Affinity Federal Credit Union Credit Cards

8 Reviews

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Please find below credit cards offered by Affinity Federal Credit Union.

Compare Affinity Federal Credit Union Credit Cards

Affinity Federal Credit Union Pure Rewards Visa® Credit Card

0 out of 5 rating

affinity federal credit union pure rewards visa credit card

0 out of 5 rating

2.2WalletHub Rating

WalletHub Rating

2.2

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Market Comparison

2.2

fees: 4.2

rewards: 1.8

cost: 2.1

Other Features: 0.0

Purchase Intro APRNot Offered

Transfer Intro APRNot Offered

Regular APR15.75% - 18% (V)

Purchase Intro APR

Not Offered

Transfer Intro APR

Not Offered

Regular APR

15.75% - 18% (V)

annual fee

$0

rewards rate

1 point / $1

Bonus Offer

5,000 points

Bonus Offer

5,000 points

minimum credit

Excellent

WalletHub's Take

Pros

No membership fees
5,000 points initial rewards bonus
Bonus rewards categories

Cons

No intro APR on purchases
No intro APR on balance transfers
Foreign fee
Requires excellent credit

Read our editor's full Affinity Federal Credit Union Pure Rewards Visa® Credit Card review.

Rewards Details

Receive 5,000 bonus points after your first purchase.
Earn 5,000 bonus points when you make $10,000 in purchases within 12 months of account opening.
Earn 1 point for every dollar you spend, with no limit and points that never expire.
Get special discounts on purchases, auto rentals, hotels, and more at select retailers.
Redeem your rewards points for cash back, merchandise, gift cards, travel, and more.

Additional Info

Travel Benefits include Travel and Emergency Assistance.
Warranty Manager: double the manufacturer's warranty coverage for eligible warranties of 3 years or less.
Purchase Security: reimbursement for the cost of eligible items purchased with your card in case of theft, damage due to fire, and more
Free Concierge Service: assistance with travel, hotel, restaurant, theater, and sporting event information and reservations anywhere in the world

Pros, Cons, & Details

Compare

Affinity Federal Credit Union Credit Card Reviews

5

4

3

2

1

3.3

What's Your Rating?

Welgemoedjacques
January 18, 2024 • @Welgemoedjacques

If I could give zero stars, I would, due to the bad service. I called them to get help and they blocked my card because I created my security questions and didn't know how to spell the answers regarding them. Then, in trying to unblock my card, I sent emails as they requested. It's been 3 months and I'm still waiting for them to unblock my card.

Product: Affinity Federal Credit Union Credit Cards

Comment

0

0

David
November 8, 2023 • @ogre1796

Verified Customer

A. Solid. Credit. Card. With. A. Very. Low. And. Welcomed. Interest. Rate. About. Half. Of. What. My. Other. Cards. Have. 10. /. 10.

Product: Affinity Federal Credit Union Credit Cards

Comment

0

0

calebvantassel
May 24, 2023 • @calebvantassel

My experience with them has been nothing but a headache. First, upon applying for their Amazon card, they slipped in the fine print confusing language about switching to a different card I didn't want, and I didn't catch that, so I've ended up with a bad card. This was after they forced me to open a savings account and donate $10 to something, and deposit $5. Also, their phone system is a complete nightmare to use, and it takes at least 5 minutes to get to a representative. Highly recommend staying AWAY from this company.

Product: Affinity Federal Credit Union Credit Cards

Comment

0

1

Eddie
May 21, 2023 • @eddiemacloud

Verified Customer

So i set up a savings secured for 250 in May of 2022, gave me unsecured May of 2023 for 14k, with 39 inquiries, 778 experian, 1 percent utilization.

Product: Affinity Federal Credit Union Credit Cards

Comment

1

0

jeremy
August 4, 2021 • @jeremyw_38

Verified Customer

Great folks to work with. Easy to apply when you are a member of the credit union. I have my auto loan with them as well. Highly recommend.

Product: Affinity Federal Credit Union Credit Cards

Comment

0

0

Tatyana
November 9, 2020 • @smallstatyana

Verified Customer

My experience has been wonderful! Everything was explained throughly and even if I still have questions via email or phone it was quick and easy to get in contact with them.

Product: Affinity Federal Credit Union Credit Cards

Comment

0

0

ascarr
July 7, 2020 • @ascarr

I have been on hold ( including two transfers) for 1.5 hours-
They spin you in circles when trying to pay the affinity plus credit on the phone-HORIBLE!!!!!!!!

Product: Affinity Federal Credit Union Credit Cards

Comment

1

0

Paul
February 16, 2020 • @bphornejr

Verified Customer

I don't carry a balance but if I did and the rate is 12.69% APR. This is a secured credit card. No sweat no problems. If that isn't enough I give up

Product: Affinity Federal Credit Union Credit Cards

Comment

0

1

Review Affinity Federal Credit Union Credit Cards

Affinity Federal Credit Union Credit Card Q&A

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* The information about the following cards has been independently collected by WalletHub: Affinity Federal Credit Union Pure Rewards Visa® Credit Card.

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