First Commonwealth Bank's mission?as a company is to improve the financial lives of their neighbors and their businesses. As a community bank, they want to provide you with resources and solutions to continue on your financial journey. Their?customer-focused?teams work hard every day to give their customers the best possible experience and to equip those... show more
First Commonwealth Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 08/09/2025.
2.1
41 reviews
from WalletHub and across the web
41 reviews from WalletHub and across the web
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
First Commonwealth Bank
zenlittles @zenlittles
Report Abuse
1 Star Rating
I went to First Commonwealth Bank on S. Market St. in Williamsport, Pennsylvania, to cash a check. I was informed that the checking account was closed. The manager who was assisting me did not mention whether I could open another checking account or if I could reopen the closed account. She was rude and seemed to have very little customer service skills. After suggesting that she get more training in customer service and computer skills, I took my check and left. However, I did call her district manager. After speaking with him, I decided that I did not want to open a checking account with First Common wealth Bank.
show more
show less
Product: First Commonwealth Bank Checking
Comment
0
0
First Commonwealth Bank
Casey Smith @cjsmithba
Report Abuse
1 Star Rating
I signed up for a checking account online via a friend's referral. When submitting the application, it said it was under review and I would be contacted by someone within 24 hours. The next day, I received an email with a link stating that I was "declined" to open a checking account. I called today to see why, and they said that I had a West Virginia area code and my IP address showed WV, so I was "out of area." I have lived and worked in the state of Ohio for over 14 years. I am a resident here and my driver's license that I uploaded to their website during signup is for the state of Ohio. Yes, my area code for my cell phone is WV, but I've had that number for 25 years (literally) and I am not going to change it. Never have I been declined by a bank to open a checking account. The gentleman I spoke with said I could come to the bank in person and reapply. It's 2025, so I should not have to drive to a bank to open a checking account. Zero out of ten—do not recommend this bank.
show more
show less
Product: First Commonwealth Bank Checking
Comment
0
0
First Commonwealth Bank
CRAIG KAUFFMAN @craigkauffman54
Report Abuse
1 Star Rating
Worst bank I have ever dealt with. Clueless, tattaooed, uneducated tellers. Their online banking sucks, but what is even worse is when you have,to go inside and speak to them.
show more
show less
Product: First Commonwealth Bank Checking
Comment
0
0
First Commonwealth Bank
Manneburge @Manneburge
Report Abuse
1 Star Rating
So dissatisfied with this bank. Do not open an account here; I fell for the referral gift card bait-and-switch. Never got the gift card, nobody will help. I'm closing this account as soon as my new bank receives my first paycheck via direct deposit. Save yourself the hassle; it's not worth it.
show more
show less
Comment
0
0
First Commonwealth Bank
micherp @micherp
Report Abuse
1 Star Rating
First commonwealth does not back up its customers in the event they are scammed! They are insured but give you are hard time and treat you like you asked to be scammed. This is the first time I’ve been scammed out of money but in the last 2 years they have compromised my information twice on their end. Would not recommend them as a bank go elsewhere. Now I see why many of family members have left this bank over the last few years and so have the employees. All new employees the last year. 0 stars well would be negative if it would let me.
show more
show less
Comment
0
0
First Commonwealth Bank
jessycadmartin @jessycadmartin
Report Abuse
1 Star Rating
If I could leave a 0 star review I would. The company lies to you, doesn’t work with you, and honestly should have a law suit against them. If you ever call customer service it takes days, I repeat DAYS, to get ahold of the department you need just for them to tell you oh well. And heaven help you if you ever have to deal with Bobbi because she will threaten to hang up with you but in the meantime ask inappropriate questions and raise her voice at you. I hope they do actually record every conversation because a lawyer would have a field day with them in court.
show more
show less
Product: First Commonwealth Bank Business Services
Comment
0
0
First Commonwealth Bank
gwaring2004 @gwaring2004
Report Abuse
1 Star Rating
I wish I could try this bank, but. I applied for a simple checking account and was turned down. Their letter told me to call and find out why. BTW, I am not on checksystems i have decent credit and have a stable income. After reading other reviews, I think they did me a favor.
show more
show less
Product: First Commonwealth Bank Checking
Comment
0
0
First Commonwealth Bank
keyvan56 @keyvan56
Report Abuse
1 Star Rating
I have had a business checking account with FCB for about four years. Seems like the bank stuck in mid 1900s. They hold my checks for seven business days. Checks usually take 10 days to clear. It is ridiculous. Their online banking shuts down about 11 pm eastern time every night. I can only get $500 cash out of the ATM and spend up to 2k per day. There have been many times the bank didn't cash a check I gave people. I am changing this outdated bank very soon.
show more
show less
Product: First Commonwealth Bank Business Services
Comment
0
0
First Commonwealth Bank
Brian @brianr_227
Report Abuse
5 Star Rating
Verified Customer
They have worked with me from the beginning. I appreciate the service that they provide. I hope I can continue to count on them in the future.
show more
show less
Product: First Commonwealth Bank Credit Cards
Comment
0
0
First Commonwealth Bank
Paula Bargerstock @pbj5212002
Report Abuse
1 Star Rating
I have had an issue with the Natrona Heights branch since January 2022... I called every 2 days starting the middle of April to speak to a manager, and NO ONE RETURNED MY CALL... So I called the 800 number, and they helped me with quite a bit, but NOT ALL OF THE MONIES THAT WERE TAKEN, WAS RETURNED. Then this week, I was instructed to call the Natrona Heights branch, with NO ACTING MANAGER, then, was told to call Pittsburgh mills branch, who told me to call harmarville branch which transferred me to the deer lakes branch. I spoke with a girl there, who said "she will advocate for the consumer", and then proceeded to tell me what the Natrona Heights branch told me. WHICH, AGAIN, WAS NOT THE CASE AT ALL... MOST LIES... I HAVE BEEN A MEMBER OF THIS BANK FOR 42 YEARS, AND AM NOT ASKING FOR ANY EXTRA MONEY, JUST THE MONEY AND OVERDRAFT CHARGES, AND ADDITIONAL FEES CHARGED BECAUSE SOMEONE STOLE MINE AND MY HUSBANDS DEBIT CARDS... THE GIRL AT DEERLAKES, MADE ME FEEL LIKE A THIEF... SO HAPPY SHE IS AN ADVOCATE FOR THE CONSUMER... SHE PROCEDED TO TELL ME... NATRONA HEIGHTS BRANCH SAID MY GRANDCHILDREN STOLE MINE AND MY HUSBANDS DEBIT CARDS... MY GRANDCHILDREN LIVE IN A DIFFERENT STATE... 2 OR 3 YEARS AGO, WHEN MY GRANDCHILDREN WERE HERE, THEY DID USE MY CARD... A VERY OLD CARD THAT I HAVENT HAD IN OVER A YEAR AND A HALF... FOR ABOUT 15 OR 16 DOLLARS... REALLY... YOU WOULD THINK, I AM TRYING TO ROB THE BANK OF THEIR MONEY... I JUST WANT WHAT I AM OWED. NOTHING MORE, NOTHING LESS... AND JASON, WAS NOT A VERY GOOD MANAGER, AND POSTED LIES ON MY ACCOUNT THAT I SUPPOSEDLY SAID... MOST FALSE... AND FOR SOMEONE WHO IS AN ADVOCATE FOR THE CONSUMER, SURE PUTS A LOT OF FAITH IN HIM. BECAUSE "THEY ARE FRIENDS "... I just want this taken care if. Why is it, THAT THE PEOPLE THAT TOOK OUR CARDS, GET OFF SCOTT FREE, AND I HAVE TO JUMP THRU HOOPS, JUST TO TRY AND GET IT FIGURED OUT... FIRST COMMONWEALTH WENT TO HEck IN A HANDBASKET, WHEN THE OLDER PEOPLE THAT WORKED THERE RETIRED... NOW, IM APPARENTLY A LIAR AND THIEF... THANKS FOR NOTHING..
show more
show less
Product: First Commonwealth Bank Checking
Comment
0
1
Paula Bargerstock @pbj5212002
I am wondering, if ANYONE THAT ACTUALLY TAKES THEIR JOB SERIOUSLY AT FIRST COMMONWEALTH BANK WILL GET BACK TO ME. And, as far as ANYTHING ELSE GOES, I would NEVER REFER ANYONE TO ANY BRANCH OF FIRST COMMONWEALTH BANK... JUST FYI
show more
show less
Comment
0
1
First Commonwealth Bank
FUck Off @laststepp
Report Abuse
1 Star Rating
11 years I've been a member there. I keep the account active for credit purposes. because my account is "inactive" according to their well hidden policies, they steal $5 a month from it without notification/warning. A simple email would have been lovely. No, that's too easy, and they want to keep the racket going. Customer service is spotty. I can only reach them if I call a branch. Their "main" number is useless.
show more
show less
Product: First Commonwealth Bank Checking
Comment
0
1
First Commonwealth Bank
Aalsaffar @Aalsaffar
Report Abuse
1 Star Rating
I applied for a credit card from CommBank. I travel a lot and the card they were promoting provides Qantas frequent flyer points which would have been handy.
After applying, I was barraged by a series of unreasonable requests and though the statement and tax office summaries were more than enough, they kept asking for more, as if they don’t want to do business. I eventually got fed up and withdraw my application.
The other thing, they have a very fractured communication. For example, you send them 3 documents, they look at only one. Or they ask for a response but they don’t read it. And when you eventually call them, they can’t see all previous communications.
show more
show less
Product: First Commonwealth Bank Credit Cards
Comment
0
0
First Commonwealth Bank
Barbara Jefferson @Singingangels06
Report Abuse
1 Star Rating
They offered me a Loan of $2000 and told me in order too build my Credit they Will make 2 deposits into My Account....One For $250....Once I Receive that I Go Too Any Store and Purchase a Green Dot Card and Put the $250 On too that Card and return it Too Them....Now We All Have Smart Enough Brains too Know That That Suggestion of the Transaction being Made back too Them on a Pre Paid Debit Card is a HUGE RED FLAG SCAM DON'T FALL FOR THIS BS.
show more
show less
Product: First Commonwealth Bank Personal Loans
Comment
0
1
First Commonwealth Bank
Ray @iraydawg
Report Abuse
1 Star Rating
Verified Customer
This bank likes to lie and provide you with false information, in addition they try to use scare tactics against you. I would not recommend them to anyone for any auto loan.
show more
show less
Product: First Commonwealth Bank Car Loans
Comment
0
0
First Commonwealth Bank
robert_kurz @robert_kurz
Report Abuse
1 Star Rating
I have been using FCB for several years so, when they offered to lend us money for our new home in WV I stopped working with the bank that prequalified us and went with FCB. They missed the closing date by over a week and, had we not raised holy heck with them it would have been over two weeks. This issue caused us to put our furniture into and out of storage at an additional cost of over $5,000!! They would not help with the cost and were unsympathetic to our problems. They knew the day they took our application that they would probably not meet the closing date but, rather than be honest with us the led us down the path and we were STUCK with them. There's not much one can do when three days before the scheduled close you are told, "we won't close for two more weeks at best. I should have explained better how the bridge loan works, I guess." I don't recommend the Mortgage department at First Commonwealth Bank!!!!
Get answers to your questions about First Commonwealth Bank below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
First Commonwealth Bank does have an app, which is called First Commonwealth Banking. This app is available on both the Apple App Store and Google Play for free, and it will give you access to all the same banking features as your normal online account. You can also use the app to deposit checks by taking a picture, send money through Zelle or chat with customer support.
Yes, you can pay your First Commonwealth Bank loan online through their loan payment portal, but you must already be enrolled in online banking. If you are enrolled, you can sign in with your username and password, after which you'll be able to schedule your payment or set up recurring payments.
It's worth noting that if you decide not to pay your First Commonwealth Bank loan online, you can mail it to:
To apply for a First Commonwealth Bank personal loan, decide how you want to apply (online, over the phone or in person), and then enter your personal and financial information on the application. Next, verify the accuracy of the information, submit the application and wait to receive a decision. Keep in mind that First Commonwealth Bank only provides loans for U.S. citizens living in Pennsylvania, Ohio, Indiana, Kentucky and West Virginia.
Ad Disclosure: Certain offers,
companies or professionals (collectively “listings”) that appear on this site, originate from paying advertisers.
For full transparency, here is a list of our current advertisers.
Advertising impacts how and where listings appear on this site (including, for
example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array
of offers, companies and professionals, but our listings do not represent all financial services companies
or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does
not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely
independent and not provided, commissioned, or endorsed by any issuer, as our editors follow a strict
editorial policy.
WalletHub is not a financial advisor. Our goal is to provide you with top-notch
content, data, and tools. You are responsible for deciding what financial products and providers are best
for your needs.
We work hard to show you up-to-date product terms, however, this information does
not originate from us and thus, we do not guarantee its accuracy.
Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering
institution. Please let us
know if you notice any differences.