Please find below credit cards offered by CoreFirst Bank & Trust.
Compare CoreFirst Bank & Trust Credit Cards

1.9% for 6 months
1.9% for 6 months|Transfer Fee: 3% (max $50)
10.00% (V)
annual fee
$0
rewards rate
1 point / $1
Excellent
Pros
- No membership fees
- 1.9% intro APR on purchases
- 1.9% intro APR on balance transfers
Cons
- No initial rewards bonus
- Balance transfer fee
- Foreign fee
- Requires excellent credit
Rewards Details
- Earn 1 point for every $1 spent on qualifying purchases with ScoreCard® Rewards.
- Redeem points for merchandise, gift cards, and travel.
Additional Info
- Access your account information with Internet Banking.
- Add your credit card to your electronic wallet - Apple Pay® or Samsung Pay.
- Fraud protection with Visa's Zero Liability Policy.
CoreFirst Bank & Trust Credit Card Reviews
What's Your Rating?
You might’ve noticed that I said the CoreFirst Bank & Trust Platinum Card’s regular interest rate was “among the lowest out there.” You might therefore wonder what the other cards with low rates have to offer. Well, the PlatinumZero Secured Visa has a fixed 0% interest rate, which might sound good until you notice its $9.95 monthly fee. The Orchard Bank Secured Card has a 7.99% APR and no annual fee in the first year ($35 thereafter), but you may not want to sacrifice the liquidity required to get a secured card (minimum deposit of $200). That leaves you with the CoreFirst Bank & Trust Platinum Visa.
CoreFirst Bank & Trust Credit Card Q&A
Get answers to your questions about CoreFirst Bank & Trust Credit Cards below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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What is the CoreFirst Bank & Trust Visa Platinum APR?
The CoreFirst Bank & Trust Visa Platinum Card interest rate is 10.00% (V) normally. However, new cardholders may be able to take advantage of 0% introductory APR promotions for purchases or balance transfers. The regular interest rate applies to any balance remaining when the promo rate expires.
CoreFirst Bank & Trust Visa Platinum Card Interest Rates
- Regular APR: 10.00% (V)
- Intro APR: 1.9% for 6 months on purchases and balance transfers. Balance transfers are subject to a fee of 3% (max $50).
- Cash Advance APR: 19.65% (V)
Keep in mind that as long as you pay your balance in full by your due date each month, you normally won't owe any interest. Cash advances are an exception. They have a separate APR and start accruing interest as soon as you make them. Balance transfers also don't benefit from your card's grace period (though you can avoid interest if you have a 0% APR promotion).
You can learn more by reading WalletHub's guide to credit card interest rates.
What is the CoreFirst Bank & Trust Visa Platinum Card credit score requirement?
The CoreFirst Bank & Trust Visa Platinum Card credit score requirement is 750 or higher. That means people with excellent credit may have a decent shot at getting approved for the CoreFirst Bank & Trust Visa Platinum Card. You can check your credit score for free here on WalletHub to see if you qualify.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the CoreFirst Bank & Trust Visa Platinum Card. Some other key criteria include your income, existing debt load,...
Can I get the CoreFirst Bank & Trust Visa Platinum Card with a co-signer?
No, you cannot get the CoreFirst Bank & Trust Visa Platinum Card with a co-signer. However, you can apply for the card with a joint account holder. The key difference between the two is that a co-signer agrees to take responsibility for the debt if you fail to pay, but they do not have access to the credit line. On the other hand, a joint applicant shares equal responsibility for repaying the debt and also has access to the credit line.
Both...
Can I use my CoreFirst Bank & Trust Visa Platinum card outside the U.S.?
Yes, you can use your CoreFirst Bank & Trust Visa Platinum Card outside the U.S. The card is on the Visa network, so it can be used almost everywhere in the world.
Please note that the CoreFirst Bank & Trust Visa Platinum Card has a 2% foreign transaction fee, which means that you'll be charged an extra 2% for each purchase made outside of the United States.
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