The Bank of America Customized Cash Rewards credit card foreign transaction fee is 3%. The card's foreign transaction fee can apply whether you travel to another country or you go shopping internationally through your computer.  

Not every Bank of America credit card charges foreign transaction fees. The Bank of America® Travel Rewards credit card card has 0% foreign fees, for example, as does the Bank of America® Premium Rewards® credit card. So, they are better options to use for foreign purchases than Bank of America Customized Cash Rewards credit card.

Bank of America Customized Cash Rewards credit card Foreign Transaction Fee Info:

• Foreign transaction...

The Bank of America Customized Cash Rewards credit card categories are gas, online shopping, dining, travel, and drug stores, as well as home improvement and furnishings. Cardholders get to choose one of these categories for 3% cash back, while also earning 2% cash back at grocery stores and wholesale clubs.

Those bonus rewards rates are limited to $2,500 in combined purchases in all bonus categories each quarter. Purchases over the quarterly limit, or outside of the designated categories, earn 1% cash...

The easiest way you can redeem your Bank of America cash rewards is either online or through the mobile app. Alternatively, you can do it over the phone, by calling customer service at (800) 434-8313.

How to Redeem Your Bank of America Cash Rewards Online

1. Log in to your Bank of America credit card account.
2. Select the “Rewards” tab.
3. Choose a redemption option.
4. Select the amount of cash back to redeem.
5. ...

The issuer does not disclose any specific information regarding the Bank of America Travel Rewards credit card rental car insurance. The card may offer it as part of the Visa Signature benefits, but it is not guaranteed. So, make sure to check the guide to benefits that came with your Bank of America Travel Rewards credit card to see which perks are included. 

Generally, credit card rental car insurance protects you against collision damage and theft when you rent a car using an eligible card. It's a common...

You can redeem Bank of America Travel Rewards credit card points by signing in to your account online or on the BofA mobile app, or by calling (888) 268-7800. You can redeem your points for statement credits to cover travel purchases made in the past 12 months. The card's points can also be used for gift cards or for cash back, via paper check or a Bank of America deposit-account credit.

The Bank of America Travel Rewards credit card gives at least 1.5 points per $1 spent...

The Bank of America Travel Rewards credit card foreign transaction fee is 0%. This fee applies to all three Bank of America “Travel Rewards” cards: the Bank of America Travel Rewards credit card, the Bank of America® Travel Rewards credit card for Students, and the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card. International purchases made with any of these cards are not subject to a foreign transaction fee.  

Plus, there are other Bank of America credit cards with travel rewards and no foreign fee, like the Bank of America® Premium Rewards® credit card. But there are also some cards, like the Bank of America® Customized Cash Rewards credit card for Students, that do charge a...

The Bank of America Customized Cash Rewards credit card online shopping benefit is part of the 3% cash back categories. Online and mobile transactions with certain merchant category codes qualify for this bonus cash back. Eligible merchant categories include bookstores, clothing and apparel, department stores, and more.

Bank of America Customized Cash Rewards credit card Online Shopping Category Details

• Bookstores
• Clothing and Apparel
• Department Stores
• Discount Stores
• Electronics
• Specialty Retail Stores
• Sporting Goods
• Cable
• Streaming
• Internet and...

The Bank of America Travel Rewards credit card points are worth 1 cent each when redeemed for travel and dining purchases. For example, 10,000 Bank of America Travel Rewards credit card points are worth $100 in travel expenses. Redeeming for travel and dining is your best option with this card. 

The points are significantly less valuable when redeemed for gift cards or cash back. For example, each point is worth 0.6 cents when redeemed for cash back. Gift card redemption values vary by merchant.

The issuer does not disclose any specific information regarding the Bank of America Travel Rewards credit card travel insurance benefits. This card may offer it as part of the Visa Signature benefits, but it is not guaranteed. 

The Visa Signature travel insurance benefits include rental car insurance, lost luggage insurance, travel accident insurance, trip cancellation protection, and more. Make sure to check the guide to benefits that came with your Bank of America Travel Rewards credit card to see which perks are included with your card.

You need a credit score of 750+ to get the Bank of America Customized Cash Rewards credit card. That means people with excellent credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Bank of America Customized Cash Rewards credit card, too.

Bank of America Customized Cash Rewards credit card Approval Requirements

• Minimum credit score: 750+ (excellent credit).
• Other factors: Annual income, employment...