GreenSky Trade Credit, LLC (“GSTC”) is a leading company in the consumer finance marketplace specializing in providing support services in the Home Improvement and Retail credit industries. Using the GreenSky brand name, GSTC works with a network of federally insured, federal and state chartered bank partners who provide loans to customers of the merchants... show more
GreenSky Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 09/21/2022.
4.0
1,403 reviews
from WalletHub and across the web
1,403 reviews from WalletHub and across the web
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GreenSky
Vincent @vinnys_1
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5 Star Rating
Verified Customer
Very easy to apply for credit line. As for payment wise I missed my due date a couple of times and there is no late fee. They give you grace period to pay. Thank you and I will consider it again if I need it.
Was fine for what it was. I was even thinking about using them again until they over charged me and then wouldn't issue a refund. Even when I asked, it was never sent. Working 60-70 hours a week I don't have time to beg for my money. Just watch your bills and double check before you sent them any money. Better yet avoid using them at all costs. If you have to use them, document every interaction.
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GreenSky
Kevin Lewis @kklewis07
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1 Star Rating
unsure how the overall is a 4.0 on this website but terrible everywhere else. I'm a credit score 791 and i'd never use this again
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GreenSky
Justin @Justinhanson1976
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1 Star Rating
Verified Customer
My experience with the solar installer and the financing has been terrible since day one . I was sent to collections before I even had the solar installed . I did not get a 9.5kw system as promised , I only got4.5kw. These people and thier affiliates are horrible ?. I sent two checks they applied one to principal and the other considered late
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Product: GreenSky Personal Loans
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GreenSky
Miranda Kinnett @mirandaechard
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2 Star Rating
Got a 6000 dollar loan for my husbands dental work. They pulled my credit score and sent it to me. 755. So why is my interest rate still 24.99? Just because it's deferred? Might as well do a credit card that has a no interest promo period and get the rewards/cash back. Also, you can't use anything other than cash to make a payment. I'll pay it off before interest hits, but it still feels like a crappy deal.
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GreenSky
Charles Dahill @dahill_charles
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1 Star Rating
This is a horrible company that has a record of lying to their customers about their loans. I needed both of my AC units to be replaced in my house, a cost that totaled $24,056, and applied for a loan through GreenSky. They approved for $24,500 and sent me a request to activate my loan. I went to their site, activated it, and chose a payment plan for it, all the time it showing the loan amount of $24,500. After it activated all of a sudden it says I was only approved for $12,500. Both myself and the contractor we hired to do the AC installs verified that the loan amount for the full job was approved, but we don't have any documentation that shows that (the loan information was only on their website and never given in an email or sent document to our address). So now I'm stuck having to find a way to pay $12,000 out of pocket and up front to make up the difference. After doing a bit of research I found that I was not the only person that GreenSky did this to, there are other reports of similar incidents from other customers. Do not use GreenSky, ever.
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GreenSky
carmelor_5 @carmelor_5
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5 Star Rating
Verified Customer
Paid in full ,Have one less bill to pay every month, thank you keeping me up dated on a regular basis ? fantastic to see it closed
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Product: GreenSky Personal Loans
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GreenSky
naomiwiddison @naomiwiddison
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1 Star Rating
I would give zero if that were an option. I have received the worst customer service of my life from these people. I have been treated like a criminal for trying to handle my husband's account; they won't even take payments from me, despite the number of times he's told them to. They didn't even take a payment from him when he spent the time at work to try to take care of it and then they charged us late fees. It honestly feels predatory. Do Not get a home depot loan card or work with these people in any way. You have been warned.
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GreenSky
Donald A Johnson II @donaldj_46
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5 Star Rating
Verified Customer
This is an excellent place for a loan. No interest for 2 yrs as long as it’s paid off by then. This is. Good place to go for a loan if your able to do that
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Product: GreenSky Personal Loans
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GreenSky
David @thrasherdn
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1 Star Rating
Checked my credit score and found a bogus write off from Greensky from back in 2017!! Connection to Regions, where l bank, but never had a negative balance or bounced a check there. Obviously a hack but from 5 yrs ago just Now showing up??? I think not.