Beginnings Credit Union Checking Accounts

4 Reviews

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Please find below checking accounts offered by Beginnings Credit Union.

Beginnings Credit Union Business Rewards Checking

0 out of 5 rating

2.1WalletHub Rating

WalletHub Rating

2.1

This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking for cash businesses."

Market Comparison

2.1

Fees: 5.0

Interest Rates: 0.1

Annual Cost: 1.8

Other Features: 5.0

APY

0.00% - 0.12%

Monthly Fee

$15

Signup Bonus

None

Rewards

Interest Rate Breakdown

Balance	APY
$0 - $1,000	0.00%
$1,000 - $25,000	0.05%
$25,000 - $50,000	0.08%
$50,000 - $100,000	0.10%
$100,000+	0.12%

Minimum to Open: $100

Additional Info

Earn Rewards on debit card purchases:
Earn 1 point for every $2 spent
Redeem points for CASH BACK, gift cards, travel, or other merchandise
UChoose Rewards
No charge for up to 250 checks deposited or cleared per month
Access to over 85,000 surcharge-free ATMs worldwide
Learn more about the Beginnings Credit Union Business Rewards Checking

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More Details

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Beginnings Credit Union Checking Accounts Reviews

2.2

What's Your Rating?

Steven Cornelius
May 11, 2024 • @swc14850

CFCU has twice made egregious errors, one that cost me money and another that affected my credit rating. I have accounts with other financial institutions and have never had any problem with them. I wonder about the quality of people CFCU hires.

Product: Beginnings Credit Union Checking

Comment

Sally Entwistle
April 6, 2023 • @sentwis380

CFCU switched to new platform. It is not user friendly and the switch was anything but smooth. Every biller in my bill pay was gone, and all I could get was “I apologize but there was an error”. You would think they would have backed things up in case this happened but nope you’re on your own.

Product: Beginnings Credit Union Checking

Comment

thommay2
July 23, 2020 • @thommay2

Opened an account as a graduate student at Cornell. For six years I received exploitative fees at every turn on my account. My account ultimately developed a negative balance due to fees after I stopped using it, and then received $38 fees each time a transaction was made against it due to old information in an online shop. I now have a large negative balance and can neither close the account or negotiate the fees. This is the worst experience with a bank I've ever had, after accounts both at home and abroad at around 6 or 7 different institutions. I'd be pleased to see this one go down.

Product: Beginnings Credit Union Checking

Comment

Taylor Leonard
May 30, 2013 • @tbleonard

CFCU is nice because it has very local customers, employees, and locations. Although it lacks the convenience of more corporation oriented national banking institutions, less advanced and fewer ATMs, the local business warmth and friendliness makes CFCU much more trustworthy to me. I would rather sacrifice certain conveniences than get ripped off by another national banking institution, like Citibank or Bank of America.

Product: Beginnings Credit Union Checking

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