Delta Community Credit Union Credit Cards

6 Reviews

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Compare Delta Community Credit Union Credit Cards

Please find below credit cards offered by Delta Community Credit Union.

Delta Community Credit Union Visa® Platinum Rewards Credit Card

delta community credit union visa platinum rewards credit card

Purchase Intro APRNot Offered

Transfer Intro APRNot Offered

Regular APR10% - 14% (V)

Purchase Intro APR

Not Offered

Transfer Intro APR

Not Offered

Regular APR

10% - 14% (V)

annual fee

$0

rewards rate

1 - 3 points / $1

Rewards Bonus

10,000 points

Rewards Bonus

10,000 points

minimum credit

Excellent Credit

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Pros

No membership fees
High rewards rate
10,000 points initial rewards bonus
Low regular APR

Cons

Spending caps on rewards
Rotating categories
No intro APR on purchases
No intro APR on balance transfers

Rewards Details

Automatic enrollment in the Reward Points Program and 10,000 bonus points after signature-based purchases of at least $2,500 made within 90 days of account opening.
1.5% Cash Rebate for balances transferred within the first 90 days of account opening
You’ll earn 1 point for each $1 in eligible purchases
Earn 2x and 3x Bonus Points in different categories each quarter (up to maximum of 3,000 points each quarter) when you activate the Bonus Reward Points Program.
From April to June, earn 3 points per $1 spent at Discount Stores, Fast Food & Restaurants and 2 points per $1 on Gas Station & Grocery Stores.

Additional Info

Credit Line up to $50,000
Visa Checkout, Zero Liability, Mobile Payments, Emergency Card Replacement and Emergency Cash Disbursement.
Roadside Dispatch, Travel and Emergency Assistance Services.
See More Details & Reviews About Delta Community Credit Union Visa® Platinum Rewards Credit Card

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Delta Community Credit Union Credit Card Reviews

5

4

3

2

1

4.0

What's Your Rating?

Mirtha T. Shideler
April 6, 2022 • @mirthat.s

Verified Customer

I have never been late to my cards. Credit Guard a consolidation company pays my créditos on the 23rd negarles of when is due, thus creditors label me late. Please fix

Product: Delta Community Credit Union Credit Cards

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Anwar
June 19, 2020 • @goanwar

Verified Customer

Their member (customer) service is not nearly as friendly as that of Navy Federal Credit Union Associates. Sometimes it seems like you're dealing with a big bank instead of a well known and established member run credit union.

Additionally, I don't like that the secured credit card doesn't automatically convert to a non-secured credit card after 6 to 12 months of on time payments. Additionally, you have to resubmit a new application via a hard inquiry in order to get a non-secured credit card with Delta Community Credit.

Product: Delta Community Credit Union Credit Cards

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Diana
June 8, 2020 • @dianapierrelouis

Verified Customer

The staff is very friendly, professional and knowledgeable. They are always ready to assist the customers in the mostly courteous fashion possible.

Product: Delta Community Credit Union Credit Cards

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jorgea_60
May 15, 2020 • @jorgea_60

Verified Customer

Very good service card is very helpful and increased your credit I will recommend this to anyone if you are planning to fix or increase your credit

Product: Delta Community Credit Union Credit Cards

Comment

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Donna
February 28, 2020 • @donna_cote

Verified Customer

Excellent Service. Customer service always monitors my credit. I am a business travel and that is important to me. I pay off the complete balance.

Product: Delta Community Credit Union Credit Cards

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marlena_booker70
July 25, 2019 • @marlena_booker70

Delta community use to be the best, now my mind has totally changed about them. They aren't trustworthy at all. Recently they raised my interest rate on my credit card three times in one year without informing me of the change. The way I found out was by checking and monitoring my credit card account after seeing how they raised it
the first time. And when you call, no one knows anything. The latest response was they had to change the rates according to the federal trade commision and I got that response after leaving a public review on the matter. However, I do like their rewards program, the banking app, and no monthly service fee for your accounts which is why I gave 3 stars.

Product: Delta Community Credit Union Credit Cards

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Delta Community Credit Union Credit Card Q&A

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