Joining a credit union isn't just about having a place to manage your finances; it's about becoming part of a community that genuinely cares about its members. Founded by auto workers rooted in Genesee County, Financial Plus Credit Union has grown to proudly serve the entire state of Michigan. If you appreciate personalized conversation... show more
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Financial Plus Credit Union Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 01/05/2026.
3.7
289 reviews
from WalletHub and across the web
289 reviews from WalletHub and across the web
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Financial Plus Credit Union
CRAIG ROMAN @chesmyshepard
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1 Star Rating
BLACKSTONE MEDICAL IS A KNOWN COMPANY THAT CHARGE FOR NO KNOWN REASONS, All you have to do this look them up how many times they have been sued or going to be sued or what they've done and their reviews, well they charge me $249 and we're supposed to send a CPAP machine, they didn't send it I went to the credit union credit union took it back from the, well the credit union is no longer a reputable and they had gone downhill all they have to do is check the back record of this company, they sent me a letter saying they're going to reverse the charges with no proof all I have to do is look the company up and know that there are Crooks, this is bad because this used to be a really good credit union now you have all these idiots running it, and we will be pulling all of our money out which should be over 40 or $50,000 all for $249 this this is to idioticy that these people and how they think it's too bad, we going to bring our money to Texas. One point they were one of the best credit unions in the country that is no longer true, we have been with them over 20 years and they're going to side with a crooked company who knows maybe they're getting kickbacks from them when they cheat people maybe they get money from them but not us we're done!!!
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Product: Financial Plus Credit Union Checking
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Financial Plus Credit Union
Melony Lamar @melonylamar0
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1 Star Rating
Horrible credit union! Do not bank here! I had a deposit cleared with the funding institution, only for Financial Plus to state that they have no record of the funds being deposited. I waited on hold, only for a representative—who I'm sure was ready to head home for the day—to somehow disconnect and never call back. Again, do not bank here!
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Product: Financial Plus Credit Union Checking
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Financial Plus Credit Union
Mr Br @urluvmonkey
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1 Star Rating
If you want a credit union that is great at charging fees, then by all means go to these individuals! I've been with them for over 40 years and I'm leaving. It's not the credit union it used to be. They should be investigated for fraud.
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Product: Financial Plus Credit Union Checking
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Financial Plus Credit Union
Steven Schwab @schwabelectric
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5 Star Rating
Can't say enough praise for how they handled my out-of-state purchase of a Ford Transit van loan. I had to get information and money wired out pronto, and Rebecca Sundquist and David Lopez got me results in a timely fashion, and everything went as planned!
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Product: Financial Plus Credit Union Car Loans
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Financial Plus Credit Union
kc8dup @kc8dup
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1 Star Rating
Absolute garbage policies. They do not protect the business owner even in fraud situations. They do not allow you to do a chargeback if you do not contact them with them. Like 48 hours is my experience. I don't recommend this place at all, especially they have a lot of technical downtime. I can't do check deposits through the app. I have many other problems with their app on regular basis as it being down, not sinking or other crazy reasons. The call center is mayhem. Trying to get through to somebody or get something done. Just doesn't seem like it's worth the effort. I strongly recommend going somewhere else. I have several services tied in to this financial plus credit union and I am looking at options so I can get away quicker. Get to somewhere less stressful and people who wish to work with you opposed to give you answers such as" I don't know" I can't get you to a manager right now" managers aren't available. They are in a meeting quote. How is it that every single time you call managers are absolutely not available? If some kind of amazing situation when you do have real trouble you just get a run around
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Product: Financial Plus Credit Union Business Services
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Financial Plus Credit Union
Stephanie L @stephfrederick94
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5 Star Rating
Verified Customer
I’ve had 2 loans now through them and they are super helpful and have awesome online presence and easy to make payments so I don’t have to visit a branch.
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Product: Financial Plus Credit Union Personal Loans
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Financial Plus Credit Union
lornehope @lornehope
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1 Star Rating
This institution are crooks, they give you 10 days past but they wait 5 days or more to go into the system so they can charge you more
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Product: Financial Plus Credit Union Car Loans
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Financial Plus Credit Union
Mary Renne @rennem1
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1 Star Rating
My husband has been a member here for over 20 years. When I first became joint on my husband's account they were great. Now I am pretty much always dissatisfied with my service. The call center people tend to do only the bare minimum and if that doesn't work you have to call later. Or they are rude and can't help you. I recently had to experience of being told that it was 'my fault that I called at a bad time for me' and was asked "do you just want to go back and forth with me on this". The rep continuously interrupted me jumping to conclusions instead of letting me tell her what was actually going on. This isn't the only time I have felt like I'm treated like crap just because I'm not the primary account holder.
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Product: Financial Plus Credit Union Checking
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Financial Plus Credit Union
Breanna @bdworkacc23
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5 Star Rating
Verified Customer
Wanigas Credit Union is a great Establishment anytime I need questions answered someone is always happy to help. Very trustworthy and reliable.
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Product: Financial Plus Credit Union Credit Cards
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Financial Plus Credit Union
David @beccalunsford2
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1 Star Rating
Verified Customer
They have NEVER checked people cashing my stolen checks!!! So I ended up losing my privileges to a checking account, ATM card or debit card!!! Also I have been with them over 30 years and they still allow thieves to steal from my account! If u have this problem, remind them every, every week to check and secure your account
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Product: Financial Plus Credit Union Credit Cards
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Financial Plus Credit Union
Jason Thomas @Syamagoose
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1 Star Rating
The worst company possible to do a load with. My boat loan is through them, and despite making all of my payments, they consistently threaten me and ask more and more documentation. Do not get a loan through them. They are horrible at communication and make it very hard to pay them while sending threats in the mail even if your account is current.
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Product: Financial Plus Credit Union Personal Loans
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Financial Plus Credit Union
Latina @latinas_5
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5 Star Rating
Verified Customer
Great information they provided me throughout the years. They go above and beyond to assist you whatever you need. I’m appreciate they information.
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Product: Financial Plus Credit Union Personal Loans
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Financial Plus Credit Union
cingzilla @cingzilla
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2 Star Rating
Our camper loan is with them and I hate it. It is 2020 yet you can’t pay your loan unless you mail in a check or drive to a location. I pay all other bills on line. This credit union will only allow you to make your payment on line if you open an account with them and make the payment from “their” account. I guess one way to get customers is to hold their loans hostage. Definitely not user friendly. We will not get our next vehicle/camper loan from them.
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Product: Financial Plus Credit Union Personal Loans
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Financial Plus Credit Union
Ricky @sneakingeagle2019
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5 Star Rating
Verified Customer
Best bank ever to get a loan and the people there are very caring loving and sweet cant ask for a better credit union then financial plus federal credit union
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Product: Financial Plus Credit Union Car Loans
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Financial Plus Credit Union
Chelsea @LadyChelts
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5 Star Rating
My experience with Financial Plus has been nothing but wonderful from the very start. I got my first car loan from them back in January, and they were quick to help me answer any questions I might have had in a clear and helpful way. I recently acquired a general loan from them. Even though it wasn't for as much as I wanted it to be, Melanie at the Grand Blanc location walked me through every step and made sure that we came to a term that was agreeable to both of us. Everyone I've ever worked with there has been friendly, polite, kind, and incredibly helpful. My next step will be to move my checking account there! I absolutely love working with Financial Plus.
Get answers to your questions about Financial Plus Credit Union below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Yes, a Financial Plus Credit Union account is NCUA-insured up to $250,000 per customer, per account ownership category. This means that even if Financial Plus Credit Union fails, you will eventually be able to recover an individual account's balance up to $250,000.
If you have a joint account, each co-owner of the account is considered a separately insured customer. As a result, you can collectively recover the account's balance up to $500,000 in the event of a bank failure, assuming you have no other shared accounts.
Financial Plus Credit Union Products Covered by NCUA Insurance
No, the two Financial Plus Credit Unions are not the same institution. They are two distinct institutions that serve different regions and membership bases. One operates in Michigan and the other operates in Iowa.
Despite the identical name, these credit unions are not affiliated with each other. They serve different communities, have different routing numbers, and maintain separate operations. If you're considering joining one, make sure you're engaging with the correct institution based on...
Financial Plus Credit Union will likely use Experian to assess your creditworthiness when you apply for a credit card, though it uses other bureaus on occasion. So, if any of your credit reports are frozen, you should unfreeze them before applying for a Financial Plus Credit Union credit card.
Key Things to Know
When you apply for a card, Financial Plus Credit Union will perform a hard inquiry on your credit report, which...
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