Chip Lupo, Credit Card Writer
@CLoop
The State Farm Bank credit score requirement ranges from 700 to 750, depending on the card. That means people with good to excellent credit, are eligible to be approved for a State Farm Bank credit card.
If your credit score is below the threshold needed for a State Farm Bank credit card, it’s best to wait to apply until you meet the credit score requirement. You can check your credit score for free on WalletHub.
Credit Score Recommended by State Farm Bank Card
- State Farm Business Cash Rewards Visa Signature® Card: 700 (Good credit)
- State Farm Bank Good Neighbor Visa® Credit Card: 750 (Excellent credit)
- State Farm Premier Cash Rewards Visa Signature® Card: 750 (Excellent credit)
Note that while your credit score is very important, plenty of other things will impact your chances of being approved for a State Farm Bank credit card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
Finally, keep in mind that lenders might use a different score when deciding whether to approve you for a financial product and approval is never guaranteed.
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