Please find below credit cards offered by Harborstone Credit Union.
Compare Harborstone Credit Union Credit Cards

Secured Card
Min Deposit of $300
One-Time Fees
$0
27.49% (V)
annual fee
$0
monthly fee
$0
Bad
Pros
- No membership fees
- Qualify with bad credit
Cons
- High regular APR
- Foreign fee
- Requires security deposit
Additional Info
- A minimum refundable security deposit of $300 ($5,000 maximum) is required to open this account.
- Zero Fraud Liability, Automatic Bill Pay, Free Credit Score access.

0% for 21 months
0% for 21 months|Transfer Fee: 5% (min $5)
17.24% - 28.24% (V)
annual fee
$0
rewards rate
0 - 4% Cash Back
Good
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- No initial rewards bonus
- Balance transfer fee
- High regular APR
- Foreign fee
Rewards Details
- Earn 4% cash back on prepaid travel (airfare, car rentals, attractions, and hotel reservations) booked directly in the Travel Center when you use your card.
- Redeem cash back as a statement credit, rewards card, or as a deposit into an eligible account.
- Get a $15 annual statement credit after making purchases for 11 consecutive months.
Additional Info
- 0% Introductory APR for 21 months on balances transferred within 651 days of account opening.
Harborstone Credit Union Credit Card Reviews
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Harborstone Credit Union Credit Card Q&A
Get answers to your questions about Harborstone Credit Union Credit Cards below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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How do I check my Harbortstone Credit Union Secured credit card application status?
You can check your Harborstone Credit Union Secured Visa® Card application status by calling 1-800-523-3641. When you call, listen to the automated menu and press the key to check your status, then verify your identity so Harborstone Credit Union can match you to your application. You unfortunately cannot check your Harborstone Credit Union Secured Visa® Card application status online.
How to Check Your Harborstone Credit Union Secured Visa® Card Application Status
- Call 1-800-523-3641.
- Follow the prompts that lead to an application status check or connect with a representative and tell them you'd like to check your Harborstone Credit Union Secured Visa® Card application status.
- Verify your identity when asked, so the system or representative can find your application.
- Listen for the automated voice or customer service rep to tell you whether your application is pending, approved, or denied.
It can take anywhere from a few seconds to 30 days to receive a decision on your Harborstone Credit Union Secured Visa® Card application after you apply. If you haven't heard back within a reasonable time frame, you can always call customer service to ask about the delay.
Even if you get bad news when you check your application status, you don't have to lose hope. If you get denied, you can still call Harborstone Credit Union at and ask them to reconsider.
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