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5 Star Rating
Verified CustomerGreat card to have the benefits and cash rewards where an additional benefit to the large credit limit. Easy process to apply for this card as well
Product: SECU Credit Cards
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Compare SECU Credit Cards
Please find below credit cards offered by SECU.
Updating Results
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR16.74% - 24% (V)
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
16.74% - 24% (V)
annual fee
$0
rewards rate
1 point / $1
minimum credit
Excellent Credit
Pros
- No membership fees
- No foreign fee
Cons
- No initial rewards bonus
- No intro APR on purchases
- No intro APR on balance transfers
- Requires excellent credit
Rewards Details
- One (1) reward point per purchase dollar.
- Points have no limit and never expire.
- More than 1,600 rewards items to choose from.
Additional Info
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SECU Credit Card Reviews
2.5
7 reviews
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1 Star Rating
Stay away from this credit union. Dont waste your time. They are the worst in the nation. They dont allow google reviews no wonder why. They are very disorganized lack of leadership with poor customer service. Very bias & the negative list goes on.
Product: SECU Credit Cards
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3 Star Rating
Verified CustomerI travel a lot internationally. This card has a very annoying habit of declining charges while abroad. I have a 4 figure limit on this card. Once tried to purchase a pair or 3 euro gloves from a street vendor in Paris during the dead of winter because she left her gloves in the US. The 3 euro charge was declined even though I had near zero balance. How embarrassing! This card stays stateside in the US!
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1 Star Rating
Verified CustomerHave been a member for 8 years, in the past 2 years their service has become less and less satisfactory. In the past year it has become increasingly more difficult to find a reason to stay with them. I have been on hold for over an hour now to inquire if the company refunded my monies as they said or if I need to dispute a credit card charge or how to go about getting a refund from a company for an item they did not provide after being paid with the secu visa card. This credit union seems to be using Covid -19 as an excuse to cover up their ineptness. Covid 19 has absolutely nothing to do with a telephone conversation. No sweat I have already started to deal with another bank that does actually have customer service and wants to talk to them.
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1 Star Rating
Do not even bother with this so called “credit union”- they are an absolute joke. They will approve you for products then have you send in all your personal information (IDs, paystubs, utilitiy bills, ss card ) just to eventually tell you that they can not approve you for The basic membership Because they could not verify your identity!! even though they have already pulled your credit report (And chexsystems TWICE)and had you docusign all your approvals. The kicker is they don’t even have the decency to send you your adverse action letter
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3 Star Rating
Verified CustomerI was offered a zero payment due on my card for 60 days due to COVID-19 and instead they reported a late payment which negatively affected my credit
Product: SECU Credit Cards
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4 Star Rating
I have been with SECU for 5 years now. Ever since my husband started working for the state of Maryland. We wanted to be part of a credit union because we knew it would be good in the long run, such as general banking needs and possibly getting a car loan through them. It is well known that interest rates tend to be better with smaller banking institutions, especially credit unions. The customer service is outstanding. I don't have to wait on hold for an hour to do one simple thing like I have to do with Bank of America. I literally waited on hold for 1 hour to get my pin number for my debit card, and come to find out it has to be mailed. Ridiculous!!!! Totally different and BETTER experience with SECU.
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SECU Credit Card Q&A
Get answers to your questions about SECU Credit Cards below. For more general questions, visit our Answers section.
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How can I qualify for a SECU Credit Card graduation?
2
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Derek Herrera
You cannot qualify for a SECU Credit Card graduation.
SECU recommends using their secured card for at least a year before trying to apply for any of their unsecured cards. Once you're there, make sure to check their credit score requirements first, to be certain you qualify!
How can I change my email address?
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