Farmers State Bank has been diligently serving Laurens County for over 100 years. The bank was established on January 5, 1910. They offer a comprehensive range of products and services, including checking and savings, commercial loans, business cash management, mortgages, investments, insurance, as well as online and mobile banking technologies.
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Get answers to your questions about Farmers State Bank below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Yes, your money is safe in Farmers State Bank. As a member of the Federal Deposit Insurance Corporation (FDIC), Farmers State Bank guarantees that your deposits are protected up to $250,000 per depositor for each qualifying account ownership category. This coverage applies to checking accounts, savings accounts, and CDs.
Farmers State Bank's insurance coverage starts automatically as soon as you open an account with them. It's important to note that FDIC insurance covers traditional deposit accounts and does not insure investment products like stocks, bonds, mutual funds, annuities, or life insurance policies.
If you have amounts exceeding the standard insurance limit, there are strategies to maximize your FDIC coverage, such as opening accounts in different ownership categories or adding beneficiaries to your accounts. Rest assured, within the FDIC limits, your money is safe with Farmers State Bank.
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