Sidney Federal Credit Union is a member-owned and controlled financial cooperative which promotes financial responsibility, membership involvement and dedicated to serving and educating its members, while maintaining the credit union's long-term financial stability. Sidney Federal Credit Union offers a variety of products and services to its members, including checking and savings accounts, retirement accounts,... show more
Eligibility
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Sidney Federal Credit Union Reviews
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7 reviews
7 reviews
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Sidney Federal Credit Union
alexandradiy4 @alexandradiy4
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1 Star Rating
I’ve been using SFCU for years, and recently had a legal issue involving fraud on my account. Whilst attempting to resolve, I didn’t get straight answers to my questions, the lady was rude and hung up on us after leaving me on hold with a family member for 50 minutes. This situation was overlooked and the bank didn’t do their part. I’m seriously considering closing my account and switching banks after what we just dealt with. Such a great level of unprofessionalism.
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Product: Sidney Federal Credit Union Savings
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Sidney Federal Credit Union
Elizabeth @elizabeths_6
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5 Star Rating
Verified Customer
They are good good bank and they will work with you if you need a car loan and will work with you if you can't make your payments on time
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Product: Sidney Federal Credit Union Car Loans
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Sidney Federal Credit Union
Gail A Hearth @gailh_17
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5 Star Rating
It's a good place to have a loan. The interest rates are usually low. They helped me out a low time in my life and they are great appreciated.
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Sidney Federal Credit Union
Jemmy @jemdel1
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2 Star Rating
Verified Customer
Sfcu is a credit union its OK. Not happy with the car it needed a new engine less then 2 tears after I bought it. I will be paying it off and junkies the car in the next few months.
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Product: Sidney Federal Credit Union Car Loans
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Sidney Federal Credit Union
Amanda Jones @A1942VP5ICYPM8
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4 Star Rating
The Sidney Federal Credit Union is the most used credit union in my area, and it's not to hard to figure out. If you need don't need anything besides the very basics you're good.
The only thing that gives me issues in the way they handle overdrafts. When you get an overdraft -no matter how little- it always moves $100 dollars from my savings over. Overkill! I don't see why you'd need to move so much when it's just a small overdraft. Only a small issue, but it really bothers me.
I've only overdrafted twice for very short amounts (aka miscounting on my part) Overall it's a very good credit union.
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Sidney Federal Credit Union
Kyle Fuller @fullerkid4
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3 Star Rating
The biggest issue that I have with Sidney Federal Credit Union is the fact that every time I am the victim of an overdraft, meaning more finances have been withdrawn from the account than actually allotted, I am charged a whopping $25.00 fee. Occasionally this is not even my own fault because companies are drawing funds from my account for returns and things and charge me twice. Also, in terms of online shopping and credit card fraud, I wish there were a bit more security with my card number because I have already had two credit cards hacked and it is sometimes a hassle to have to call and change all of my accounts over to the new card number.
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Product: Sidney Federal Credit Union Checking
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Sidney Federal Credit Union
Michael Singh @Mikeat2013
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2 Star Rating
Sidney Federal Credit Union is a small, local credit union with perhaps 10 branches. The tellers are always friendly, but the selection of services offered is small.
They do not cash international checks and instead must send them out for collections – an expensive and time-consuming option. Even checks from US-based companies are sometimes put on a credit hold with the explanation, “Well, they are not from around here, so we don't know if the check is going to clear.” I have had checks from some major corporations placed on hold for this reason.
On the whole, I am slightly pleased by the customer service at this institution. But their small-town, insular attitude coupled with the paucity of services offered causes me constant irritation.
Get answers to your questions about Sidney Federal Credit Union below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
The Sidney Federal Credit Union CD has an APY of 2.50% - 3.75%. The interest you'll earn on your deposit depends on the term you choose. With term lengths ranging from 3 months to 5 years, you can select the CD that aligns perfectly with your financial goals. Here's a breakdown of the terms available:
3-Month: 3.00% APY
6-Month: 3.25% APY
1-Year: 3.50% APY
2-Year: 3.25% APY
3-Year: 2.50% APY
5-Year: 2.75% APY
It's important to note that these rates may change without prior notice. For the most up-to-date information, please refer to the Sidney Federal Credit Union website.
You can check the best CDs available for you to make sure that whatever decision you go for really fits your goals.
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