Unlike many other types of financial institutions, Educational Employees Credit Union is a not-for-profit corporation solely owned by their members. There are no stockholders - each E.E.C.U. member is an owner in equal standing, and has the right to attend the Annual Meeting and vote for the Board of Directors and Supervisory Committee. As... show more
Eligibility
Find out if you are eligible to join Educational Employees Credit Union.
Educational Employees Credit Union Reviews
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76%
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4.4
29 reviews
29 reviews
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Educational Employees Credit Union
Geraldine @gyami
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5 Star Rating
Verified Customer
Have been with EECU for about 45+ yrs. Excellent service and customer service. A trusted ‘banking’ institution and will remain with EECU for the rest of my years.
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Product: Educational Employees Credit Union Personal Loans
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Educational Employees Credit Union
Armando @apodacaarmando817
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5 Star Rating
Verified Customer
This is a great bank. Very friendly and helpful. I would recommend this bank to all my family and friends and to any one looking for a save place to put ur money in.
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Product: Educational Employees Credit Union Credit Cards
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Educational Employees Credit Union
Cynthia Stewart Jones @cjones9851
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1 Star Rating
When there is true fraud on your card they don't stand up for you , even after over 50 years of loyalty! Said they are"too small of a bank to take on big companies"????? If I could give "0" stars I would!
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Product: Educational Employees Credit Union Credit Cards
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Educational Employees Credit Union
Anyetta @anyetta_baptiste
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5 Star Rating
Verified Customer
I think EECU cares about their members. They also work to provide a positive impact to the local community. Great customer service, care, rates from a good credit union.
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Product: Educational Employees Credit Union Credit Cards
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Educational Employees Credit Union
Bad Doll @BadDoll
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1 Star Rating
Pathetic, racist employees at this bank. Will never go through them again. Don't recommend. Car loan payments are a lie if you skip a month or two, aftermarket insurance is a fraud, and when they find out you're a person of color they want to threaten you if you miss a payment.
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Product: Educational Employees Credit Union Car Loans
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Educational Employees Credit Union
taomolo @taomolo
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1 Star Rating
They made a mistake calculating my account balance and charged me a triple courtesy fee for one transaction. I called numerously to do the math with them and they consistently dodged the error, telling me that I ‘simply did not have enough funds’ when I can clearly see that I did... EECU is a scammer!
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Product: Educational Employees Credit Union Checking
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Jordan D @jordand0522
I AGREE. They change the amount of funds I have in my account daily. This has been going on for the last two years almost!!! Right now I am supposed to have 900 but somehow I'm missing 400$. I know what I spent and I know when I spent it and I know how much I had left. Anytime I call to explain to them my issues I'm having they tell me they dont know what I'm talking about and that they're a "live" bank.
Still doesn't explain to me why I am 400$ short.
I'm switching banks and I warn people to NEVER use them.
They are SCAMMERS.
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Jordan D @jordand0522
I agree they STEAL MONEY. Don`t ever use this bank !!! They've stolen 400 dollars from me and when I tried to talk and ask questions they SHUT ME DOWN and said 'we`re a live bank so our transactions post a little later after used" Okay, still doesn't explain why I'm short 400$. I know what I spend and I know what I have left over. SCAMMERS.
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Educational Employees Credit Union
Scott Davis @scodavis
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5 Star Rating
One of the biggest issues we face nowadays is that of security. Somebody was able to get my credit card information, and I saw that there was an unknown transaction of approximately $400. When I called the customer service line, I spoke to a very friendly woman who looked up the charge and confirmed that it was coming from a brothel in Honduras. Seeing as I never have been to Honduras, she immediately cancelled the charge and initiated an investigation. While I never found out the results of that investigation, it was very reassuring that my problem was solved immediately.
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Product: Educational Employees Credit Union Credit Cards
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Educational Employees Credit Union
Clint Dee @clintd1
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5 Star Rating
I wanted a new car around December of last year and saw a commercial for EECU stating they had a 1.8% auto loan. I applied online and hit the wrong buttons and was denied. I was pretty upset because I have a great credit score. I got a call a few days later from EECU and the gentleman explained I had applied for the wrong loan and helped me through the process. I was impressed with the customer service and the great 1.8% interest rate I got and I love my new car!
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Product: Educational Employees Credit Union Car Loans
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Educational Employees Credit Union
Oliver Peregrin @oliverp1
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5 Star Rating
My father was a teacher and had an account here set up for me before he died. Once I was old enough to start banking, they took care of my needs with efficiency and friendliness. One of the women there actually remembered my family name and asked about my family with genuine interest. I have been there with friends and colleagues who consistently tell me that its their favorite bank to use. I have never ever had and problems at any EECU .
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Educational Employees Credit Union
Jasmeet @yuckyg
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5 Star Rating
I've been banking with EECU for 5 years now, and even though it started off with a rough start by having limited options for Online Banking, I could not be happier with them now. Every branch I visit has the same friendly service as always and their phone support is no different. Any problems I have had were easily and quickly resolved. Once when I traveled out of town they had canceled my card, they thought someone else way using it, but I was able to get it reactivated quickly, other than that I've had no issues with this credit union and I highly recommend it.
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Educational Employees Credit Union
Josh @byndgrv
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5 Star Rating
I've held onto my EECU account for years even after I've left Fresno. I absolutely loved their service and dependability. I never had a problem with anything, and they were very helpful to help me with my needs in going abroad. I would highly recommend this credit union, over any other in the area. With the many branches located around Fresno, it just makes life so much easier. I find them much better than any bank.
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Product: Educational Employees Credit Union Checking
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Educational Employees Credit Union
Jordan Miller @jordanmcaliforn
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5 Star Rating
Overall I could not be more personally satisfied with EECU. It is by far the most customer friendly bank in the Fresno area and has multiple locations along with dozens of EECU ATMs strategically placed around town. The overdraft service has saved me a few times more than I would like to admit. I love the fact I really just don't have to think about my banking situation, with EECU, everything is right there when I need it.
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Product: Educational Employees Credit Union Checking
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Educational Employees Credit Union
May Crow @Reviewer1
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5 Star Rating
Hello,
Well, I already wrote about other things with Educational Employee Credit Union. Today it is about my checking. The fees are so minimal it is amazing, they have been very helpful when I had any issue with cards, or fees I rejected. When I call, whether people at the branch, or people online, I always get help, I do not have to wait for hours on the phone. Online its at any hour, I found that feature extremely helpful. I get emails all the time according to my preferences, I always know what I have on my account, which makes things very easy with budgeting. There are a ton of great features that come with the checking account, like calculator, like budget systems, like overall debt ration across all your accounts, tips, gifts and so forth. I definitely like this bank out of all those I used before, from great branches to little credit unions. Recently I tried the check drop over the phone feature, and that is awesome, super quick and easy to do. I don't know about the safety, but so far I've had no issue. The cards come on time. One time they found a breach in the system, and they replaced all of our cards right away which makes you believe that your stuff is well protected...That's just a great bank.
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Product: Educational Employees Credit Union Checking
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Educational Employees Credit Union
Jared Young @thai_mish
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5 Star Rating
EECU is a fantastic local credit union here in the Valley. They always treat me with respect and a smile. I especially love their mobile app and the ability to deposit from my mobile device. If you need a credit union in the central valley, this is the place to go to.
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Product: Educational Employees Credit Union Checking
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Educational Employees Credit Union
Angelica @mango260
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5 Star Rating
I have been banking with Educational Employees Credit Union for about 2 and a half years. I have to say this is the best bank ever for checking or savings! I had no issues. The employees are quick to satisfy needs of customers. Even if you do not have time to actually go to the bank you can go to their website which is www.myeecu.org and use the online chat tool. I used it serval times and the wait is small about less than a mintue. The application process is very simple and easy however I recommend going in the early mornings to take care of business or you will have to wait in line for a while but their are televisions to keep you occupied. One last thing I want to mention is that this bank does not charge fees compared to the other banks I was interested in. Nice APR on loans too! I love it!
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Product: Educational Employees Credit Union Checking
Educational Employees Credit Union Q&A(6 questions)
Get answers to your questions about Educational Employees Credit Union below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Educational Employees Credit Union could be a good option, especially for those living in California, as it boasts a strong presence in the Central Valley. It offers a wide range of products, including various checking and savings accounts, credit cards, and loans, to cater to different members' needs.
However, it's important to note that banking with Educational Employees Credit Union requires meeting the eligibility criteria. Additionally, customer reviews are mixed. Some users have reported dissatisfaction, citing poor communication, long support wait times, and issues with account management.
Ultimately, the best bank depends on your individual needs and priorities. It's helpful to compare options and consider factors like fees, interest rates, branch access, and online banking features before making a decision.
No, in order to become a member you need to meet one of EECU's requirements. Please find more details here: https://www.myeecu.org/home/about-eecu/about-membership.
You can apply online here: https://loans.myeecu.org/netlendv/main.aspx . You can also visit this page for more information: https://www.myeecu.org/home/loans-credit-cards/personal#computer
Unfortunately, the annual meeting location is not on the credit union's website. Please call the member service center at 800-538-3328.
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