WalletHubNo membership feesHigh rewards rateBonus rewards categoriesNo foreign feeSpending caps on rewardsNo initial rewards bonusNo intro APR on purchasesNo intro APR on balance transfersSacramento Credit Union Visa® Platinum Rewards Plus Credit Card
Sacramento Credit Union Visa® Platinum Rewards Plus Credit Card
Credit Score
Excellent Credit
Annual Fee
$0
APR on Purchases
13.90% - 21.90% (V)
Balance Transfer
APR: 13.90% - 21.90% (V)
Balance Transfer Fee
Rewards
Earn 4 points for every $1 spent on gas, EV Charging, Uber and Lyft (up to $6,000 spent per year)..
Earn 1 point for every $1 spent on everything else.
Points redeemable towards cash, travel, gift cards, restaurants, retail stores, entertainment, spas and more.
No blackout dates on travel rewards.
If you choose cash rewards, the cash will be deposited directly into your SCU savings account.
Sacramento Credit Union Visa® Platinum Rewards Plus Credit Card's Additional Info
Up to $25,000 credit line.
Benefits: Auto Rental Collision Damage Waiver, ID Navigator by Norton LifeLock™, Roadside Dispatch, Shipt, Sofar, & Dovly Uplift.
| cash advance fee | 2% (min $5) |
| cash advance APR | 13.90% - 21.90% (V) |
| foreign transaction fee | 0% |
| smart chip | No |
| max late fee | $10 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
Sacramento Credit Union Visa® Platinum Rewards Plus Credit Card Pros & Cons
No membership fees
High rewards rate
Bonus rewards categories
No foreign fee
Spending caps on rewards
No initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Compare The Sacramento Credit Union Visa® Platinum Rewards Plus Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$95 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR13.90% - 21.90% (V) | Regular APR13.5% - 18.00% (V) | Regular APR19.99% - 28.24% (V) |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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Offer last updated: Sep 24th, 2025 at 10:33 ET
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