Capital One Savor Student Cash Rewards Credit Card vs.
Bank Of America Customized Cash Rewards for Students

The Bank of America® Customized Cash Rewards credit card for Students credit score requirement is 750 or higher. That means people with excellent credit may have a decent shot at getting approved for the Bank of America Customized Cash Rewards for Students. You can check your credit score for free here on WalletHub to see if you qualify.

Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Bank of America Customized Cash Rewards for Students. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.

Finally, keep in mind that lenders might use a different score when deciding whether to approve you for a financial product and approval is never guaranteed.

It generally takes 7-10 business days to get approved for a Bank of America student credit card. Some applicants may get approved instantly, if they are a clear match for the card's approval requirements. 

In case you're not instantly approved, you can check the status of your application either online or over the phone at (866) 422-8089. 

No, you cannot get approved for the Bank of America Customized Cash Rewards for Students card with no credit. Only students with excellent credit have a good shot at getting approved for this card. This means that this card accepts applicants who have a credit score of 750+.

Having said that, it is also worth noting that your credit score isn't the only thing the issuer will take into account while considering your application. Various other factors like your credit history,...

You cannot get a Bank of America Customized Cash Rewards for Students card with a co-signer. Bank of America does not accept consumer credit card applications with co-signers or co-applicants.

However, if you apply on your own and get approved, you can add a co-applicant to your account by calling the customer service number on the back of your card. Co-applicants are also subject to approval based on their credit history and ability to repay debt.

No, you do not need to have a Bank of America bank account to get the Bank of America Customized Cash Rewards for Students card. However, you must be a student, and at least 18 years old. In addition to that, you are required to be a U.S. citizen or resident alien with a valid U.S. Social Security Number.

To meet the student requirement, you should have a valid Student ID and an active college e-mail address. A physical address, not...

Yes, the Bank of America Student Cash Rewards card reports to all credit bureaus on a monthly basis. That's TransUnion, Experian, and Equifax.

If you put good effort into maintaining a clean record, you can expect improvements in your credit score.

The easiest way to apply for the Bank of America Customized Cash Rewards for Students is online through Bank of America's website. Applying online is the fastest method and often leads to an instant response. Keep in mind that the Bank of America Customized Cash Rewards for Students is available to people with excellent credit, which means you need a 750+ credit score for high approval odds. You can check your credit score for free here on WalletHub.

How to Apply for the Bank of America Customized Cash Rewards for Students

1. Go to the application page on Bank...

You must be at least 18 to apply for the Bank of America Student Cash Rewards card.