Bank of America Travel Rewards vs.
Discover it Miles

The issuer does not disclose any specific information regarding the Bank of America Travel Rewards credit card rental car insurance. The card may offer it as part of the Visa Signature benefits, but it is not guaranteed. So, make sure to check the guide to benefits that came with your Bank of America Travel Rewards credit card to see which perks are included. 

Generally, credit card rental car insurance protects you against collision damage and theft when you rent a car using an eligible card. It's a common credit card benefit. But some issuers have removed it from their credit cards.

Alternative Credit Card Options

If rental car insurance is important to you, there are plenty of cards that offer it. Some good options include the Chase Sapphire Preferred® Card, the Bank of America® Premium Rewards® credit card, and the Capital One Venture Rewards Credit Card.

You can redeem Bank of America Travel Rewards credit card points by logging in to your account on the BofA website or mobile app, or by calling (800) 268-7800. Points can be redeemed for statement credits to cover eligible travel purchases made within the past 12 months, as well as for gift cards or cash back.

How to Redeem Bank of America Travel Rewards credit card Points Online

1. Log in to your Bank of America account online.
2. Select the Bank of America Travel Rewards credit card.
3. Click on the “Rewards” tab.
4. Browse the...

The Bank of America® Travel Rewards credit card foreign transaction fee is 0%. This means you won't be subject to an additional charge whenever you use the Bank of America® Travel Rewards credit card card outside of the United States. Whether it's a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant, you won't have to pay extra.

To learn more, refer to our guide on foreign transaction fees and our editors' picks for the best credit cards without foreign fees.

You will need 100 Discover miles for every $1 of the flight's cost. Discover miles are worth 1 cent each when redeemed for airfare. So, if a flight costs $500, you will need to redeem 50,000 points to cover the entire cost of the ticket. You can only earn Discover miles when you use the Discover it Miles card. It offers 1.5 miles per $1 spent on all purchases.

Keep in mind that you can redeem miles...

The Bank of America Travel Rewards credit card points are worth 1 cent each when redeemed for travel and dining purchases. For example, 10,000 Bank of America Travel Rewards credit card points are worth $100 in travel expenses. Redeeming for travel and dining is your best option with this card. There are other redemption options available as well, though their value may vary.

How Much Bank of America Points Are Worth

The issuer does not disclose any specific information regarding the Bank of America Travel Rewards credit card travel insurance benefits. This card may offer it as part of the Visa Signature benefits, but it is not guaranteed. 

The Visa Signature travel insurance benefits include rental car insurance, lost luggage insurance, travel accident insurance, trip cancellation protection, and more. Make sure to check the guide to benefits that came with your Bank of America Travel Rewards credit card to see which perks are included with your card.

Discover it® Cash Back and Discover it® Miles comparison comes down to whether you prefer a steady rewards rate or one with more boom-or-bust potential. Neither card charges an annual fee. Both match the rewards you earn the first year as a new cardmember. The main difference in the Discover it Cash Back vs. Discover it Miles matchup is how you earn rewards on purchases. With Discover it Cash Back, you get 5% cash back for spending in bonus categories that change every few months, plus 1% cash...

The Bank of America® Travel Rewards credit card credit score requirement is 750 or better. That means people with excellent credit have a shot at getting approved for the Bank of America Travel Rewards credit card.

Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the Bank of America Travel Rewards credit card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.

If you excel in...

You can redeem Discover miles for cash (as a direct deposit), travel credit, or Amazon.com and PayPal purchases. The value of Discover miles is the same across all redemption methods. There's also no minimum number of miles needed to redeem, and Discover will credit your account with any unused miles when you close the account or if your account becomes inactive.

To redeem Discover miles online, log in to your Discover.com account and click...

The Bank of America Travel Rewards credit card bonus is 25,000 points for spending $1,000 in the first 90 days. 

Here are the Bank of America Travel Rewards credit card bonus details:

• Welcome bonus: Earn 25,000 points for spending $1,000 in the first 90 days.
• Eligibility: The bonus offer is available only to new applicants.
• When bonus points post: 8 to 12 weeks after the spending requirement has been met.
• Redemption options: Points are redeemable toward travel purchases, such as flights or hotel stays, dining purchases, and more. 
• Point value: Points are worth 1 cent each for travel...