I loved using this card. For one thing, the card itself has a really unique look and texture-cashiers always commented on it! Small issue, but it's nice that it feels so good in your hand. Accepted everywhere, and never had any issues using it. I also really liked the rewards system. With most credit cards, you know you're supposedly earning rewards-but where are they? How do you get them? With Chase I always knew how to access my rewards points. Other high points: No annual fee, 15,000 bonus points after first purchase, and 0% on all balance transfers for six months. Fantastic card for personal or small business use.

Chase Ink for Business has been my first experience with a 'business' specific credit card. So far, it has been a very easy, pleasurable, experience. The rewards and the points system is better than any prior card I have had in the past. But what I am most content with is the chance to have PO numbers printed right on the receipts by the vendors, at most major retail outlets anyway. Some of the smaller places I shop at don't give me the option, but the local driving range did which surprised me. It keeps things organized and neat and the statements each month are another great tool for tracking the ebb and flow of the money in the business.

Ink Classic kinda sounds like it could be a tattoo parlor, huh? At any rate, Ink is the branding Chase uses for its business credit cards, and one would think that the Ink Classic would be sort of the flagship, “where it all started” type offer. This Ink Classic Business Credit Card from Chase offers up to 25,000 bonus points – 15,000 after your first purchase and 10k after you spend $5,000 in the first three months. It gives you five points per dollar on the first $25k you spend on office supplies, wireless services, landlines, and cable each year. There’s also 2 points/$1 on the first 25k you spend on fuel and dining each year and 1 point/$1 spent on everything else. The Ink Classic Business Credit Card doesn’t have an annual fee either and offers 0% on both purchases and balance transfers for 6 months.

The Ink Classic is therefore a competitive rewards business credit card that you can use for both funding and everyday expenses for the first six months. You should not carry a balance on a Chase business credit card otherwise though because business credit cards do not have CARD Act protection, which means your issuer can change your interest rate at any time for any reason. If you open the Ink Classic for Business Credit Card, I’d also get one of Citi’s 0% personal credit cards to use for funding purposes since Citi has three different cards offering 0% on purchases and transfers for 21 months and personal credit cards do not increase a small business owner’s personal liability, interestingly enough. This advice would hold true with pretty much any business credit card you get for everyday spending, and I would recommend looking around a bit before ultimately deciding on the Ink Classic. The Capital One Spark Cash for Business is a good option as well since it offers 2% cash back across all purchases. In addition, the Chase Ink Bold has a very attractive initial bonus (twice as large as the Ink Classic’s), and even though it’s a charge card, it’s a good choice since you should be paying for in full for your everyday expenses anyway.