State Farm credit cards are great for earning rewards or avoiding interest if you have the excellent credit typically needed to qualify for an account. You can learn more about the latest State Farm credit card offers below. If you have a question about an existing account, you can reach State Farm credit card customer service at 877-734-8472.
Best State Farm Credit Card Offers in October 2023
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
fees
4.0
cost
3.7
Interest Rates
4.8
User Reviews
4.0
marketComparison
4.1
Purchase Intro APR→0% for 18 months
Transfer Intro APR→0% for 18 months|Transfer Fee:3% (min $5)
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Gas Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Earn a bonus $150 cash back by spending $500 in the first 90 days of being approved for the new card.
Earn 3% cash back on insurance premium payments, up to $4,000 spent annually.
Earn 2% cash back at gas stations and electric vehicle charging stations, drug stores, grocery stores and on dining, including takeout and food delivery services.
Earn 1% cash back all other eligible purchases.
Cash back is redeemed in the form of a statement credit or a deposit made to a savings or checking account, or as a U.S. Bank Rewards Card ($25 minimum redemption).
Additional Info
Your eligible cell phone can be reimbursed up to $600 in the event it is stolen or damaged when you pay your monthly cell phone bill.
Safeguard your new item against theft or damage for the first 90 days from the date of purchase with Purchase Security, available when you pay with your covered card.
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
fees
4.0
cost
4.0
Interest Rates
5.0
User Reviews
3.0
marketComparison
4.3
Purchase Intro APR→0% for 21 months from account opening
Transfer Intro APR→0% for 21 months from account opening on qualifying balance transfers|Transfer Fee:5% (min $5)
Regular APR→18.24% - 29.99% Variable
Purchase Intro APR
0% for 21 months from account opening
Transfer Intro APR
0% for 21 months from account opening on qualifying balance transfers|Transfer Fee:5% (min $5)
Regular APR
18.24% - 29.99% Variable
annual fee
$0
rewards rate
None
minimum credit
Good
WalletHub's Take: The Wells Fargo Reflect® Card is a good credit card that’s worth it for people with good credit who want to avoid interest charges on new purchases and qualifying balance transfers for 21 months after opening an account. Wells Fargo Reflect also has a $0 annual fee.
Pros
No membership fees
0% intro APR on purchases
0% intro APR on qualifying balance transfers
Reports to the three major credit bureaus
Cons
No rewards
No initial rewards bonus
Balance transfer fee
High regular APR
Additional Info
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5.
$0 Annual Fee
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
Select "Apply Now" to learn more about the product features, terms and conditions
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
fees
3.8
rewards
3.4
cost
4.6
User Reviews
3.6
Other Features
0.0
marketComparison
4.0
Purchase Intro APR→0% for 15 months
Transfer Intro APR→0% for 15 months|Transfer Fee:Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)
Regular APR→20.49% - 29.24% (V)
Purchase Intro APR
0% for 15 months
Transfer Intro APR
0% for 15 months|Transfer Fee:Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)
Regular APR
20.49% - 29.24% (V)
annual fee
$0
rewards rate
1.5 - 5% Cash Back
minimum credit
Good
WalletHub's Take: Chase Freedom Unlimited is a very good credit card, according to WalletHub’s proprietary 100-point card rating system. It’s worth applying for the Chase Freedom Unlimited card if you have a good credit score and you want to earn rewards as well as enjoy low introductory interest rates without paying an annual fee.
Pros
Earn rate: 1.5 - 5% cash back
0% for 15 months on purchases and balance transfers
$0 annual fee
Cons
Balance transfer fee
Foreign transaction fee
Potential for a high regular APR
Rewards Details
INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
Additional Info
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Member FDIC
Pros, Cons, & Details
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Their online access is so glitchy I can nev er accomplish my task without calling a live representative. I changed my password and was sent a notice 35 days later that it expired and was locked out. No tech support was available until "regular business hours". This seems to be a very inconvenient trend.
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Product: State Farm Bank Credit Cards
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Kathleen @kathleens_167
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5 Star Rating
Verified Customer
My experience with State Farm Good Neighbor Visa has been great!! I received a fair credit limit from the beginning. This card also has a lower interest rate than my other cards. Love it!!
Very unprofessional, missed one payment and you reduced my limit significantly. I made an error with my banking info while making payment via phone y’all the worst!
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Product: State Farm Bank Credit Cards
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0
0
cfvanlaar @cfvanlaar
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1 Star Rating
After 20 years of membership State Farm decided to increase our APR due to an error that State Farm insurance made and reported incorrect information to my Credit report. It took a month to fix the error on my report. Now SF demands I write a letter and request them that I want my APR lowered to my previous rate because they do not accept requests by phone or form online. I do not normally report or leave reviews online but this behavior needs to stop. I will find another card.
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Product: State Farm Bank Credit Cards
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DONNA @donnap_1755
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4 Star Rating
Verified Customer
I can only say that I am extremely happy with State Farm insurance, and my State Farm Credit Card wonderful people Nothing but good experiences.
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Product: State Farm Bank Credit Cards
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0
vetra217 @vetra217
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5 Star Rating
While I have not applied for a Credit Card with State Farm I have had all my insurance with them for years...I have no intention of ever leaving...best insurance and best customer service anywhere!!!! My daughter and her husband have insurance with them since they have been married (30 years) and they had never had a claim until 12 years ago and their house caught on fire....the claim was 135,000.00 to redo the house and they paid everything and have yet to raise their rates............love this company!!!!
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Product: State Farm Bank Credit Cards
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shushupnow @shushupnow
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1 Star Rating
Verified Customer
Violated FCRA repeatedly. Very unprofessional. Continue to report despite discharge. Never again state farm. Never ever again. Good riddance.
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Product: State Farm Bank Credit Cards
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0
0
Fredrick @fredhmartinez1963
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5 Star Rating
Verified Customer
I can only say that I am extremely happy with State Farm insurance, and my State Farm Credit Card wonderful people Nothing but good experiences.Frederick a. Martinez
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Product: State Farm Bank Credit Cards
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0
0
Bryan @bryang_28
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5 Star Rating
Verified Customer
I got this card in June 2018 with a 720ish score. I use StateFarm for all my insurance needs and get a great return on points that I use for statement credit but you can use them for gift cards etc. Great service and I have gotten two CLI on my account.
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Product: State Farm Bank Credit Cards
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Review State Farm Credit Cards Reviews
State Farm Credit Card FAQ
Get answers to your questions about State Farm Credit Cards Reviews below. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
You can pay your State Farm Bank credit card either online or over the phone at (833) 728-0344. Alternatively, you can make a State Farm credit card payment via mail. It is worth noting that paying online is the fastest and most convenient method available. You can even set up autopay from your online account, so you don't have to worry about due dates.
Here's how you can pay your State Farm Bank credit card:
The credit score you need for a State Farm credit card is 750+. This means that State Farm credit cards require excellent credit for approval.
Keep in mind that it's best to wait to apply for a given card until you meet the credit score requirement. You can check your credit score for free on WalletHub.
The State Farm Student card currently offers 3 points for every $1 spent on insurance premium payments. The card will detect automatically the insurance premium payments.
All other purchases will earn you 1 point for every $1 spent.
When it comes to the credit score for the State Farm Bank Student Visa card, it's best if you have no score. That being said, if you're a student and you already have an established credit history, you need at least 640 to have a good chance of approval.
You have to be enrolled in anything after high school, such as non-degree certificate programs (trade school), community colleges, and colleges/universities.
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WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: State Farm Bank Good Neighbor Visa® Credit Card, State Farm Premier Cash Rewards Visa Signature® Card, and State Farm Business Cash Rewards Visa Signature® Card
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
