Quick Credit
Quick Credit Reviews
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-They changed my interest rate from 89% to 215% without ever contacting me or informing me about this change.
-Not only this, but I signed up to pay monthly. I want to emphasize that I truly, genuinely don't mind paying off my debt. I requested one extension (literally three days), and they changed my repayment terms and are now trying to debit my bank account twice a month for $200 each. I tried to contact them, and they said that this is what I signed up for and they won't work with me. Biweekly payments are NOT what I signed up for and I have the bank statements to back it up.
-I tried blocking them from my bank account so I could pay from a second bank account I have. Instead, they debited my account anyway under the guise of a completely different Quick Credit company!
They are by far the worst company I have ever had the displeasure of working with. Unless you can pay them back within a month (maximum), or you simply don't value your money, avoid this company at all costs.
The send you a pre approved letter then when you sign up, They aks for your bank information before they approve, DO NOT SIGN UP. SCAM!
Quick Credit Q&A(9 questions)
Get answers to your questions about Quick Credit below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
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Can I get a second loan with Quick Credit?
You can get a second loan with Quick Credit, but only after your first loan is paid in full, according to Quick Credit representatives. You cannot take out a second loan from Quick Credit while your first loan is still open. While you can apply for a loan from another lender, keep in mind that the more debt you have, the harder it is to manage.
Does Quick Credit do a hard pull?
Yes, Quick Credit does a hard pull for most applicants when they apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.
Quick Credit's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To...
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