Visa Balance Transfer Credit Cards
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Visa balance transfer credit cards represent a sizable portion of all the balance transfer cards on the market, given that Visa is one of the world’s largest card networks. So this is a good place to… show more
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Showing 1 – 10 of 10
Wells Fargo Platinum card Wells Fargo Platinum card
Purchase Intro APR
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0% for 18 months
Transfer Intro APR
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0% for 18 months on qualifying balance transfersTransfer Fee: 3% intro for 120 days, then up to 5% (min $5)
Regular APR
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16.49% - 24.49% Variable
Additional Info
- 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers, then a 16.49% to 24.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
- $0 Annual Fee
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card
- Easy access to your FICO® Credit Score with Wells Fargo Online®
- Monitor your spending, purchases and any suspicious activity with text and email alerts and notifications
- Convenient tools to help create a budget and manage your spending with My Money Map
- Select "Apply Now" to learn more about the product features, terms and conditions
- See More Details & Reviews About TheWells Fargo Platinum card
Bank of America® Cash Rewards credit card Bank of America® Cash Rewards credit card
Purchase Intro APR
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0% for 15 billing cycles
Transfer Intro APR
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0% for 15 billing cycles for any balance transfers made in the first 60 daysTransfer Fee: 3% (min $10)
Regular APR
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13.99% - 23.99% Variable
Rewards Details
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
Additional Info
- No annual fee
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- Contactless Cards - The security of a chip card, with the convenience of a tap
- See More Details & Reviews About TheBank of America® Cash Rewards credit card
Wells Fargo Cash Wise Visa® card Wells Fargo Cash Wise Visa® card
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 months on qualifying balance transfersTransfer Fee: 3% intro for 120 days, then up to 5% (min $5)
Regular APR
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14.49% - 24.99% Variable
Rewards Details
- Earn a $150 cash rewards bonus after spending $500 on purchases in the first 3 months
- Earn unlimited 1.5% cash rewards on purchases
- 1.8% cash rewards on digital wallet purchases including Google Pay™ or Apple Pay® during the first 12 months from account opening
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
- No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
- Select "Apply Now" to learn more about the product features, terms and conditions
Additional Info
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.49% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
- $0 annual fee
- See More Details & Reviews About TheWells Fargo Cash Wise Visa® card
PenFed Gold Visa® Card PenFed Gold Visa® Card
Purchase Intro APR
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N/A
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3%
Regular APR
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7.49% - 17.99% (V)
Rewards Details
- $100 statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening.
Additional Info
- Rate and offers current as of April 1, 2021 and subject to change.
- Purchase variable Rate As Low As 7.49% APR
- 0% promotional rate for 12 months on balance transfers made between now and September 30, 2021. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. 3% balance transfer fee per transaction. Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- No annual fee
- No foreign transaction fee
- No cash advance fees
- Chip and Contactless ‘Tap to Pay’ enabled for added security, ease and convenience at the point of sale
- Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout
- Digital wallet capable
- Cash Advance APR 17.99%
- See More Details & Reviews About ThePenFed Gold Visa® Card
PenFed Platinum Rewards Visa Signature® Card PenFed Platinum Rewards Visa Signature® Card
Purchase Intro APR
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N/A
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3%
Regular APR
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13.49% - 17.99% (V)
Rewards Details
- $100 statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening.
- Earn 5 points on gas purchases at the pump. Fuel purchases for airplanes and boats and made via inside store attendant receive 1 point per dollar spent.
- Earn 3 points on supermarket purchases (3 points/dollar spent)
- Earn 1 point on all other purchases (1 point/dollar spent)
Additional Info
- Rate and offers current as of April 1, 2021 and subject to change.
- No annual fee
- No foreign transaction fees
- No cash advance fee
- Chip and Contactless ‘Tap to Pay’ enabled for added security, ease and convenience at the point of sale
- Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout
- Digital wallet capable
- Purchase variable rate as low as 13.49% APR
- 0% promotional rate for 12 months on balance transfers made between now and September 30, 2021. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. 3% balance transfer fee per transaction. Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- Cash Advance APR 17.99%
- See More Details & Reviews About ThePenFed Platinum Rewards Visa Signature® Card
PenFed Power Cash Rewards Visa Signature® Card PenFed Power Cash Rewards Visa Signature® Card
Purchase Intro APR
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N/A
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3%
Regular APR
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14.99% - 17.99% (V)
Annual Fee
$0
Rewards Rate
1.5 - 2% Cash Back
Minimum Credit
Excellent Credit
Rewards Details
- $100 statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening
- 2% cash back on all purchases through the PenFed Honors Advantage program
- 1.5% unlimited cash back on all purchases
- Flexible cash redemption options (Power Cash statement credit or cash-out to a checking or savings account)
- No caps, limits or category restrictions on cash rewards
Additional Info
- Rate and offers current as of April 1, 2021 and subject to change.
- No annual fee
- No foreign transaction fees
- No cash advance fee
- Chip and Contactless ‘Tap to Pay’ enabled for added security, ease and convenience at the point of sale
- Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout
- Digital wallet capable
- Purchase variable rate as low as 14.99% APR
- 0% promotional rate for 12 months on balance transfers made between now and September 30, 2021. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. 3% balance transfer fee per transaction. Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- Cash Advance APR 17.99%
- See More Details & Reviews About ThePenFed Power Cash Rewards Visa Signature® Card
Arvest Bank Platinum Credit Card Arvest Bank Platinum Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $10)
Regular APR
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13.24% - 20.24% (V)
Annual Fee
$0
Rewards Rate
1 point / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn 1 Arvest Flex Rewards™ point for every dollar spent on eligible purchases.
- You can redeem your points online for cash back, statement credits, travel, gift cards and more.
Additional Info
- Visa's Zero Liability protection.
- Roadside Dispatch.
- Visa's Global Emergency Assistance Services.
- See More Details & Reviews About TheArvest Bank Platinum Credit Card
PNC Points Visa® Credit Card PNC Points Visa® Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $5)
Regular APR
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11.99% - 21.99% (V)
Annual Fee
$0
Rewards Rate
4 points / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn 50,000 bonus points after you make $750 or more in purchases during the first 3 billing cycles following account opening.
- Earn 4 points for every $1 in qualifying purchases. There’s no limit to the number of points you can earn.
- Redeem points for cash rewards, merchandise, gift cards, travel and more.
- Earn 25% bonus points on base points you earn in a billing cycle when you maintain a Virtual Wallet, Virtual Wallet Student, Virtual Wallet Performance Spend, Virtual Wallet Performance Select, Performance or Performance Select checking account.
- Earn 50% bonus points on base points you earn in a billing cycle when you maintain a Performance Checking account OR Virtual Wallet with Performance Spend and meet minimum balance or direct deposit requirements.
- Earn 75% bonus points on base points you earn in a billing cycle when you maintain a Performance Select Checking account OR Virtual Wallet with Performance Select and meet minimum balance or direct deposit requirements.
Additional Info
- 0% Introductory APR and 3% intro fee (4% after) on balance transfers that post to your account within 90 days of account opening.
- Electronic Bill Payment and Online Account Tools to manage transactions, rewards, balances or payments
- $0 Fraud Liability
- Travel & Emergency Protection
- See More Details & Reviews About ThePNC Points Visa® Credit Card
Regions Premium Visa® Signature Credit Card Regions Premium Visa® Signature Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 4% (min $10)
Regular APR
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13.99% (V)
Annual Fee
$125
Rewards Rate
1.5 points / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn 30,000 bonus points (redeemable for $300 cash) on making at least $2,000 in qualifying purchases in the first 90 days of account opening.
- Earn 1.5 points for every $1 spent on qualifying purchases
- You can redeem points for a variety of rewards, including cash equal to 1% of the purchases that earned you those points, as well as gift cards, travel, and merchandise
Additional Info
- 0% Intro APR on balance transfers requested within 60 days of account opening.
- Benefits: Lost Luggage Reimbursement, Purchase Security, Visa Signature Concierge, Price Protection and Trip Cancellation/Trip Interruption.
- Access your account with Regions Online Banking - check balances, make payments and more.
- $0 Liability Guarantee and Overdraft Protection.
- See More Details & Reviews About TheRegions Premium Visa® Signature Credit Card
Bank of Missouri Platinum Card Bank of Missouri Platinum Card
Purchase Intro APR
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0% for 20 months
Transfer Intro APR
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0% for 20 monthsTransfer Fee: 3% (min $5)
Regular APR
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13.49% - 23.49% (V)
Annual Fee
$0
Rewards Rate
None
Minimum Credit
Good Credit
Additional Info
- 0% intro APR for 20 months on balance transferred within 620 days of account opening.
- Extended purchase warranties, zero fraud liability, travel and emergency assistance.
- 24/7 U.S. based customer service and emergency card replacement.
- See More Details & Reviews About TheBank of Missouri Platinum Card
NO FOREIGN FEE
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What is the best Visa balance transfer credit card?
The Wells Fargo Platinum card is the best Visa balance transfer credit card available right now. It offers a 0% intro APR and a 3% intro transfer fee. It doesn’t charge an annual fee, either, and requires only good credit for approval. Many of the other top transfer cards demand excellent credit.
But Wells Fargo Platinum may not be the best balance transfer Visa for everyone. Some cards offer 0% intro rates for longer, which may suit people with a longer debt repayment timeline. So we recommend using a balance transfer calculator to see which of the top cards’ terms best suit your needs. WalletHub’s editors identified the top offers by comparing all of the Visas in our database of 1,000+ cards based on their balance transfer rates and fees.
Here are the best Visa balance transfer credit cards:
| Intro Transfer APR | Card Name | Balance Transfer Fee | Regular APR | Annual Fee | Min. Credit Required |
| 0% for 18 months on qualifying balance transfers | Wells Fargo Platinum card | 3% intro for 120 days, then up to 5% (min $5) | 16.49% - 24.49% Variable | $0 | Good |
| 0% for 20 months | Comerica Bank Visa® Platinum Card | 3% (min $5) | 13.49% - 23.49% (V) | $0 | Excellent |
| 0% for 15 months | PNC Core Visa® Credit Card | 3% (min $5) | 9.99% - 19.99% (V) | $0 | Excellent |
| 0% for 20 months | U.S. Bank Visa® Platinum Card | 3% (min $5) | 14.49% - 24.49% (V) | $0 | Excellent |
| 0% for 15 billing cycles for any balance transfers made in the first 60 days | Bank of America® Cash Rewards credit card | 3% (min $10) | 13.99% - 23.99% Variable | $0 | Excellent |
A credit card’s network doesn’t really affect its balance transfer capabilities. So we also recommend checking out the best overall balance transfer credit cards to ensure you find the ideal deal.
Questions & Answers
Comparing visa balance transfer credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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What Visa balance transfer cards can I get with good credit? Reply
Ashley Wilkerson
@ashley_wilk
Currently there are only a few Visa balance transfer cards that you can get with good credit. These all offer 0% intro transfer APR for 12 months and also have $0 annual fee:
- Classic Industries Credit Card
- Clean Water Action Credit Card
- Experimental Aircraft Association Credit Card
- Association of Surgical Technologists Credit Card
If you would like to check out balance transfer cards from other credit card networks, click here.
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What is best visa to transfer about 4,000? Reply
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