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We're sorry, but the NetSpend® Visa® Prepaid Card - Pay-As-You-Go may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 866-387-7363
You can write a review about the NetSpend® Visa® Prepaid Card - Pay-As-You-Go or check the card’s rates and fees according to our latest records, which may be outdated and were collected independently by us. Alternatively, you can compare the latest credit card offers.
Activation Fee
Monthly Fee
Signature Transaction Fee
Pin Transaction Fee
In Network ATM Transaction Fee
ATM Network Size : N/A
Out of Network ATM Transaction Fee
Foreign ATM Transaction Fee
100% approval - No credit check required!
No Minimum Balance Required. No Activation Fee.
Pay bills and make purchases online.
Use it when you can't use cash — everywhere Visa debit cards are accepted.
Enroll in Direct Deposit to your Netspend Card, and you could get paid up to 2 days faster.
You can add cash or paper checks, too. Skip the line completely and load checks directly from your mobile phone in minutes with Mobile Check Load.
Put money on your card at any of more than 130,000+ convenient Reload Locations nationwide.
| live customer support | Free |
| automated customer support | Free |
| reload options | Direct Deposit, Western Union, Cash Reload, Bank Transfer, Check Reload |
| cancellation fee | $15 |
| inactivity fee | $5.95/month after 60 days of inactivity |
Can't find what you are looking for? Submit your question about NetSpend® Visa® Prepaid Card - Pay-As-You-Go to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
You can buy a Netspend prepaid card at participating stores, or on the issuer's website.
Some of the retailers that sell Netspend cards include Walmart, CVS Pharmacy, 7-Eleven, Office Depot and Walgreens.
If you sign-up for the card online, you'll receive it via mail in 7-10 business days.
The reload fee for a NetSpend card is as much as $3.95 per cash load at NetSpend reload network locations. The fee is determined and assessed by the operator of each retail location, and may be lower than $3.95 in some locations. This is a third party fee and is subject to change.
You can load a maximum of $2,500 on a NetSpend card over any 24 hour period. This is the maximum cumulative amount of in store cash value loads. The maximum amount for direct deposits and tax refund ACH deposits is $15,000.
If you try to load more than the standard limits, your value loads will be subject to review and my be declined.
No, you cannot use a NetSpend® Visa® Prepaid Card without activation. Activation is a mandatory process to ensure that your card is securely linked to your account and that you are the authorized user.
You can activate your NetSpend® Visa® Prepaid Card either online or by phone. Once activated, you can load funds and start making purchases.
You can check the best prepaid cards available for you to make sure that whatever decision you go for really fits your...
There is no minimum amount of money you're required to put on your NetSpend prepaid card.
However, you will need to put at least $10 on the card the first time you load it. Please let us know if you have any other questions! Best of luck!
The minimum is $10 and the monthly fee plan is $5 for the Transact 7 Eleven Netspend card. The $5 plan is only $3.75 if you keep it for 4 months becauae the 4th month is waived.
The maximum balance is $15,000 at any point in time. You can load up to $7,500 in a 24 hour period. Please find more details here: https://www.netspend.com/account/terms/netspend_MC_T_C_1937677.pdf.
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Offer last updated: Sep 9th, 2025 at 10:29 ET
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