WalletHubNo membership feesQualify with limited or no credit historyDoes not require security depositHigh regular APRForeign feeGeorgia's Own Credit Union Student Credit Card
Georgia's Own Credit Union Student Credit Card
Credit Score
Fair Credit, Limited History, No Credit
Annual Fee
$0
APR on Purchases
18.24% (V)
Balance Transfer
APR: 18.24% (V)
Balance Transfer Fee
Rewards
Earn 1 point per $1 spent on all purchases.
Redeem points for cash back, gift cards, travel, charitable donations and merchandise.
There’s no limit to the number of points you can earn.
Discounts on top brands at more than 2,000 of your favorite retailers.
Georgia's Own Credit Union Student Credit Card's Additional Info
Works with Apple Pay, Samsung Pay, Google Pay, and LG Pay®.
Simplify online payments with Visa Secure Remote Commerce.
Benefits like porch piracy protection, travel and emergency assistance, and more.
| cash advance fee | 3% |
| cash advance APR | 18.24% (V) |
| foreign transaction fee | 2% |
| smart chip | Yes, chip-and-signature |
| max late fee | $25 |
| max overlimit fee | $0 |
| max penalty APR | 29.99% |
| grace period | 25 days |
Georgia's Own Credit Union Student Credit Card Pros & Cons
No membership fees
Qualify with limited or no credit history
Does not require security deposit
High regular APR
Foreign fee
Questions & Answers
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