WalletHubNo membership fees0% intro APR on purchases0% intro APR on balance transfersNo rewardsNo initial rewards bonusBalance transfer feeForeign feeSummit Credit Union Platinum Credit Card
Summit Credit Union Platinum Credit Card
Credit Score
Excellent Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 12 months, 12.4% - 20.9% APR after that
Balance Transfer
0% intro APR for 12 months, 12.4% - 20.9% APR after that
Balance Transfer Fee
Summit Credit Union Platinum Credit Card's Additional Info
The introductory APR will apply to transactions posted to your account during the first 12 months and for credit scores 651 and above.
Set up your mobile wallet with Apple Pay, Google Pay or Samsung Pay to make it even easier.
| cash advance fee | $3 |
| cash advance APR | 12.40% - 20.90% |
| foreign transaction fee | 1% |
| smart chip | Yes |
| max late fee | $25 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
Summit Credit Union Platinum Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
No rewards
No initial rewards bonus
Balance transfer fee
Foreign fee
Compare The Summit Credit Union Platinum Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
Purchase Intro APR0% for 12 months | Purchase Intro APRNot Offered | Purchase Intro APR0% for 15 months |
transfer intro apr0% for 12 months|Transfer Fee: 3% (min $10) | transfer intro aprNot Offered | transfer intro apr0% for 15 months|Transfer Fee: 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time |
Regular APR12.4% - 20.9% | Regular APR13.5% - 18.00% (V) | Regular APR18.99% - 28.99% (V) |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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Offer last updated: Jul 14th, 2025 at 13:29 ET
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