Please find below credit cards offered by Zions Bank.
Compare Zions Bank Credit Cards

0% for 6 months
0% for 15 months|Transfer Fee: 3% (min $5)
13.50% - 22.50% (V)
annual fee
$0
rewards rate
None
Excellent
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- No foreign fee
Cons
- No rewards
- No initial rewards bonus
- Balance transfer fee
- Requires excellent credit
Additional Info
- 0% APR for 15 months on balance transfers made within the first 60 days of account opening.
- Extended Warranty & Cell Phone Protection.
- Mobile Fraud Alert Service, Card Alerts & Zero Liability.
- Auto Rental Collision Damage Waiver, Travel Accident Insurance & Lost Luggage Reimbursement.

0% for 6 months
0% for 12 months|Transfer Fee: 3% (min $5)
16.00% - 28.00% (V)
annual fee
$0
rewards rate
1.5 - 3% Cash Back
Good
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Spending caps on rewards
- No initial rewards bonus
- Balance transfer fee
- Requires good/excellent credit
Rewards Details
- Earn up to a $200 bonus with double cash back for 12 months.
- Earn 1.5% cash back on every card purchase.
- You can choose automatic redemption and receive your cash back every month, every quarter or when you hit certain amounts.
- There’s no limit to what you can earn and no expiration date.
Additional Info
- 0% Intro APR on balance transfers received within 60 days of account opening.
- Extended Warranty & Cell Phone Protection.
- Mobile Fraud Alert Service, Card Alerts & Zero Liability.
- Cardholder inquiry service and Lost/stolen card reporting.
- Auto Rental Collision Damage Waiver, Travel Accident Insurance & Lost Luggage Reimbursement.

0% for 6 months
0% for 12 months|Transfer Fee: 3% (min $5)
16.00% - 28.00% (V)
annual fee
$0
rewards rate
1 - 6 points / $1
Good
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Spending caps on rewards
- No initial rewards bonus
- Balance transfer fee
- Requires good/excellent credit
Rewards Details
- Get double rewards points for the first 12 months, up to 30,000 points.
- Earn 3 points per $1 spent on restaurants, fast food and meal delivery services; entertainment, like concerts, sports, amusement parks and theaters, transportation, including gas, public transit and rideshares; digital services, such as streaming, cable, internet and wireless.
- Earn 1 point per $1 spent on all other card purchases.
- You must have a minimum of 2,500 points earned in order to redeem as a $25 statement credit.
Additional Info
- 0% APR for 12 months on balance transfers made within the first 60 days of account opening.
- Extended Warranty & Cell Phone Protection.
- Mobile Fraud Alert Service, Card Alerts & Zero Liability.
- Auto Rental Collision Damage Waiver, Travel Accident Insurance & Lost Luggage Reimbursement.
Zions Bank Credit Card Reviews
What's Your Rating?
She said the purchase was blocked because it was flagged as a suspicious website. I used my Citicard to make the purchase without any problems.
Zion's Bank may be a very conservative bank which caters to what it perceives as a specialized clientele.
Very easy going and love the staff at this bank I would recommend them to anyone looking to start off their credit right or even as a beginner like me!
Now, as of June, July, and August 2023, every time I go to make a payment at the West Jordan Redwood branch, I'm asked for my ID to make credit card expenditures, which is becoming tiresome.
By October 2023, the manager and I discussed my options for making payments, either at the drive-up or inside. We discussed how not all staff recognized me after months of interaction and what changes could be implemented. We agreed to give my local bank in West Jordan another chance, and it's been going very well since then.
Zions Bank Credit Card Q&A
Get answers to your questions about Zions Bank Credit Cards below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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- Most Upvotes
How much is the starting Amazing Rate credit card credit limit?
The minimum credit limit for the AmaZing Rate business credit card is $500, and for the AmaZing Rate personal credit card it is $1,000. The actual limit you get depends on multiple factors, such as your income, existing debt and credit history.
What credit score do you need for the Zions Bank Clarity Credit Card?
You need a credit score of 750 for the Zions Bank Clarity Credit Card. That means people with excellent credit have a shot at getting approved for the card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the card. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and...
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