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Verified CustomerSchools First has one of the better credit cards. They do offer cash back and respond quickly for any questionable charges. Easy access, card locking, PIN number can be change from app.
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SchoolsFirst Federal Credit Union Rewards Mastercard® Reviews: Is It Worth It? (2025)Reviews, rates, fees, and rewards details for The SchoolsFirst Federal Credit Union Rewards Mastercard®. Compare to other cards and apply online in secondsJohn Kiernan
WalletHubNo membership fees10,000 points initial rewards bonusNo foreign feeNo intro APR on purchasesNo intro APR on balance transfersRequires excellent credit
WalletHubNo membership fees10,000 points initial rewards bonusNo foreign feeNo intro APR on purchasesNo intro APR on balance transfersRequires excellent creditSchoolsFirst Federal Credit Union Rewards Mastercard®
SchoolsFirst Federal Credit Union Rewards Mastercard®
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WalletHub RatingCard TermsPros & ConsFAQUser Reviews
KEY TERMS
Credit Score
Credit Score
Excellent Credit
Annual Fee
$0
APR on Purchases
13.75% - 17.9% (V)
Balance Transfer
APR: 13.75% - 17.9% (V)
Balance Transfer Fee
Rewards
Receive 10,000 rewards points ($100 cash value) when you activate your card, no purchase required.
Earn 1.5 points for every $1 spent.
Get more travel rewards for your points faster with higher point-to-ticket values.
Unlimited points that never expire.
Redeem points for cash, travel, merchandise and more.
Receive a $5 Lyft credit for every three rides taken in a calendar month, get $3 off a monthly Peacock Premium subscription, and get three months of free delivery with Instacart+ and $10 off your second order each month.
Free, unlimited 2-day shipping and return shipping from more than 140 participating online retailers (enrollment in complimentary ShopRunner membership required).
SchoolsFirst Federal Credit Union Rewards Mastercard®'s Additional Info
Apple Pay®, Google Pay™, Samsung Pay™ for an easy, secure and private way to pay.
Mastercard Enhanced ID Theft Protection to help you monitor your identity 24/7 and respond to suspicious activity.
Priceless® Cities an exclusive benefit for Mastercard cardholders, that offers one-of-a-kind experiences and adventures.
Be covered for damage due to collision or theft with MasterRental Insurance when you use your card to reserve and rent a car.
| cash advance fee | $0 |
| cash advance APR | 17.9% (V) |
| foreign transaction fee | 0% |
| smart chip | Yes |
| max late fee | $25 |
| max overlimit fee | $0 |
| max penalty APR | 17.9% |
| grace period | 25 days |
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SchoolsFirst Federal Credit Union Rewards Mastercard® Pros & Cons
No membership fees
10,000 points initial rewards bonus
No foreign fee
No intro APR on purchases
No intro APR on balance transfers
Requires excellent credit
Compare The SchoolsFirst Federal Credit Union Rewards Mastercard® vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$95 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR13.75% - 17.9% (V) | Regular APR13.5% - 18.00% (V) | Regular APR19.99% - 28.24% (V) |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about SchoolsFirst Federal Credit Union Rewards Mastercard® to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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Offer last updated: Sep 24th, 2025 at 10:47 ET
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PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
13.5% - 18.00% (V)
ANNUAL FEE
$0
REWARDS RATE
1 - 2 points / $1
BONUS OFFER
20,000 points
MINIMUM CREDIT