Capital One Savor Student Cash Rewards Credit Card vs.
Bank Of America Customized Cash Rewards for Students

The Bank of America® Customized Cash Rewards credit card for Students credit score requirement is 750 or better. That means students with excellent credit have a shot at getting approved for the Bank of America Customized Cash Rewards for Students.

Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Bank of America Customized Cash Rewards for Students, too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it's best to wait to apply until you meet the Bank of America Customized Cash Rewards for Students credit score requirement. You can check your credit score for free on WalletHub.

It generally takes 7-10 business days to get approved for a Bank of America student credit card. Some applicants may get approved instantly, if they are a clear match for the card's approval requirements. 

In case you're not instantly approved, you can check the status of your application either online or over the phone at (866) 422-8089. 

No, you cannot get approved for the Bank of America Customized Cash Rewards for Students card with no credit. Only students with excellent credit have a good shot at getting approved for this card. This means that this card accepts applicants who have a credit score of 750+.

Having said that, it is also worth noting that your credit score isn't the only thing the issuer will take into account while considering your application. Various other factors like your credit history,...

You cannot get a Bank of America Customized Cash Rewards for Students card with a co-signer. Bank of America does not accept consumer credit card applications with co-signers or co-applicants.

However, if you apply on your own and get approved, you can add a co-applicant to your account by calling the customer service number on the back of your card. Co-applicants are also subject to approval based on their credit history and ability to repay debt.

No, you do not need to have a Bank of America bank account to get the Bank of America Customized Cash Rewards for Students card. However, you must be a student, and at least 18 years old. In addition to that, you are required to be a U.S. citizen or resident alien with a valid U.S. Social Security Number.

To meet the student requirement, you should have a valid Student ID and an active college e-mail address. A physical address, not...

Yes, the Bank of America Student Cash Rewards card reports to all credit bureaus on a monthly basis. That's TransUnion, Experian, and Equifax.

If you put good effort into maintaining a clean record, you can expect improvements in your credit score.

The easiest way to apply for the Bank of America Customized Cash Rewards for Students card is online, and you can get to the online by going directly to Bank of America's website. Alternatively, you can apply by phone or in person.

Keep in mind that the Bank of America Customized Cash Rewards for Students card requires excellent credit, which means you need a 750+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score....

You must be at least 18 to apply for the Bank of America Student Cash Rewards card.