Mariner Finance

Mariner Finance's requirements include being at least 18 years old, having enough income or assets to make the monthly payments and having a Social Security number. You will also need to have a verifiable bank account to qualify for a Mariner Finance personal loan.  

Mariner Finance Requirements for Borrowers

• Credit Score: Not disclosed but know to accept bad credit
• Income: Not disclosed
• Age: 18+
• Citizenship: U.S. citizen, permanent resident or immigration visa holder
• Identification: Social Security number
• Bank Account: Verifiable bank account
• Residency: One of the 22 states Mariner Finance services

Before you apply for any personal loan, it's a good idea to pre-qualify. While meeting all of the requirements gives you a good chance of approval, it's never guaranteed. To pre-qualify with multiple lenders at once, check out WalletHub's free pre-qualification tool.

Your Mariner Finance approval odds are good if you have a low debt-to-income ratio and meet Mariner Finance's requirements to get a loan. Some requirements include being at least 18 years old, having enough income to make monthly payments and having at least bad credit. If you meet all the requirements, your approval odds are high, but approval is never guaranteed.  

What You Need for Good Mariner Finance Approval Odds

• Credit Score Requirement: Not disclosed, but does consider bad credit
• Age: 18+
• Identification: Social Security number
• Bank Account: Verifiable bank account
• Residency: All states except Iowa and U.S. territories
• Citizenship: U.S. citizen, permanent resident or immigration visa holder
• Income: Not disclosed

Before applying for any personal loan, it's a good idea to check to see if you pre-qualify in order to estimate your approval odds. You can use WalletHub's free pre-qualification tool to check with multiple lenders at once.

Yes, Mariner Finance personal loans are legit because Mariner Finance is registered to do business in the states it services, which is a legal requirement to be a legitimate lender. Another reason why Mariner Finance personal loans are legit is that the lender has a rating of A+ from the Better Business Bureau.

Why Mariner Finance Personal Loans Are Legit

• Mariner Finance is registered as a business in the states it services.
• Mariner Finance has a Better Business Bureau rating of A+.
• Mariner Finance has been around since 2002.
• Mariner Finance has an average user rating of 3.9/5 on WalletHub.
• Mariner Finance personal loans have a rating of 3.7/5 from WalletHub's editors.
• Mariner Finance has a secure website, which you can tell by the fact that the URL has "https" in front of it.

While Mariner Finance personal loans are legit, they may or not be the best choice for you. It's important to compare the terms and requirements of Mariner Finance personal loans against your other options before submitting an application

The monthly payment on a Mariner Finance personal loan will be somewhere around $26 to $2,500, depending on how much you borrow, how long you borrow it for and the APR. Mariner Finance offers loans of $1,000 to $25,000 for 12 to 60 months. The company's APR range is 18.99% - 35.99%.

Mariner Finance is a legitimate lender and their application is secure. The lender's website states that all online applications are encrypted to protect your security. Your information will be kept private and secure when you submit an application.