
USAA Rate Advantage Visa® Platinum Credit Card Reviews

USAA Rate Advantage Visa® Platinum Credit Card Reviews
Info about the USAA Rate Advantage Visa® Platinum Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
APRReviewsFAQContactAccepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
12.15% - 29.15% (V)
Balance Transfer
0% intro APR for 15 months, 12.15% - 29.15% (V) APR after that
Balance Transfer Fee
WalletHub Review
USAA Rate Advantage Visa® Platinum Credit Card Pros & Cons
No annual fee
Low regular APR
Special 4% military APR
No ongoing rewards
USAA Rate Advantage Visa® Platinum Credit Card's Additional Info
cash advance fee | 5% |
cash advance APR | 12.15% - 29.15% (V) |
foreign transaction fee | $0 |
smart chip | Yes, chip-and-PIN |
max late fee | $35 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
USAA membership is available to active and former military and their eligible family members.
Your Balance Transfer must post to your account by 12/31/2023 of account opening for the Introductory APR to apply to the transaction.
Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. Zero liability coverage for unauthorized transactions if your card is lost or stolen. Collision damage waiver coverage pays for physical damage and theft to most rental vehicles. Get account balances and transaction history by sending a text message. Access your account on usaa.com or from a mobile device.
Travel Benefits: Auto Rental Coverage, Travel Accident Insurance, Trip Cancellation and Interruption Coverage, Baggage Delay and Reimbursement.
Compare The USAA Rate Advantage Visa® Platinum Credit Card vs. Other Cards
Questions & Answers
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Is fair credit acceptable for this card?
What's the USAA Rate Advantage credit score requirement?
Can I get approval with USAA with a score of 676?
Sure, it's above the minimum requirement, so you've got good chances.
My grandfather was a LT Col and father served 2 years in Army band. Do I qualify?
Do you have to put any money down?
No this is a unsecured credit card.
Can anyone apply for this card?
My father was in the Navy, but he's deceased now. Can I still apply for this card?
What is the USAA Rate Advantage Platinum credit limit?
The credit limit for the USAA Rate Advantage Platinum card is calculated based on your entire credit report, so there is no set limit.
More specifically, a variety of different factors will be taken into account, but the two most important will be your credit history and your disposable income.
If, at some point, you want to increase your credit limit, you can do so through your online account. After you log in, you...
How much is the USAA Rate Advantage Visa Platinum foreign transaction fee?
The USAA Rate Advantage Visa® Platinum Credit Card foreign transaction fee is $0. This means you won't be charged extra anytime you use the USAA Rate Advantage Visa® Platinum Credit Card outside of the United States. This applies whether it's a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant.
USAA Rate Advantage Visa® Platinum Credit Card Reviews
Share your insights and review for the USAA Rate Advantage Visa® Platinum Credit Card
What's Your Rating?
Good enough bank compared to most banks but not really comparable to credit unions. Several occasions that showed the disputes were completely in my favor were awarded to the other person or company in question. I lost several hundreds of dollars because of this... Not putting this because of anger but cause it was blatantly clear that i was in the right. Quick example: company wss on scam alert, showed this to USAA and still lost my money.
One con I noticed too, do not reach over 30 percent then this card would decrease credit score until customer pays on the card.
+ 517 users submitted a rating without writing a full review
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