Visa Balance Transfer Credit Cards
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Visa balance transfer credit cards represent a sizable portion of all the balance transfer cards on the market, given that Visa is one of the world’s largest card networks. So this is a good place to… show more
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Wells Fargo Reflect℠ Card Wells Fargo Reflect℠ Card
- 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods. 12.99% to 24.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5
- $0 Annual Fee
- Get up to $600 of cell phone protection when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
- Through My Wells Fargo Deals, you can earn cash back in the form of a statement credit while you shop, dine, or enjoy an experience simply by using your eligible Wells Fargo Credit Card
- Select "Apply Now" to learn more about the product features, terms and conditions
- See More Details & Reviews About TheWells Fargo Reflect℠ Card
U.S. Bank Visa® Platinum Card U.S. Bank Visa® Platinum Card
- 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 14.49% - 24.49%.
- Great offer from U.S. Bank, a 2021 World's Most Ethical Company® - Ethisphere Institute, February 2021.
- No Annual Fee*
- Flexibility to choose a payment due date that fits your schedule.
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
- See More Details & Reviews About TheU.S. Bank Visa® Platinum Card
Wells Fargo Active Cash℠ Card Wells Fargo Active Cash℠ Card
- New! Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
- Earn unlimited 2% cash rewards on purchases
- No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.99% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
- $0 annual fee
- Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash℠ Card
- Select “Apply Now” to learn more about the product features, terms and conditions
- See More Details & Reviews About TheWells Fargo Active Cash℠ Card
Bank of America® Unlimited Cash Rewards credit card Bank of America® Unlimited Cash Rewards credit card
- New Offer! With the new Unlimited Cash Rewards credit card, you can earn 1.5% cash back on every purchase, every time.
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- If you're a Preferred Rewards member, you earn 25%-75% more cash back on every purchase. That means you could earn up to 2.62% cash back on every purchase.
- No limit to the amount of cash back you can earn and cash rewards don't expire
- No annual fee
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
- Contactless Cards - The security of a chip card, with the convenience of a tap
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
- See More Details & Reviews About TheBank of America® Unlimited Cash Rewards credit card
Bank of America® Customized Cash Rewards credit card Bank of America® Customized Cash Rewards credit card
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. That means you could earn up to 5.25% cash back on purchases in your choice category.
- No annual fee and no expiration on rewards
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
- Contactless Cards - The security of a chip card, with the convenience of a tap
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
- See More Details & Reviews About TheBank of America® Customized Cash Rewards credit card
U.S. Bank Altitude® Go Visa Signature® Card U.S. Bank Altitude® Go Visa Signature® Card
- Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more
- Earn 4X points on takeout, food delivery and dining
- Earn 2X points at grocery stores, grocery delivery, gas stations and on streaming services
- $15 credit for annual streaming service purchases such as Netflix and Spotify
- 1X point per $1 on all other eligible purchases
- Points never expire
- No annual fee*
- Low Introductory APR on purchases and balance transfers
- See More Details & Reviews About TheU.S. Bank Altitude® Go Visa Signature® Card
Arvest Bank Platinum Credit Card Arvest Bank Platinum Credit Card
- 15,000 bonus points after spending $500 on eligible purchases within the first 3 billing cycles of account opening.
- Earn 1 Arvest Flex Rewards™ point for every dollar spent on eligible purchases.
- You can redeem your points online for cash back, statement credits, travel, gift cards and more.
- Visa's Zero Liability protection.
- Roadside Dispatch.
- Visa's Global Emergency Assistance Services.
- See More Details & Reviews About TheArvest Bank Platinum Credit Card
PNC Points Visa® Credit Card PNC Points Visa® Credit Card
- Earn 50,000 bonus points after you make $750 or more in purchases during the first 3 billing cycles following account opening.
- Earn 4 points for every $1 in qualifying purchases. There’s no limit to the number of points you can earn.
- Redeem points for cash rewards, merchandise, gift cards, travel and more.
- Earn 25% bonus points on base points you earn in a billing cycle when you maintain a Virtual Wallet, Virtual Wallet Student, Virtual Wallet Performance Spend, Virtual Wallet Performance Select, Performance or Performance Select checking account.
- Earn 50% bonus points on base points you earn in a billing cycle when you maintain a Performance Checking account OR Virtual Wallet with Performance Spend and meet minimum balance or direct deposit requirements.
- Earn 75% bonus points on base points you earn in a billing cycle when you maintain a Performance Select Checking account OR Virtual Wallet with Performance Select and meet minimum balance or direct deposit requirements.
- 0% Introductory APR and 3% intro fee (4% after) on balance transfers that post to your account within 90 days of account opening.
- Electronic Bill Payment and Online Account Tools to manage transactions, rewards, balances or payments
- $0 Fraud Liability
- Travel & Emergency Protection
- See More Details & Reviews About ThePNC Points Visa® Credit Card
Regions Premium Visa® Signature Credit Card Regions Premium Visa® Signature Credit Card
- Earn 30,000 bonus points (redeemable for $300 cash) on making at least $2,000 in qualifying purchases in the first 90 days of account opening.
- Earn 1.5 points for every $1 spent on qualifying purchases
- You can redeem points for a variety of rewards, including cash equal to 1% of the purchases that earned you those points, as well as gift cards, travel, and merchandise
- 0% Intro APR on balance transfers requested within 60 days of account opening.
- Benefits: Lost Luggage Reimbursement, Purchase Security, Visa Signature Concierge, Price Protection and Trip Cancellation/Trip Interruption.
- Access your account with Regions Online Banking - check balances, make payments and more.
- $0 Liability Guarantee and Overdraft Protection.
- See More Details & Reviews About TheRegions Premium Visa® Signature Credit Card
What is the best Visa balance transfer credit card?
The U.S. Bank Visa® Platinum Card is the best Visa balance transfer credit card available right now. It offers a 0% intro APR and a 3% (min $5) transfer fee. It doesn’t charge an annual fee, either, and requires only good credit for approval. Many of the other top transfer cards demand excellent credit.
But U.S. Bank Platinum may not be the best balance transfer Visa for everyone. Some cards offer 0% intro rates for longer, which may suit people with a longer debt repayment timeline. So we recommend using a balance transfer calculator to see which of the top cards’ terms best suit your needs. WalletHub’s editors identified the top offers by comparing all of the Visas in our database of 1,000+ cards based on their balance transfer rates and fees.
Here are the best Visa balance transfer credit cards
| Intro Transfer APR | Card Name | Balance Transfer Fee | Regular APR | Annual Fee | Min. Credit Required |
| 0% for up to 21 months on qualifying balance transfers | Wells Fargo Reflect℠ Card | 3% intro for 120 days, then up to 5% (min $5) | 12.99% - 24.99% Variable | $0 | Good |
| 0% for 20 months | Comerica Bank Visa® Platinum Card | 3% (min $5) | 13.49% - 23.49% (V) | $0 | Excellent |
| 0% for 15 months | PNC Core Visa® Credit Card | 3% (min $5) | 10.99% - 22.99% (V) | $0 | Excellent |
| 0% for 20 billing cycles | U.S. Bank Visa® Platinum Card | 3% (min $5) | 14.49% - 24.49%* (V) | $0* | Good |
| 0% for 15 billing cycles for any balance transfers made in the first 60 days | Bank of America® Customized Cash Rewards credit card | 3% (min $10) | 13.99% - 23.99% Variable | $0 | Excellent |
A credit card’s network doesn’t really affect its balance transfer capabilities. So we also recommend checking out the best overall balance transfer credit cards to ensure you find the ideal deal.
Questions & Answers
Comparing visa balance transfer credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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What Visa balance transfer cards can I get with good credit? Reply
Currently there are only a few Visa balance transfer cards that you can get with good credit. These all offer 0% intro transfer APR for 12 months and also have $0 annual fee:
- Classic Industries Credit Card
- Clean Water Action Credit Card
- Experimental Aircraft Association Credit Card
- Association of Surgical Technologists Credit Card
If you would like to check out balance transfer cards from other credit card networks, click here.
What is best visa to transfer about 4,000? Reply
Featured Credit Cards
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