IBERIABANK Credit Cards

I love the rates especially since that’s why I signed up for the card. I was in the bank making a deposit when a teller expressed to me their rates. It just so happened that I was looking at credit card offers not long before. It also helps that the bank is close to my job so I can deposit money and pay my credit card bill all at one time, without having to do it online. That is an important factor to me because I’m leery of my personal information being stolen while I handle my banking online. This card is also good because with the Visa logo, it’s just about accepted anywhere.

I applied for the Iberia Bank card after reading a lot of positive reviews online. My old card was one I'd had since I was 18, and now that I've built up credit, I wanted to get a card that had a lower interest rate.
My initial rate with Iberia's card was 4%; I've had them now for two years, and it's dropped to 2.5%. When I first got the card, I transferred my balance from the old card because there was no fee for it for new users, but they do charge normally. Overall it's a good card- there is an annual fee for $35, but it's pretty fair compared to other cards. I did have to send them proof of income, which I didn't like, but the intro APR was good, so in the long run it was worth it. They are pretty basic- not a lot of incentives programs or cash back benefits, which I do miss about my old card. I'm debating applying for a back up card that has better benefits, and just using the Iberia for long-term pay off purchases. Customer service is fair, though they do make you sit through a lot of automated stuff before you actually get a person.

I love this IberiaBank Visa Classic Credit Card. I've never had any problems with it not being accepted or freezing up like some of the cards my friends have had. I got it in college so I could get housing and books. It has the advantage of a low interest rate(compared to others) so you don't pay twice what your purchase was worth and Iberia Bank is very easy to work with which, being in college, is a major plus. I try to pay off my balance every month and so far I haven't had any problems with fees or changing interest rates. I would recommend this card if you have good credit or are trying to build credit.

I just got this card about a month ago, because my credit was too terrible until recently for me to be able to qualify for it. It took my paying off the large percentage of my debt and fixing my credit score to qualify for this card. I have to say that so far, I am completely satisfied with it. I just got my first statement in the mail not long ago and looking over the bill, the rates aren't bad at all. There are no unnecessary charges and nothing for me to question, everything is laid out so that it's easy to understand. The low annual fee is a nice perk, I'm sure when the year rolls around and I only need to pay $35, it'll be great. It's really hard to qualify for this card unless you have great credit, but if you do and you can qualify, I highly recommend it!

IberiaBank Visa Classic Credit Card has one great thing about them! Well, more than one... but it starts with their amazing interest rates! You could not ask for a better interest rate than what this card has to offer. The IberiaBank Visa Classic Credit Card has amazing customer service. Amazing problem resolution! Amazing everything! I LOVE my IberiaBank Visa Classic Credit Card! They are truly the best card on the market. I have a great credit limit also. I think it's because I have great credit and that's why I get such a great rate and limit. I recommend this card to everyone who needs a card!

The Iberia Bank Visa Classic Credit Card is one of the cards that most clearly shows how credit card companies operate and how people think. I applied for this card back when I was in college and I was trying to build up my credit. It's a good card overall. I didn't have credit back then and needed something to help me build my credit. This was my first choice because it looked good with no annual fee and credit limit of $500. The staff was pretty good towards me and helped me with application process. It has been easy to pay my bill online and customer service has been easy to deal with and they fix problems quickly. I have not found any issues with this card and have always experienced it as no hassle.I would recommend it for all.

I received an application from Iberia Ban about 2 years ago for this credit card. Everything they said about it sounded great, although I will admit I had never heard of Iberia Bank before so I did some research on them first and found they have been in business for a long time and are trustworthy. I received the card and still have an open account but I never use it. Credit cards are very competitive these days and there is simply nothing that stands out on this card that would make me use it. I get better rewards, interest rates, and am more familiar with some of the other banks I have credit cards with so I find myself using them. With that said I've never had any issues with this card, it simply doesn't motivate me to use to.

IberiaBank Visa Select Credit Card is definately one of my favorites! Easy to deal with customer service. I lost my card a while back and within a few days of reporting it they had cancelled the old one and sent me a new one. No questions, fees, or hassles. Simple, Simple, Simple. That's what I look for in a card. I do all my statement and credit card stuff online and paying my bill every month is a breeze. I will say that you have to have GREAT credit to get this card. Which in our economy is not that easy. The annual fee of $35.00 is decent. No complaints coming from my end. Thanks IberiaBank Visa Select Credit Card for making my everyday life a little easier. :)

I have been using IberiaBank Visa Select Credit Card for only a little over a year now. The interest rates are better than most other cards which makes it one of my favorites. There is only a small annual fee making it a easy to understand no hassle credit card. I do online statements to save the environment, and paying online is super easy. I love super easy.. you get the statement in your email, click on the link, and boom... make your payment. I believe you would have to have good credit to get this card at low interest rates. They don't just give a card to anybody. You have to deserve this card. They have always been kind and efficient when dealing I have had to deal with customer service.

My Iberia Bank Visa card has a decent interest rate but its high enough that I try to pay it off completely every single month that I am able to. My interest rate on this card is somewhere around 10.5% because my credit score is high enough but I have heard that it is difficult to get this interest rate unless you've been with the bank for a long time and built up an extensive line of credit. Once, when I was travelling, I lost my IberiaBank Visa but I was able to contact my bank and they cancelled it immediately. I did not have to deal with the rest of the complications that go with a missing credit card, such as disputing false charges. Overall, I am very satisfied with my Iberia Bank Visa and I do not plan to change my credit card any time soon.