We’re committed to providing extensive financial resources, access to high quality and affordable products, reliable services and investing heavily in our communities. We strive to deliver exceptional experiences that exceed our members’ expectations by providing friendly, personalized service and comprehensive financial solutions.
As a not-for-profit member-owned financial cooperative, we’re structured differently than banks. We... show more
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Find out if you are eligible to join First Commonwealth Federal Credit Union.
First Commonwealth Federal Credit Union Reviews
5
35%
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6%
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6%
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47%
2.8
17 reviews
17 reviews
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First Commonwealth Federal Credit Union
Scott Repella @sjrepella
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1 Star Rating
They are the worst ever. I have an Auto Loan through them, and they are so clueless; they have no idea what they are doing. They have done nothing but destroy my credit and life. They are clueless and lack knowledge of finances. They do not get back to you, they ignore you and are rude, ignorant, and disrespectful. My credit was great until these people destroyed it. You can't ever speak to a Supervisor, manager, or even the CEO. They ignore you when you are right, they take your hard-earned money and destroy every aspect of the life you once had prior to dealing with these people. Please stay clear, take your business elsewhere. Stay as far away from these people as you can; if you do not, trust me, you will regret it. You have been warned.
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First Commonwealth Federal Credit Union @FirstComCU
Hi Scott, we're sorry to hear about your negative experience. We take member feedback seriously and would like to learn more about the issues you're facing. To retain your privacy, please reach out to us at [email protected] so we can research this matter further.
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First Commonwealth Federal Credit Union
Curtis Husley @HusleyCurtis
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1 Star Rating
Don't, don't, don't—if you are looking for a bank to finance, please do yourself a favor and choose a different one. This has been the worst experience I have ever dealt with. They are rude, have no knowledge of their policies, and treat their customers poorly. I was told they could repossess my vehicle if I was one day behind on payments. I would rather walk than finance another vehicle with this bank. So please run, run and choose another bank.
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First Commonwealth Federal Credit Union
jeffrey @jsunfire01
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5 Star Rating
Verified Customer
Excellent financial institution, the employees are fantastic. They are the best, very knowledgeable, and listen to every concern..
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Product: First Commonwealth Federal Credit Union Credit Cards
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First Commonwealth Federal Credit Union
Peter Mulshine @chestersbud
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1 Star Rating
Baker is now first Commonwealth. It's run by morons; phone lines are clogged, and you have to wait 30 or more minutes to get a live person.
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Product: First Commonwealth Federal Credit Union Checking
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First Commonwealth Federal Credit Union
Jennifer @jennluvs2sew
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3 Star Rating
Verified Customer
After they changed names, not as welcoming and friendly. Making payments more difficult to pay. There are a few tellers that will go out of their way.
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Product: First Commonwealth Federal Credit Union Car Loans
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First Commonwealth Federal Credit Union
fuck you @3catdaddynp
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1 Star Rating
used to be a friendly bank. machines are often broken, very under staffed, for the first time in approx. 35 years I had to "check in " because the person sitting in the front "didn't know me" ! a 63 yo man must be VERY THREATENING. they have a person checking you in but not enough people to actually wait on customers. very unprofessional, slow, backwards. But then what do I expect from Lehighton.
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Product: First Commonwealth Federal Credit Union Business Services
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First Commonwealth Federal Credit Union
Lionel Hutz @Average_User
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1 Star Rating
Joining a credit union is a great idea, especially in the current banking environment. I strongly encourage you to join one, especially if you are looking to finance a home or vehicle. Just don't join this one. First Commonwealth is "first" in all the wrong ways. They're definitely the first credit union to advertise an "interactive teller machine" that they don't actually staff during posted hours. They're also the first credit union I've joined to take *weeks* to process mailed payments. Let's also not forget them being first in advertising external payments for your FCFCU credit card while capping how much you can pay at $3,000. Wow, thanks for making it extra inconvenient each step of the way.
First Commonwealth is trying to punch above their weight. I joined because they showed promise. Sadly those promises were empty. Look into PSECU; I live in the Lehigh Valley and thought having branches would be helpful. It's not.
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Product: First Commonwealth Federal Credit Union Credit Cards
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First Commonwealth Federal Credit Union
Rickie @rickiew_8
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2 Star Rating
Verified Customer
No easy way to pay it from the App. Or online. Other than that they're ok.
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Product: First Commonwealth Federal Credit Union Car Loans
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First Commonwealth Federal Credit Union
Celines @celinesc
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5 Star Rating
Verified Customer
This credit union bank is awesome. Their workers there are always there to help make things easier. They help with credit issues and their interest rates are very good.
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Product: First Commonwealth Federal Credit Union Car Loans
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First Commonwealth Federal Credit Union
Dave Churilla @dkpc2001
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1 Star Rating
I've never had a worse experience dealing with an auto lender. Complete nonsense. I'm a used car dealer dealing with around 20 banks. This place returned my contract about 4 times. We sell nearly 400 cars a year and have never dealt with nonsense like this.
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Product: First Commonwealth Federal Credit Union Car Loans
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First Commonwealth Federal Credit Union
Rebecca @merkelgirl22
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5 Star Rating
I really like having an account at First Commonwealth Federal Credit Union. They are very easy to work with and walk you through the steps for whatever it is you need. I am a college student and they helped me set up the accounts I wanted and got me a good credit card for a student. I really love the online banking because I am away from home and can do everything I need to online. They even helped me set up a CD so I can start saving money for my future. They are always willing to walk me through everything and they really know what they are talking about. I like having my accounts here.
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Product: First Commonwealth Federal Credit Union Savings & CDs
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First Commonwealth Federal Credit Union
Gabe Benjamin @gbenjamin2
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5 Star Rating
First Commonwealth Federal Credit Union is a great bank. They have a wide variety of products to offer their customers, and they are always rolling out newer and better products as well. I have the opportunity to use their services for a certificate of deposit account. This account delivers a high amount of interest and has low penalties for early withdrawal. I definitely recommend this bank for your banking needs.
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Product: First Commonwealth Federal Credit Union Savings & CDs
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First Commonwealth Federal Credit Union
john thomas @volzzzzz
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5 Star Rating
Want to start by saying how awesome Baker Federal Credit Unions' customer service treated me. I had done a few car loans in the past from other credit unions but they ended up charging so much on interest and even missed one payment and the late fee was almost as much as a months payment. Baker Federal took care of my loan and made sure I got the best loan available. I have decent credit but the interest rate they got me was great and couldn't believe it. I love working with them on loans and will make sure the next loan I get is from them.
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Product: First Commonwealth Federal Credit Union Car Loans
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First Commonwealth Federal Credit Union Q&A(2 questions)
Get answers to your questions about First Commonwealth Federal Credit Union below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Yes, First Commonwealth Federal Credit Union credit cards report to the credit bureaus every month, typically within days after each cardholder's billing period closes. First Commonwealth Federal Credit Union reports things like your credit card's credit limit, account balance, and payment history to all three of the major credit bureaus: Experian, TransUnion and Equifax.
Once First Commonwealth Federal Credit Union reports your account information to a credit bureau, it may take a few days from when the bureau receives the info before the updates appear on your credit report. Keep in mind that new First Commonwealth Federal Credit Union cardholders may not see account info on their credit report for one or two billing periods after being approved.
You can check your credit report for free on WalletHub to see what information First Commonwealth Federal Credit Union is reporting about your accounts.
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