WalletHubNo membership feesQualify with fair creditNo rewardsHigh regular APR
Info about the Home Depot® Business Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
APRReviewsFAQContactExcellent Credit, Good Credit, Fair Credit
$0
21.99%
Balance Transfers Not Allowed
No membership fees
Qualify with fair credit
No rewards
High regular APR
| cash advance fee | N/A |
| cash advance APR | N/A |
| foreign transaction fee | N/A |
| smart chip | Yes, chip-and-PIN |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | 26.99% |
| grace period | 20 days |
If billing address is in GA or NC at account opening Purchase APR will be 15% and Default APR will be 20%.
Automatic Pro Xtra Membership.
Get $25 off your first purchase of $25 up to $299, $50 off your first purchase of $300 up to $999 and $100 off your first purchase of $1,000 or more (valid until 1/24/2024). Terms Apply.
Make low monthly payments or pay in full each month.
Issue cards to employees entrusted to make purchases on your account.
Online account management and purchase tracking. Easy-to-Read, SKU level, itemized billing statements.
Can't find what you are looking for? Submit your question about Home Depot® Business Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
You can apply for the Home Depot® Business Credit Card online on Home Depot's website or in your nearest Home Depot store.
You'll need a credit score of at least 640 (fair credit) to be considered eligible for a new account. And besides your credit score, the issuer will also look at your income, debts, and payment history to decide whether to approve you or not.
You can make a Home Depot Business Credit Card payment online, over the phone, or by mail.
Paying your Home Depot Business Credit Card bill online is the easiest option. Simply sign in to your online account and click the “Make a Payment” button. From there, you'll see your payment options and can enter the amount you want to pay, along with your bank account information if you haven't previously stored it.
To pay your...
You can check your Home Depot® Business Credit Card application status online or by calling (800) 685-6691.
If it turns out that your application is denied, you can try asking for a reconsideration by calling the same number. If the issuer doesn't want to change their decision, consider applying for a secured card instead. Check out our editor's latest picks for secured business credit cards to find one that fits your needs.
The Home Depot business credit card does not have a 0% APR intro offer.
Citibank issues the Home Depot® Business Credit Card. It's worth noting that this is a store card that can only be used for purchases at Home Depot stores and HomeDepot.com.
The Home Depot® Business Credit Card grants you an automatic Pro Xtra membership, which provides benefits like competitive pricing and special delivery options. The card has a $0 annual fee and is intended for applicants with at least fair credit.
You can only get pre-approved for the Home Depot® Business Credit Card if you receive an offer to apply. The issuer does not offer pre-approval through its website, so if you're interested in applying for the Home Depot® Business Credit Card, you'll have to do so without the benefit of checking for pre-approval beforehand.
If you're not sure which business card is right for you, try using WalletHub's CardAdvisor tool, instead. Just answer a few general questions, and based on your responses, CardAdvisor should provide you with some recommended business card offers.
Yes, the Home Depot® Business Credit Card reports your account activity to all major business credit bureaus: Dun & Bradstreet, Experian and Equifax.
The card will send reports to these bureaus every month. By doing that, it can help you build credit score for your business, as long as you make your payments on time and keep your credit utilization low.
You can get a replacement for your Home Depot® Business Credit Card by logging in to your online account, using the Home Depot App for iOS and Android, or by calling customer service at (800) 677-0232. There is no fee to get a Home Depot® Business Credit Card replacement, which should arrive within 5-7 business days.
How to Get a Home Depot® Business Credit Card Replacement
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Offer last updated: Sep 12th, 2023 at 11:32 ET
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