UniWyo was started over 60 years ago by nine University of Wyoming employees and has grown to serve over 23,000 members. They have products and services to fit your goals at every stage of life, starting with their Youth Accounts, offering various checking and savings account, various loans and mortgage options, plus retirement and... show more
Eligibility
Find out if you are eligible to join UniWyo Federal Credit Union.
UniWyo Federal Credit Union Reviews
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3.1
13 reviews
13 reviews
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UniWyo Federal Credit Union
desquibeljr @desquibeljr
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1 Star Rating
My review represents not only the experience of checking but also the bank as an entity and their business practices. They are increasingly imposing fees on bank accounts arbitrarily and at their discretion. They lock your card without any reason and prevent you from accessing your own funds. Do not purchase their additional insurance on loans because they fail to honor it and will misrepresent the terms even if you were assured they were in your best interest and were promised something that aligns with the paperwork. I have been a member since before it was UniWyo and when it was called Reliant for many years. The services have deteriorated, and any issues addressed with them seem like a scam on their part. Please take this into consideration and save yourself the frustration. It's likely to happen eventually as they seem quite impressive at first.
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Product: UniWyo Federal Credit Union Checking
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UniWyo Federal Credit Union
michael file @michaelfile23
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1 Star Rating
I'm proud to be from Wyoming. I'm not proud to be an American. America has lost its way. Wyoming, however, is the last state that exemplifies the spirit of America. We help each other. We don't drive past somebody who is on the side of the road. We offer our help, tools, and knowledge. Even if somebody ran out of fuel, we take them to a pump and drive them back. If they're broke, we fill the gas can because we know what it's like. We know that we live in a tough environment and that the elements can end us in short order. We care about people. Well, this company has lost its way. Any business that tells me, 'I'm sorry, but that's our policy,' has no place for me. This company doesn't care about anything but the bottom line, and they will just as soon step on your back as reach down and help you back to your feet. You might as well open an account at Wells Fargo because you'll get treated the same way. It's a shame that they incorporate 'Wyo' into their name because they aren't representative of Wyoming. I'm done with them.
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UniWyo Federal Credit Union
08enigma @08enigma
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1 Star Rating
Horrible rates on CD’s. UNIWYO feasts on people believing that because they are in Wyoming, sheeple will flock to them because we are all “neighbors” and they will take care of you. I’ve been a member for 38 years… and I was happy with UNIWYO, until I looked outside of the Cowboy bubble and found MUCH better rates to borrow money, or store money in CD’s. Like…. easily 2% better elsewhere. IMHO… UNIWYO, just like the Wyoming State Insurance for retired folks, are fed by sheeple who just take it for granted they are getting a great deal. I know many folks who blindly stick with UNIWYO and the Wyoming Retirement Health because “they are Wyoming!” DO YOUR RESEARCH!!!! UNIWYO would do better if they took care of people who need to park their money… then they could give better rates to people who need to borrow money. It’s not rocket science!!!! UNIWYO took good care of me when I was poor and started out teaching at UW back in 1985. But that was 38 years ago. Back when Karen Stapp and Sam Dunnuck were running the show, and Tia met me at the door when I came in. God bless Tia, she died in her early 40’s from colon cancer. What a sweetheart she was!! Now I have significant resources, but UNIWYO is way behind the curve compared to industry standards vying to park my money in their institution. Sadly, I’m closing out all my accounts because I do not want to lose money just to stay loyal to UNIWYO anymore. DO YOUR RESEARCH!! Another bank is just a click away in this age of computers!!!
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Product: UniWyo Federal Credit Union CDs
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Pickinthe @Pickinthe
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5 Star Rating
I had a really great experience at UniWyo Bank. All the staff were really friendly, and did all they could to help me open a bank account, despite initial obstacles. Thank you Michael C for your conscientious efforts in making banking here a joyful experience.
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Ontiverozliz2 @Ontiverozliz2
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5 Star Rating
Buying a car can be a be very stressful. UniWyo made the process seamless. It was quick, easy and stress free. Thank you UniWyo. Car loan processing never made easier.
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Product: UniWyo Federal Credit Union Car Loans
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UniWyo Federal Credit Union
EDWIN STUBERT @estubert
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1 Star Rating
I use to think UniWyo FCU was great, until they changed their format for paying off loans and any other bank transactions. I now have to pay an additional $5.00 service fee to pay a vehicle loan that I got back in 2015. The only way you can keep from paying this fee is to go pay at one of UniWyo's Branches, or direct deposit or go to my bank and do a bank to bank transfer, all which require direct fixed payments. They do not have the ability where we can post or payments in advanced and select the date we want the payment to process. We should not be required to pay $5.00 to have our loans processed. They make enough profit from the interest fees they charge. I guess that is not enough, so now they can boast their profits by charging an additional $5.00 per transaction. I highly recommend that you search out and use other Financial Institutions for your business. Most Financial Institutions are more member friendly and don't charge additional fees like UniWyo does. I can understand fees for using a Credit Card, but using your Debit Card or Bank Account should not cost anything extra. If I was rating UniWyo for Customer Service to thier Members, I would give them an F. As I see it, they only care about their Bottom Line. It's all about the MONEY.
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Product: UniWyo Federal Credit Union Car Loans
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colbychis13 @colbychis13
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2 Star Rating
Extremely disappointed as I have previously heard positive reviews. Recently refinanced my car as they claim to have low rates and a “quick and easy” process. Took nearly three weeks to pay off my balance after losing the payoff in the mail. When I first called for inquiry and assistance with this issue, I was met with no help and told to figure it out on my own. The dealer actually provided me more reassurance than Uniwyo... Thankfully, another loan officer was able to help me untangle the mess, but the company still denied assistance in paying for fees associated with resending my payoff. I would recommend giving business to a different credit union that can assure their customers with the process of refinancing. If I could do it again, Uniwyo would not be my choice. They don’t take care of ALL their customers
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Product: UniWyo Federal Credit Union Car Loans
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mrdavidlausch @mrdavidlausch
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1 Star Rating
Please contact me if you would like to chat. I've had a very negative experience at UniWyo Federal Credit Union and have been put on the back burner by their staff. If you are a businessperson and bank internationally, I can assure you, this is not the bank for you.
Three months ago I purchased a home in Cape Breton Canada. My lawyer there sent the remaining funds in the form of a check to UniWyo Federal Credit Union. I was given a personal assurance by bank representatives it would take 7-10 days, 14 max. My lawyer sent it February 1, 2017, and February 3, 2017 UniWyo Federal Credit Union cashed the check. Since that date, I have not received any of the funds, $35,000. Today is March 13, 2017, and I’ve been told they do not know where the funds are and it could take much longer to receive them. They have no idea of an end date. I have asked to speak to the vice president and have tried to reach out to the president as a result of getting the run around by one of the branch managers, but to no avail.
I had hoped to establish UniWyo Federal Credit Union as a bank for our personal and business needs, but will no longer consider them for either. I will continue to depend on JP Morgan Chase for all of our bank needs and immediately transfer any/all funds from our UniWyo Federal Credit Union account to our Chase account. Chase has great customer service, calls a customer back, and knows how to meet a client’s business needs. They don’t make promises they can’t keep and compensate you when they make a mistake.
I do not recommend UniWyo Federal Credit Union to anyone.
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Product: UniWyo Federal Credit Union Checking
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joseph matonte @jmatonte
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5 Star Rating
The UniWyo Federal Credit Union in Laramie, Wyoming is an amazing asset to the community. It isn't one of those conglomerate banks I have used in the past that charge you here and there for unknown transactions fees. I have been involved with several credit unions in the past, and they have usually been pretty good, however the UniWyon Federal Credit Union is the best banking experience I have ever had the pleasure to be involved with. The tellers and other employees work above and beyond what is expected to ensure an extremely pleasant visit every time. I truly wish all banks and credit unions were as inventive and amazing as this one, they are very technology literate as well.
I highly recommend this bank to anyone!
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UniWyo Federal Credit Union
Scott @VegaSpur
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5 Star Rating
I've had checking and savings accounts from UniWyo since I was a freshman at the University of Wyoming many years ago, and while I don't live in Laramie any longer, I still use the account on a regular basis for many transactions, even though it's not my primary account.
The online website is easy to use, and whenever I've need help a quick phone call was all that was required to resolve my problem. Customer service is always quick over the phone, with no waiting. I rarely need it, though. Currently, I receive all communications from them through paperless statements.
The checking account is free, and there is only a low minimum savings balance required. Interest rates are low for savings and checking, but that's true of pretty much everyone these days.
If you live in the Laramie area and are eligible to join, I highly recommend UniWyo.
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Product: UniWyo Federal Credit Union Checking
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UniWyo Federal Credit Union Offers
Business Services
Car Loans
Checking
Credit Cards
Home Equity
Investments
Mortgages
Personal Loans
Savings
CDs
Student Loans
UniWyo Federal Credit Union Q&A
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