Compare Truist CD Rates
Please find below CD rates offered by Truist.
Truist • 3 Month CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $1,000+ | 0.05% |
- Minimum to Open: $1,000
Additional Info
- Automatically renews on maturity
- No monthly maintenance fee
- Penalty may be applied for early withdrawal
Truist • 6 Month CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $1,000+ | 0.05% |
- Minimum to Open: $1,000
Additional Info
- Automatically renews on maturity
- No monthly maintenance fee
- Penalty may be applied for early withdrawal
Truist • 1 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $1,000+ | 0.05% |
- Minimum to Open: $1,000
Additional Info
- Automatically renews on maturity
- No monthly maintenance fee
- Penalty may be applied for early withdrawal
Truist • 2 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $1,000+ | 0.05% |
- Minimum to Open: $1,000
Additional Info
- Automatically renews on maturity
- No monthly maintenance fee
- Penalty may be applied for early withdrawal
Truist • 3 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $1,000+ | 0.05% |
- Minimum to Open: $1,000
Additional Info
- Automatically renews on maturity
- No monthly maintenance fee
- Penalty may be applied for early withdrawal
Truist • 5 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $1,000+ | 0.05% |
- Minimum to Open: $1,000
Additional Info
- Automatically renews on maturity
- No monthly maintenance fee
- Penalty may be applied for early withdrawal
Truist CD Rates Reviews
What's Your Rating?
I had opened a savings account 2 yrs ago for the specific purpose of transferring money into it from my Vanguard account. Money never stayed in the account and it was almost always at a zero balance. This purpose was explained to the banking person who opened it. For almost 2 yrs there was never an issue.
10 days ago, I transferred money from Vanguard. On Tuesday, I checked my BB&T accounts on-line and the account I set up to accept the money from Vanguard was gone. Upon calling my local branch, I was told it had a $0 balance in it for 2 mths and at the discretion of the bank, it was closed. I was furious. I had never been contacted. I had never been told I needed to keep any amount of money in the account or I would have.
Now, what is really eregious is that the money has still not been rejected by BB&T and returned to Vanguard. It will take up to 2 weeks to be returned to Vanguard!!! So, they can sit on my money and make interest. I was not able to use the money for the purpose for which I originally transferred it. And, I am not able to make money on it in my Vanguard account.
I would be very careful if deciding to bank with BB&T to find out what exactly you are getting into.
They have check images so you can see who the check was from/to, they have pending payments, auto payments to utilities, and recurring payments that you can set up to pay other types of accounts.
I have used PNC, Everbank, and TD, I think that BB&T is on par with the better designed sites.
One complaint that I have is that they charge you for making an external transfer to another bank.
I wish they would give a little more in interest.
Truist CD Rates Q&A
Get answers to your questions about Truist CD Rates below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
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What is the Truist 1-Year CD rate?
The 1-Year Truist CD offers an APY of 0.05%. This rate is accessible to customers opening a CD either online or at a branch. However, a minimum deposit of $1,000 is required.
Truist CDs are FDIC insured, providing protection for deposits up to $250,000 per depositor, per insured bank, and per ownership category.
For the most up-to-date information, please refer to the Truist website.
You can check the best CDs available for you to make sure that...
How secure is your bank for me to open a CD account?
SunTrust Bank is completely secure and anything you deposit will be insured through FDIC. You can apply for a CD here: https://www.suntrust.com/personal-banking/savings-accounts/cds.
What are your current CD rates?
Unfortunately, this information is not made available on BB&T website. Please call customer service at 800-226-5228 for more details.
How much do I need to start a savings account?
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