NASA Federal Credit Union's core purpose - to empower people to achieve a brighter financial future - is the driving force that supports the success of their members. They deliver convenient financial value to individuals and small businesses that are looking for preferential rates on deposits and loans, lower fees, personalized product options and... show more
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NASA Federal Credit Union Reviews
5
18%
4
39%
3
10%
2
4%
1
29%
3.1
103 reviews
103 reviews
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NASA Federal Credit Union
john @tangojohn
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1 Star Rating
For weeks I have attempted to open savings and a CD account with NASA Federal Credit Union. It has been a total waste of my time. After my initial application I recieved information that I needed to submit additional proof of idenitity which I submitted. After calling them I learned they also needed but had not asked for copies of my wife's passport and also her social security card. I regret I submited that information too. It has now been over 2 weeks and I cant get any response from them. When I go online my application still shows pending. I can not get any response from any messages I have sent to them.
While I have now given up getting any response from them including denying my application I regret having submitted my private personal information to this organization. As poorly run as this business is, I feel uneasy that they now have my personal information.
I am glad that I was able to find this card. With the low interest rate, it has been fairly easy for monthly payment scenarios. Like most credit unions however, the reward system leaves something more to wish on for improvement for rewards purposes.
I love this card but no the reward process. Because its a credit union credit card you will generally have a lower interest rate compared to most mainstream cards. Wish the reward system was similar to mainstream credit companies.
Horrible business! Soo hard to deal with! They operate on higher interest loans and never do the right thing like helping you refinance to a lower rate! Avoid this business at all costs!
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Product: NASA Federal Credit Union Personal Loans
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NASA Federal Credit Union
Aleandro Reynoso @JetJock
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1 Star Rating
Approved for credit card via soft pull (689 Experian) then declined with no reason. So don't be fooled by the sof pull pre-approval all you will end up with is a hard inquiry .
I actually had this same problem! You have to call in and do a reconsideration, 9/10 it’s because they can’t verify identity so the system automatically declined it
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NASA Federal Credit Union
Screw NFCU @rocketman0309
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1 Star Rating
Worst bank I've ever had. The board line illegal fees that you get surprised with are beyond anything I've seen in the entire history of my banking career. For example, let's say you lost your job, they will assess an 8 dollar a month charge to use their service. If you don't withdrawal or deposit enough money there is a fee for that too. Oh and my favorite is I was charged 8 dollars for using their atm. Yeah not kidding. If you are rich they will take care of you but they do it by screwing average people. Unless you have perfect credit and 50000 in your account don't even bother with their loans. You will be denied. My score is 700 and I have 28000 in my account. I was denied. This has happened several times.
This is the worst company I have ever worked with to try to get approved for a credit card. I was pre approved for 20,000 then they say they couldn’t verify my identity even thou I called them and asked could I send my DL and birth certificate. They basically keep saying this is the policy that’s it that’s all. Please save your time, energy, and hard inquiry because if anything little thing is off they will be no help to you!
Please do not apply for the NASA Federal Credit Union , STAR TREK, credit card. They ran a hard credit check. ( 2 for a joint application ) , with Experian. They verified credit scores of 810 & 816 . Perfect credit re[ports ! Then they sent 2 Adverse Action Notices claiming they were unable to verify identity ! Even a telephone call to them provided NO SERVICE WHATSOEVER ! I was like talking to a robot ! I would not trust them with my banking needs !!! Thank You, Live long & prosper !
Their slogan should be "No, we can't help you with that." They wouldn't even let me apply principal payments to my credit card and loan. I would steer clear of NASA FCU.
Nasa is the best I'm so glad I'm apart if there family. I would recommend nasa to anyone trying to by a home or a car there very helpful in all aspects
Yes. Typically, a personal loan gets disbursed within seven business days of the loan application. Once approved, you may get the money deposited automatically into your savings account. For more information, please call NASA FCU customer service at 1-888-627-2328.
You can check for NASA credit card pre-approval online by clicking on "Check your rate" under the card of your choice. You'll need to complete a brief form and if you qualify, you'll be shown the rate and credit limit you'd likely receive.
NASA FCU will also send out pre-approved offers in the mail for customers they find eligible for such an offer.
Keep in mind that neither pre-qualification nor pre-approval guarantee actual approval for a credit card. The only way to know for sure if you've been approved or not is to go ahead and apply. And applying for a NASA credit card will result in a hard pull on your credit, which might negatively affect your score for a little while.
They need your SSN because they got to verify your identity somehow. And yes, the balance transfer rate is still 7.9%. But only if you do the transfer within 90 days of account opening. Regular rate could be up to 18% though.
