers to do?) If you have an account at DATCU, you might want to verify that your funds are secure.
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Product: DATCU Credit Union Savings
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DATCU Credit Union
sajel faith @sajelfaith
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1 Star Rating
Horrible customer service. I am trying to catch up and work with them, but they are so rude it is hard to even talk with them. The representative just asked what I wanted to discuss. I asked about a lower balance to pay off my car, and she bluntly said "NO" without even trying to be polite about it. I wanted to check other options, but I knew she would make me angry, so I hung up and hope to get someone better next time who knows how to speak to people with more compassion and understands that unfortunate circumstances can lead to missed payments. I will never use their services again once my car is paid off. I pray to come up with all I owe so I can be done with them. I advise anyone to look elsewhere. It may be easy to get loans, but you better not ever fall behind.
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Product: DATCU Credit Union Car Loans
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Marilyn Barnett @nursebarnett01
I’m sorry this happened to you. Their “rules” seem to supersede their customer service. If you want, you can read my review at the top of this page.
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DATCU Credit Union
kirk_mcbee @kirk_mcbee
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1 Star Rating
This place used to be a great place to do business with. I have been a member for over 30+ years and my family have been members even longer but they couldn't care less. I have a so called cash back card that I had to let default due to unexpected financial reasons, they froze all of my banking needs until the pmt was sent, I informed them of the reason but they didn't care or even offer to work out a plan for me to make it right. I told the individual on the phone that I was getting some money when my late father's estate was settled in less than a week but they don't care, this place is all about getting the money and f@!k whatever you have to deal with in your personal life, they are a bunch greedy bastered, they need to be restructured with the people as a whole in mind. I had to put at least 1 star for a rating, they do not even deserve a glimmer of a star!!!!!!
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Product: DATCU Credit Union Business Services
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Marilyn Barnett @nursebarnett01
Kirk, I’m sorry this happened to you. We closed our DATCU account due hackers being able to steal $7000 from our account. DATCU says they will not replace the funds! The fraud dept (if there even is one) is impossible to reach. If you want, see my review above.
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DATCU Credit Union
Clintgodwin90 @Clintgodwin90
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1 Star Rating
We made a mistake on my dad's car loan and thought we made autodraft payments. Didn't recieve anything in the mail or calls about missed payments. They repossessed my dad's car and won't let us pay the back payments to get it back. We have the money and acknowledge it was our fault for double checking that payments were being made but really? Not a chance to make it up and get current. Really shady company.
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Product: DATCU Credit Union Car Loans
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Marilyn Barnett @nursebarnett01
I’m sorry this happened to you! The “rules” at DATCU seem to supersede their customer service. If you want, you can read my review above. $7000 stolen from our account!
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DATCU Credit Union
donmmiller47 @donmmiller47
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5 Star Rating
Very Few places are left now a days that Understand Customer Service..... I and my family have been with BofA for,....30+ years. They had our retirement funds, CD's and of course, checking and savings. I've been seeing the decline of their customer service for awhile now. LONG Lines if you need a teller, 8 people deep, 1 teller on duty!
So,....when I had enough I took a recommendation from friends. What a Pleasant Surprise. Walked in the Loop 288 location, no appointment, nothing. Straight up to the tellers, who greeted me as I walked up, answered my questions, told me they'd have someone ASAP. I didn't even get to sit down! The Branch Manager hollered from his office, come on in.....Shock. This man was Friendly, Personable and Efficient. Not only answered questions but Sold me on his bank, won me over in 10 minutes. I opened my accounts right there on the spot. Customer Service second to none. Loop 288...... Don Miller
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Product: DATCU Credit Union Checking
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DATCU Credit Union
Suli_isra @Suli_isra
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1 Star Rating
Verified Customer
DATCU gave my ex husband a loan under my with a forged signature that does not even remotely match mine. Here’s the kickers; after I collected all documents, he was granted a nearly 50,000 loan with even having my driver license. I tried getting a hold of the loan department but apparently they have no number. I’m sure my lawyer will be able to reach them without an issue.
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Product: DATCU Credit Union Car Loans
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Marilyn Barnett @nursebarnett01
I’m sorry DATCU’s negligence caused these problems for you. We recently had a very bad experience at DATCU. We closed our account because of weak security system, as we had $7000 stolen out of our account, and they refuse to replace it! I hope your situation was resolved in a positive manner!
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DATCU Credit Union
Carlo @castigcarlo
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5 Star Rating
Verified Customer
Great local credit union that has helped me with this loan when needed. I will keep my business with them. They are great to bank with.
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Product: DATCU Credit Union Personal Loans
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DATCU Credit Union
Daniel @danielsmith_it
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4 Star Rating
Verified Customer
Easy to finance and complete the process. Easy online payment options. I am pleased. I will use them again the next time I want to refinance.
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Product: DATCU Credit Union Car Loans
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DATCU Credit Union
Aaron @tempestwolf94
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5 Star Rating
Verified Customer
Excellent bank to work with, easy to pay off note with many payment options I had a cosigner for the loan and was able to get amazing rates
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Product: DATCU Credit Union Car Loans
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DATCU Credit Union
Jimmy @jimmya_21
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5 Star Rating
Verified Customer
Awesome place to have a loan through great people each time I call. They were easy to get the loan through and the best rates. A wonderful place to do business with.
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Product: DATCU Credit Union Car Loans
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DATCU Credit Union
lmusfelt @lmusfelt
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1 Star Rating
Verified Customer
I recently refinanced my auto loan thru autoapprove and got a great low rate with DATCU. Biggest mistake ever! Their website is from the stone ages and making a payment using an outside bank is extremely complicated and I felt like I was jumping thru hoops just to give them a payment. It took me contacting them to get the steps to make it happen. Don't even get me started on setting up e-statements and their customer service is useless, does anyone actually answer the phones there?
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Product: DATCU Credit Union Car Loans
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Marilyn Barnett @nursebarnett01
This is awful. I’m sorry you went through this but hope it was resolved in your favor. You know, that Customer Service they are supposed to be aware of. We closed our account with DATCU. If interested, read my review above.
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DATCU Credit Union
d_albrecht03 @d_albrecht03
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1 Star Rating
I have a checking and savings account. I used Datcu bill pay to pay my health insurance. I used for two months. They sent my payment to the one they wanted to, not the one I had put in. Therefore I am very upset because Datcu bill pay sent the payment to different addresses each month. my insurance did not get paid. Datcu has a big problem with their bill pay system
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Product: DATCU Credit Union Checking
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Marilyn Barnett @nursebarnett01
I’m sorry this happened to you. If you want, you can read my review above. It seems their “rules” supersede customer service!
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DATCU Credit Union
Parham @perry_tabz
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5 Star Rating
Verified Customer
Datcu was the recommended source by the dealer from whom I purchased the car. Process was very quick and smooth. No hiccups of any form
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Product: DATCU Credit Union Car Loans
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DATCU Credit Union
Russell S @troyenergyllc
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4 Star Rating
Verified Customer
Datcu has very professional people that are willing to take time to work with you to get to the bottom of any situation. So far so good!
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Product: DATCU Credit Union Car Loans
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DATCU Credit Union
bayleyrichardson @bayleyrichardson
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1 Star Rating
Do not bank here, they will do anything they can to steal your money. I had $46 in my account and bought $26 in gas. Datcu charged me an overdraft me of $32 afterwards. I called and asked why this happened. They said I need to have $100 in my bank account, at least, in order to purchase gas. They refused to refund the $32. They are thieves!!! I closed my account the same day.
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Product: DATCU Credit Union Checking
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Marilyn Barnett @nursebarnett01
I’m sorry this happened to you. The problems continue in 2025. If you want you can read my review above.
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Review DATCU Credit Union
DATCU Credit Union Offers
Business Services
Car Loans
Checking
Credit Cards
Home Equity
Investments
Mortgages
Personal Loans
Savings
CDs
DATCU Credit Union Q&A(8 questions)
Get answers to your questions about DATCU Credit Union below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Yes, a DATCU Credit Union account is NCUA-insured up to $250,000 per customer, per account ownership category. This means that even if DATCU Credit Union fails, you will eventually be able to recover an individual account's balance up to $250,000.
If you have a joint account, each co-owner of the account is considered a separately insured customer. As a result, you can collectively recover the account's balance up to $500,000 in the event of a bank...
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