WalletHubNo membership feesLow regular APRNo rewardsNo initial rewards bonusNo intro APR on purchasesNo intro APR on balance transfersGenisys Platinum Credit Mastercard®
Genisys Platinum Credit Mastercard®
Credit Score
Excellent Credit
Annual Fee
$0
APR on Purchases
9.9% - 18%
Balance Transfer
APR: 9.9% - 18%
Balance Transfer Fee
Genisys Platinum Credit Mastercard®'s Additional Info
Free Identity Theft Resolution Service.
Auto Rental Insurance.
$500,000 Travel Accident Insurance.
| cash advance fee | 0% |
| cash advance APR | 9.9% - 18% |
| foreign transaction fee | 1.1% |
| smart chip | Yes |
| max late fee | $25 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 28 days |
Genisys Platinum Credit Mastercard® Pros & Cons
No membership fees
Low regular APR
No rewards
No initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Compare The Genisys Platinum Credit Mastercard® vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APR0% for 15 months | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro apr0% for 15 months|Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) | transfer intro apr0% for 18 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer |
Regular APR9.9% - 18% | Regular APR18.24% - 27.74% (V) | Regular APR17.49% - 27.49% (V) |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about Genisys Platinum Credit Mastercard® to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
- Most Popular
- Most Upvotes
Related Credit Cards From Our Partners
Genisys Platinum Credit Mastercard® Reviews
Share your insights and review for the Genisys Platinum Credit Mastercard®
What's Your Rating?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub, we try to list as many credit card offers as possible and currently have more than 1,500 offers, but we do not list all available offers or financial service companies.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best credit card picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any issuer, as our editors follow a strict editorial policy.
WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.
Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsement of the institution or professional by us or vice versa.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Related Credit Cards From Our Partners
Offer last updated: May 12th, 2026 at 12:51 ET
People Also Apply For
