Lowe’s vs.
Home Depot Credit Card Comparison

You can make a Home Depot® Credit Card payment online, by phone, through the Citibank mobile app, by mail or at a branch. To pay a Home Depot® Credit Card bill online, log in to your online account and click on "Make a Payment." Then, choose how much to pay, when to pay it, and where the payment is coming from. Citibank does allow cardholders to set up automatic payments, too.

Ways to Make a Home Depot® Credit Card Payment

• Online. Log in to your online account and click on "Make a Payment."
• By phone: Call 1-800-677-0232 and enter your card information prompted.
• Through the mobile app: Log in to your account and select your card, then tap "Make a Payment."
• By mail. Send a check or money order (but not cash) to

  The Home Depot® Consumer
  Credit Card Payments
  Home Depot Credit Services
  P.O. Box 9001010
  Louisville, KY 40290-1010

  Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.

• At a branch. You can make a payment at any Citibank branch during normal business hours.

In conclusion, there are multiple ways to make a Home Depot® Credit Card payment, so just choose whichever method suits you best. The important part is to not miss payments, as that can seriously damage your credit score.

You can make a Lowe's Credit Card payment online, by phone, by mail or at a store. To pay a Lowe's Credit Card bill online, log in to your online account and find the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from. Synchrony Bank does allow cardholders to set up automatic payments, too.

Ways to Make a Lowe's Credit Card Payment

• Online. Log in to your online account and find...

To talk to Home Depot® Credit Card customer service, call 1-800-677-0232 and then enter your account number. This process will get you in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.

How to Talk to Home Depot® Credit Card Customer Service by Phone

1. Call the Home Depot® Credit Card customer service department. You can even use the number on the back of your card.
2. Enter your account number.
3. ...

The easiest way to apply for the Lowe's Credit Card is online, and you can get to the online application by clicking the "Learn More" button on WalletHub or by going directly to Synchrony Bank's website. Alternatively, you can apply in store.

Keep in mind that the Lowe's Credit Card requires fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily...

The best Home Depot® Credit Card benefits are $0 fraud liability protection and monthly credit bureau reporting. These perks are certainly good to have but it's important to note that they're also relatively common credit card benefits.

Home Depot® Credit Card Benefits

• $0 fraud liability protection
• Monthly credit bureau reporting

While these benefits aren't bad, the Home Depot® Credit Card simply doesn't have as many benefits as a lot of the other credit cards on the market. To learn...

"THD/CBNA" stands for The Home Depot/Citibank North America, and it is a code that appears on your credit report if you have a credit card from Home Depot or you recently applied for one. Citibank North America is the bank that issues the Home Depot credit cards.

Home Depot Credit Cards That Can Show Up as THD/CBNA

• Home Depot® Credit Card
• Home Depot® Business Credit Card
• The Home Depot Commercial Account

How to Remove THD/CBNA From Your...

Yes, the Home Depot® Credit Card does have pre-approval. Citibank requires applicants to check for pre-approval before they can apply, so you will have a good idea of your approval odds if you choose to apply. Getting pre-approved for a Home Depot® Credit Card means that your chances of being approved for an account are very high if you apply, but it does not mean that approval is guaranteed.

Keep in mind that Home Depot® Credit Card pre-approval does not affect your credit...

To check your Lowe's Credit Card balance, log in to your Synchrony Bank account online or call credit card customer service at (800) 444-1408. It's also possible to check your Lowe's Credit Card balance through the Synchrony Bank app.

How to Check Your Lowe's Credit Card Balance

• Online: Log in to your Synchrony Bank account. You will see your balance on the home page.
• By Phone: Call (800) 444-1408 and follow the prompts to connect with a customer service representative.
• Via the Mobile App: Log in to the Synchrony Bank app. You should see your credit card balance on the home screen.

It's a good idea to keep an eye on your Lowe's Credit Card balance. If your balance seems higher than it should be, you should check your recent transactions and look for anything out of the ordinary.

SYNCB/LOW on your credit report refers to the Lowes Credit Card, issued by Synchrony Bank. SYNCB stands for Synchrony Bank, while LOW means Lowes.

Seeing SYNCB/LOW on your credit report is nothing to worry about if you have the Lowes Credit Card or you recently applied for it.

If you do not have the Lowes Card and did not recently apply for it, you should file a dispute with the credit bureau that produced the credit report...

To talk to Lowe's Credit Card customer service, call (800) 444-1408 and then wait to be connected to an agent. This process will get you in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.

How to Talk to Lowe's Credit Card Customer Service by Phone

1. Call the Lowe's Credit Card customer service department. You can even use the number on the back of your card.
2. Wait to...