Rhode Island Credit Union offers a variety of products and services that includes checking and savings accounts, IRAs, credit cards, mortgage and home equity loans, vehicle loans, personal loans, student loans, online and mobile banking and more. Rhode Island Credit Union is a Federally Insured State Chartered Credit Union with 5 branches, assets of... show more
Eligibility
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Rhode Island Credit Union Reviews
5
38%
4
25%
3
13%
2
25%
1
0%
3.8
8 reviews
8 reviews
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Rhode Island Credit Union
brookeanne @brookeanne
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4 Star Rating
While going to school in Rhode Island, I needed a student loan to get me through with the rest of my long school year. Having transferred colleges many times for relocating for my job, I knew I wanted a fast and simple place to get my loan from that I can pay off in a quick amount of time. I came across Rhode Island Credit Union and was amazed at how quickly I was approved, and how low the APR rate was for the student loans. I got my loan the same day I went in, and I knew that I loved Rhode Island Credit union right then. I have referred many friends and family to Rhode Island Credit Union, and I would give them four stars.
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Product: Rhode Island Credit Union Student Loans
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Rhode Island Credit Union
Andrew @adwke
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5 Star Rating
I have had an account at RICU for many years, since back when it was State Employees Credit Union, and I could not be happier with the service I have received. The staff are very courteous and always recognize me and ask how things are going when I walk in, which has lately become less frequent since their online banking is so easy to use. They have never surprised me with any hidden fees, they are very straightforward and honest about their rates, and I have had very few problems with using my RICU debit card even when traveling internationally. I would recommend them to anyone.
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Product: Rhode Island Credit Union Checking
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Rhode Island Credit Union
sandra dragon @sdrag
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4 Star Rating
I have had an account with the Rhode Island Credit Union since it was the RI State Employees Credit Union. I opened my first account at their branch at the Rhode Island Medical Center in Cranston, RI. In those days, their office was surrounded by the state prison and two state hospitals, but the advantage for those of us who worked on the grounds was that we could sneak over to the credit union on our "coffee break". Almost everyone who was employed there in those days (nurses, doctors, prison guards, institutional attendants, etc) had an account with the credit union. Even though a lot of us did not make much money, the credit union was always very generous in granting loans to State workers. I always had a Christmas Club with them plus my checking and credit card. It is nice to know that they are still there.
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Product: Rhode Island Credit Union Personal Loans
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Rhode Island Credit Union
Ruben @schallmann
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5 Star Rating
A credit union dishing out loans that aren't a ripoff? Could this be? Actually yes! I don't use RICU anymore because of location reasons, but these guys really helped me out while I was finishing getting my degree. I needed a checking account anyway which took a nice chunk out of the bite of the rate on a small loan that I needed. Very knowledgeable and warm staff that almost literally won't let you sign any documents until they're positive you know what it is you're signing. Whether that's because they don't want to deal with baseless complaints later or they truly care about their customers that much I can't say, frankly I don't care because it treated me very well. If you're in the area I'd advise at the very least walking in and having a chat.
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Product: Rhode Island Credit Union Car Loans
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+ 4 WalletHub users submitted a rating without writing a full review
Review Rhode Island Credit Union
Rhode Island Credit Union Offers
Car Loans
Checking
Credit Cards
Home Equity
Investments
Mortgages
Personal Loans
Savings
CDs
Student Loans
Rhode Island Credit Union Q&A(2 questions)
Get answers to your questions about Rhode Island Credit Union below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Rhode Island Credit Union charges annual fees ranging from $25 to $125 for safe deposit boxes, depending on the box size. Safe deposit boxes are available at the Cranston and Pawtucket branches.
Annual Rental Fees
3 × 5 × 12: $25
1.5 × 5 × 21: $25
2 × 5 × 21: $30
3 × 5 × 21: $30
3 × 10 × 21: $45
5 × 5 × 21: $50
5 × 10 × 21: $75
10 × 10 × 21: $125
All expenses related to lost keys or drilling are charged to the renter. For the most up‑to‑date information on availability, visit Rhode Island Credit Union's website or contact their customer service at (401) 751-7440.
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