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Perpay Reviews
5
73%
4
16%
3
0%
2
5%
1
5%
4.5
37 reviews
37 reviews
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Perpay
Jacob Henrichson @jacobhenrichson
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1 Star Rating
Though I have no complaints in regards to Perpay's marketplace, as I have ordered products and received them as advertised, I cannot say the same for the credit card. Perpay has received over a month of direct deposits and charged a metal card fee as well as an activation fee, along with already charging a monthly fee, just to have never received the card. I would seek out other options when it comes to credit cards. Avoid Perpay.
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Product: Perpay Credit Cards
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Perpay
bruce Greer @88reasonspfr
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5 Star Rating
Verified Customer
Easy to work with
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Product: Perpay Credit Cards
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Perpay
LiSA reGENsCheID @regenscheidlisa
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5 Star Rating
Verified Customer
It was a great way to receive the orders. They save time with quality that lasts a lifetime. It is a great program.
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Product: Perpay Credit Cards
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Perpay
James Burress @jamesb_643
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2 Star Rating
Verified Customer
Predatory and overpriced! $9 per month for a service fee is steep, especially on top of a high APR and a small credit limit. Beware—any "per pay" item you purchase will be more than 200% of the full retail price—and they charge extra for shipping?!
I had one customer service issue with them, and the agent was both unpleasant and incapable of handling the problem. After putting the issue on paper and mailing it in, I did receive a resolution, but all that was way unnecessary and cumbersome. Bottom line: not for me, but some people like it, so I just say be aware of the potential negatives.
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Product: Perpay Credit Cards
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Perpay
ally marie @allymarie5
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5 Star Rating
So happy I got approved, and you can't beat the 2% rewards. I like that I don't have to worry about making payments because they come right from my paycheck.
If you are employed and cash-poor, when you need to make a high-dollar purchase, this is a fine site to use! Otherwise, save your money and wait for a deal at a local brick-and-mortar store.
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Product: Perpay Credit Cards
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Perpay
Victor @vdsousa7
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5 Star Rating
Verified Customer
I've been a buyer for a few years and I've had no issues. It's a little too overpriced, but besides that nothing major.. Highly satisfied..
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Product: Perpay Credit Cards
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Perpay
Heidi l Craig @heidig_20
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5 Star Rating
Verified Customer
Love it great card to use I would highly suggest this for people who are looking for Christmas presents. Birthday presents any type of special occasion. It really comes in handy.
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Product: Perpay Credit Cards
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Perpay
Jessica @parrott2212
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5 Star Rating
Verified Customer
PerPay is an excellent way to build your credit while purchasing large items. I personally bought an Android smart Google T. V. My payments were low. Customer service is above the many and most!!
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Product: Perpay Credit Cards
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Perpay
PATRICE @patriceg_3
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5 Star Rating
Verified Customer
I love Perpay I order what I like and pay on it every 2 weeks. And they have nice products. And the shipping doesn’t take long at all. And they have great customer service.
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Product: Perpay Credit Cards
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Perpay
Latonja Anderson @latonjaa1
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5 Star Rating
Verified Customer
Great option to get high ticket items and improve your credit! Give it a try! You will not be disappointed. I use it for birthdays and holidays so I can stay within my budget.
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Product: Perpay Credit Cards
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Perpay
Barbara @barbara_d_dillard
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5 Star Rating
Verified Customer
PERPAY is great. I am able to buy what I need and make the payment every month with no problem. I really love the company. I appreciate them.
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Product: Perpay Credit Cards
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Perpay
Christina @xtinasherm
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5 Star Rating
Verified Customer
Love it. I don’t like the down payments so much. They are kinda high but overall I love the program itself. Not a bad thing to try
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Product: Perpay Credit Cards
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Perpay
Jason @mekeel_jason91
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5 Star Rating
Verified Customer
It has been a great experience for Me. The direct pay makes it a stress free way to buy what you want and not stress over payment issues
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Product: Perpay Credit Cards
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Perpay
Paul VanDam @pvandam47
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4 Star Rating
Verified Customer
I'm happy with perpay and their service and will continue to use the service and I'd tell anyone I know about it they are great to work with
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Product: Perpay Credit Cards
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+ 22 WalletHub users submitted a rating without writing a full review
Get answers to your questions about Perpay below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
You can get approved for the Perpay Credit Card in under a minute if you meet the issuer's exact criteria. However, if you don't get a decision on the spot, it could just mean that the issuer requires more time to evaluate your application. In that case, you'll be notified by email.
While your application is getting processed, you can check its status over the phone. If you get denied, you can ask the issuer to reconsider. However, this is more likely to work if an error on your application was the cause for rejection, or if your situation has improved since you applied for the card.
The starting credit limit for the Perpay Credit Card is $500 or more. Everyone who gets approved for the Perpay Credit Card is guaranteed a credit limit of at least $500, and the most creditworthy applicants could get limits higher than that.
Keep in mind that the credit limit you receive upon approval isn't necessarily permanent. The issuer may review your account from time to time and could raise your limit automatically.
The only way to apply for the Perpay Credit Card is online, and you can get to the online application by visiting the Perpay website. Then, click “Apply now” to get started.
You can check your Perpay Credit Card application status by calling (866) 953-0189. When you call, listen to the automated menu and press the key to check your status, then verify your identity so Perpay can match you to your application. You unfortunately cannot check your Perpay Credit Card application status online.
How to Check Your Perpay Credit Card Application Status
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