The Chase Slate Credit Card is the best Visa balance transfer credit card available right now. It offers the potential for a free transfer, thanks to a 0% intro APR and a $0 intro transfer fee. It doesn’t charge an annual fee, either, and requires only good credit for approval. Many of the other top transfer cards demand excellent credit.
But Slate may not be the best balance transfer Visa for everyone. Some cards offer 0% intro rates for longer, which may suit people with a longer debt repayment timeline. So we recommend using a balance transfer calculator to see which of the top cards’ terms best suit your needs. WalletHub’s editors identified the top offers by comparing all of the Visas in our database of 1,000+ cards based on their balance transfer rates and fees.
Here are the best Visa balance transfer credit cards:
|Intro Transfer APR||Card Name||Balance Transfer Fee||Regular APR||Annual Fee||Min. Credit Required|
|0% for 18 months on qualifying balance transfers||Wells Fargo Platinum Visa card||3% for 120 days, then 5%||13.74% - 27.24% Variable||$0||Good|
|0% for 18 months||Bank of Hawaii Visa Signature® Credit Card with MyBankoh Rewards||4% (min $10)||15.23% - 18.23% (V)||None||Excellent|
|0% for 15 months||PNC Core Visa® Credit Card||3% (min $5)||12.24% - 22.24% (V)||None||Excellent|
|0% for 20 months||U.S. Bank Visa® Platinum Card||3% (min $5)||14.74% - 25.74% (V)||$0||Excellent|
|0% for 15 months||Chase Slate®||$0||17.24% - 25.99% (V)||$0||Good|
A credit card’s network doesn’t really affect its balance transfer capabilities. So we also recommend checking out the best overall balance transfer credit cards to ensure you find the ideal deal.