Amazon.com Credit Card vs.
Amazon.com Store Card

The best Amazon Credit Card benefits are travel accident insurance and lost luggage reimbursement. The Amazon Credit Card also has rental car insurance and concierge services, which are more common perks across Chase credit cards.

Amazon Credit Card Benefits

• 3 points per $1 spent at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases, 2 points per $1 spent at gas stations, restaurants and on local transit and commuting, and 1 point per $1 spent on all other purchases
• $50 Amazon gift card upon approval ($150 for Prime members)
• $0 annual fee
• 0% foreign transaction fee
• Travel accident insurance
• Lost luggage reimbursement
• Rental car insurance
• Concierge services
• Roadside dispatch
• Baggage delay insurance
• Travel and emergency assistance
• Extended warranty protection
• Purchase protection

If you have good credit, the Amazon Credit Card is certainly a card to consider adding to your wallet.

The only way to apply for the Amazon Store Card is online, and you can get to the online application by clicking the “Learn More” button on WalletHub or by going directly to Synchrony Bank's website. 

Keep in mind that the Amazon Store Card requires fair credit, which means you need a 640+ credit score for high approval odds. . Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So,...

The biggest disadvantage of the Amazon Credit Card is that it is available to people with at least good credit, which means the average person may struggle to qualify. There are a few other disadvantages of the Amazon Credit Card to be aware of, too.

Amazon Credit Card Disadvantages

• Requires high credit scores: The Amazon Credit Card requires at least good credit for approval.
• High APR: The Amazon Credit Card has a relatively high APR, at 19.24% - 27.99% (V).
• Low credit limit:...

Yes, the Amazon Store Card is a credit card. More specifically, store cards work like any other type of credit cards. The sole exception is that you can only use most store cards at the retailer they're affiliated with, which is Amazon in this case.

 Amazon Store Card Details

• Initial Bonus: A $60 Amazon Gift Card upon approval.  
• Ongoing Rewards: 5% back on Amazon.com and Whole Foods Market purchases for Prime members. 
• Regular APR: 29.99% (V)
• Financing Offer: 0% for 6 - 24 months on pre-set minimum purchases as long as you pay your balance in...

You can make a Amazon Store Card payment online, by phone, through the Synchrony Bank mobile app or by mail. To pay a Amazon Store Card bill online, log in to your online account and click on “Make a Payment.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Synchrony Bank does allow cardholders to set up automatic payments, too.

Ways to Make a Amazon Store Card Payment

• Online:...