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1 Star Rating
Must live in limited counties within the San Francisco Bay Area in order to join and apply for a card. This is not indicated anywhere on their homepage.
Product: Star One Visa Signature Rewards Card
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Please find below credit cards offered by Star One Credit Union.
Compare Star One Credit Union Credit Cards
Updating Results
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR8.75%
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
8.75%
annual fee
$0
rewards rate
1.5 points / $1
minimum credit
Excellent
WalletHub's Take
Pros
- No membership fees
- Low regular APR
- No foreign fee
Cons
- No initial rewards bonus
- No intro APR on purchases
- No intro APR on balance transfers
- Requires excellent credit
Read our editor's full Star One Visa Signature Rewards Card review.
Rewards Details
- Earn 1.5 Rewards Points on every dollar spent. Redeem points for travel, cash, retail gift cards or merchandise.
- TSA PreCheck or Global Entry five-year membership for each cardholder.
Additional Info
- Trip Cancellation/Trip Interruption.
- Visa® Signature® Concierge 24/7 complimentary service.
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR7.75% - 13.75%
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
7.75% - 13.75%
annual fee
$0
rewards rate
None
minimum credit
Excellent
WalletHub's Take
Pros
- No membership fees
- Low regular APR
- No foreign fee
Cons
- No rewards
- No initial rewards bonus
- No intro APR on purchases
- No intro APR on balance transfers
Read our editor's full Star One Credit Union Visa Platinum Best Rate Credit Card review.
Additional Info
- Visa’s® Zero Liability Protection against unauthorized transactions.
Want more credit card options?WalletHub makes it easy to compare credit card across many companies.
Star One Credit Union Credit Card Reviews
4.9
378 reviews
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5 Star Rating
Easy touch feature. Always accepted. The one down side is the 25% variable apr! Ouch!! No matter, I never carry a balance. Good travel services too.
Product: Star One Visa Signature Rewards Card
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5 Star Rating
Verified CustomerI love Star One Credit Union, started me in 1987; they have always been helpful to me and my wife! Their loan officers are friendly and helpful.
Product: Star One Credit Union Credit Cards
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2 Star Rating
Every year at tax time I realize how deficient Star One is. Generally, it's a good credit union, but their IT is horrendous. They keep only a few months of your history - 15 is my guess. That means at tax time, you'll be missing part of your data and will need to recreate it from printed statements. Shameful, really. They used to support MINT, which helped, but then suddenly that stopped without notice. Every year I go through this. I guess I deserve part of the blame for not moving on.
Product: Star One Credit Union Credit Cards
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5 Star Rating
Verified CustomerI Love Star One Credit Union! The Customer Service is #1! I would Definitely Recommend! They always treat you with respect and solve your issues to Your Satisfaction!
Product: Star One Credit Union Credit Cards
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Star One Credit Union Credit Card Q&A
Get answers to your questions about Star One Credit Union Credit Cards below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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- Most Popular
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1
UpvoteDo Star One credit cards report to all credit bureaus?
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Jack Hill
Yes, Star One credit cards report to all three major credit bureaus: TransUnion, Experian and Equifax.
So with responsible credit utilization, a Star One credit card can help you build your credit history and score.
0
UpvotesHow much is the cash advance limit for the Star One Visa Signature Rewards Card?
Reply
Star One Credit Union
The maximum cash advance amount is up to the card's available credit, subject to a daily ATM limit of up to $500. There is no separate cash advance fee; however, interest accrues at the regular rate starting on the day the cash advance is taken. For the exact figures for your account, including your cash advance limit and any daily ATM cap, please refer to your cardholder agreement or contact us directly at 408.543.5202.
0
UpvotesDo I need to be a member of Star One to get the Star One Visa Signature Card?
Reply
Star One Credit Union
Yes, in order to obtain a Star One Visa Signature Rewards Card, you need to establish a membership savings account and submit a credit application for consideration. For detailed information on becoming a Star One Credit Union member or applying for a Visa Signature Rewards Card, please contact us directly at 408-543-5202 or visit our website, Free Checking at Star One: from Silicon Valley to the Central Valley.
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0
UpvotesHow can I get a cash advance with my Star One Visa Signature Card?
Reply
Chip Lupo
To get a Star One Visa Signature Rewards Card cash advance:
- Call Star One Credit Union customer service at the number on the back of your card and request a PIN, if you don't already have one.
- Insert your credit card at an ATM and enter your PIN.
- Select the cash advance option on the ATM screen.
- Enter the amount you'd like to withdraw.
- Withdraw the cash and remove your credit card from the...
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