SkyOne Federal Credit Union has over 60 years of serving the air transportation industry, and they understand the specific financial needs of their members. That’s why they exist. They embrace the latest technological innovations to offer the highest level of secure, 24/7 account access services available today. Think of it as the best of... show more
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SkyOne Federal Credit Union Reviews
5
30%
4
9%
3
9%
2
0%
1
52%
2.7
23 reviews
23 reviews
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SkyOne Federal Credit Union
rayshawn Chilton @zilla
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1 Star Rating
I applied for a car loan back in Feb 2023, the car was worth $14.3k on a 6-year loan term. Since that date, I've paid out roughly $10.4k. Adding up the numbers, I've paid in interest close to $7k, while they only put about $3.6k towards my principal! What a joke, and I still have 3 years left to pay $10.6k on this car, and Carfax says it's worth around $1-6k. I spoke with an assistant in their chat on their website, and I wanted to know why the interest payments were so high. It must have been A.I. She tried to explain the typical reasons then I stated I would add up how much interest I’ve paid, she then had disconnected me and logged me out of the site. I can't wait to get out of this loan. Knowing what I know now, this is a nightmare! Never again, leaving this company as soon as I'm done paying it off!
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Product: SkyOne Federal Credit Union Car Loans
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SkyOne Federal Credit Union
michael freilinger @mffreilinger
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1 Star Rating
Their new CEO and board forgot how they got to a "billion." Guess why people are leaving by the scores? And I'm one of them, having been there since 2002. Changed systems make it impossible to get anything done, right? You always have to call in and wait on line to talk to somebody. Now they charge for everything. There's a fee for everything, including checking; I keep a minimum of $4,000 in my checking account. And now they want to charge me $9 to use it. There are plenty of other credit unions that want your business. I wouldn't come here.
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Product: SkyOne Federal Credit Union Checking
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SkyOne Federal Credit Union
John Scocorobich @srwms1
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1 Star Rating
I have been a member for over fifty years, but I am now quitting due to poor customer service. In 2022, an upgrade to their online banking resulted in a loss of services that have yet to be corrected, such as transaction alerts. You can't talk to a human without being put on hold for fifteen minutes or more. My Visa account shows no interest charges this month or for this year, yet they have charged me interest, as reflected in the monthly statements. I asked why, and they are still searching for an answer. Reward points were credited entirely, but now, due to their "improvements," they are credited in $10 increments; they "keep the change." I just received a letter from them saying, "We're proud of our new card offerings and excited to make them available to you." Effective July 31, 2024, they are issuing me a new card and canceling my existing one! I called to ask why they are proud and excited and why they are doing this. They don't know anything about the letter!
I would not recommend this organization to anyone. It's a sad commentary after 50+ years.
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Product: SkyOne Federal Credit Union Credit Cards
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SkyOne Federal Credit Union
Shaleeni @shaleenif
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5 Star Rating
I have banked here since I was 15 (over 30 years) I am completely satisfied. Always very efficient and timely With my requests! Thank you
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Product: SkyOne Federal Credit Union Checking
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SkyOne Federal Credit Union
Deborah @dcomptonboudreaux03
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1 Star Rating
Verified Customer
This vehicle was completely totaled, over a year ago. I only owe $200 to pay off what GAP cover. Due to the lack of initiative and compliancy onn the part of BOTH SkyOne and Esurance, it was an ongoing battle to get GAP to pay. It took over 6 months!
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Product: SkyOne Federal Credit Union Car Loans
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SkyOne Federal Credit Union
Douglas Collins @RDC90254
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1 Star Rating
Horrible Communication. I needed to speak with a representative to cancel my account. I went on line about 8:00 a.m. and using the on-line link set up an appointment for a call back at 1:30 p.m. that day; the call back was confirmed and I was given a 15-minute window in which to expect it. The time came and went with no call. About 3:00 p.m. I sent an e-mail to Sky One telling them I had not received a call, hoping that might encourage someone to pick up the phone an call me. No such luck!
I've been a member of another FCU for decades and have always received prompt and courteous help. Not with Sky One! I suggest that you find another FCU or bank!
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Product: SkyOne Federal Credit Union Savings
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SkyOne Federal Credit Union
Gene @meangreengene12071979
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1 Star Rating
Verified Customer
Piece of junk car, they repossessed it and sold it for a lot less than it was worth, making me pay the full cost of the loan. Please stay far away.
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Product: SkyOne Federal Credit Union Car Loans
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SkyOne Federal Credit Union
arnold sias @wa7fab
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1 Star Rating
Crazy! Have been on the phone for over an hour. Have left two other calls to direct persons have been dealing with...no luck! Their service is absolutely the worst of any financial institution I have every dealt with. Great CD rate but unbelievable bad service. They not only do not recognise my user name and password but also have seems to have my lost my social and no long can identify me as a customer! Wow!
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Product: SkyOne Federal Credit Union CDs
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SkyOne Federal Credit Union
ronsal1724 @ronsal1724
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1 Star Rating
Absolutely the worst financial institution I have worked with. I will be filing a complaint with NCUA. After numerous phone calls and hours on the phone, the chat rep accused ME of being rude! These people are the worst!
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Product: SkyOne Federal Credit Union Savings
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SkyOne Federal Credit Union
Keon @keonc_7
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3 Star Rating
Verified Customer
It’s ok.
Fine card
Used sometimes, but not much. Needs more rewards to become an everyday card.
I like the bank
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Product: SkyOne Federal Credit Union Credit Cards
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SkyOne Federal Credit Union
Cassandra @redhare18438
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5 Star Rating
Verified Customer
Amazing credit unioni. No annual fee, 10% apr. Customer service is better than any bank. Multiple share C.U.'a in different states as well as no fee atm.
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Product: SkyOne Federal Credit Union Credit Cards
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SkyOne Federal Credit Union
Angela @angiemnayani
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4 Star Rating
Verified Customer
So far so good, I’m liking their services and products, the customer service is personalized too I always get feedback on any requests
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Product: SkyOne Federal Credit Union Car Loans
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SkyOne Federal Credit Union
Angela @angelae_19
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5 Star Rating
Verified Customer
They are great to work with. They do not hassle me. If I have a problem they fix it right away without attitude. And they are prompt when calling you back
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Product: SkyOne Federal Credit Union Car Loans
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SkyOne Federal Credit Union
Zachary Maurice @daddynac44
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3 Star Rating
Verified Customer
Doesn't appear to report to Credit Bureaus as often, or in the timely needed for the benefit of the consumer. This has hurt me because as an example my current car loan balance is not what is stated in your report. This has impacted my Credit Utilization, which causes my Score to continue to erroneously drop!
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Product: SkyOne Federal Credit Union Car Loans
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SkyOne Federal Credit Union
irobink @irobink
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1 Star Rating
Verified Customer
Skyone forgot to charge me interest on a car once and came back a year later with thousands owed after their audit. Then they closed my credit card after I called to ask why it had been frozen (had a zero balance) for 11 years but said open on my credit report. I was told it was strange and that they would look into it being frozen for 11 years and then without warning they closed it. I liked it open because it was my longest account. Meanwhile other banks have never done anything like that.
Get answers to your questions about SkyOne Federal Credit Union below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
The SkyOne Federal Credit Union CD has an APY of 3.50%. The interest you'll earn on your deposit depends on the term you choose. With term lengths ranging from 6 months to 5 years, you can select the CD that aligns perfectly with your financial goals. Here's a breakdown of the terms available:
6-Month: 3.50% APY
1-Year: 3.50% APY
2-Year: 3.50% APY
3-Year: 3.50% APY
5-Year: 3.50% APY
It's important to note that these rates may change without prior notice. For the most up-to-date information, please refer to the SkyOne Federal Credit Union website.
You can check the best CDs available for you to make sure that whatever decision you go for really fits your goals.
The time it takes for a mobile deposit to post to your SkyOne Federal Credit Union checking account typically depends on when the deposit is submitted. If received before the cutoff time, it is usually processed and posted on the same business day.
However, depending on the type of check, funds may not be available until the second business day after the deposit. In some cases, a longer hold—up to seven business days—may apply, and you'll be...
The membership requirements at SkyOne Federal Credit Union include employment, family ties, geographic location, and affiliation with certain non-profit organizations.
Employment: Work for a qualified select employee group (SEG), which refers to specific employers or groups that have partnered with SkyOne.
Family: Be an immediate family member or roommate of a current SkyOne member.
Geographic Location: Live, work, or attend school in a qualified area around SkyOne's main branch in Hawthorne, California.
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