The credit score you need for the U.S. Bank Platinum card is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the U.S. Bank Platinum, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it's best to wait to apply until you meet the U.S. Bank Platinum credit score requirement. You can check your credit score for free on WalletHub.

Yes, it is hard to get the U.S. Bank Visa® Platinum Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the U.S. Bank Platinum.

In order to get...

The starting credit limit for the U.S. Bank Platinum card will be based on your creditworthiness once your application has been approved. However, there's no surefire way of knowing your credit limit beforehand as U.S. Bank does not disclose this information on their website.

Here's what you should know about the U.S....

The U.S. Bank Platinum annual fee is $0 per year. U.S. Bank Platinum's $0 annual fee is lower than the average annual fee among new credit card offers right now. It's not the only fee you need to worry about with the U.S. Bank Visa® Platinum Card, though.

To check your U.S. Bank Platinum balance, log in to your U.S. Bank account online or call credit card customer service at 1-800-285-8585. It's also possible to check your U.S. Bank Platinum balance through the U.S. Bank app or by texting BAL to 872265.

How to Check Your U.S. Bank Platinum Balance

You can transfer a personal loan to your U.S. Bank Platinum card by doing a balance transfer. You can request one online by signing in to your account or by calling 1-800-285-8585.

The U.S. Bank Platinum card has a transfer intro APR of 0% for 18 billing cycles for balances transferred...

The U.S. Bank Platinum features a regular variable APR between 19.49% - 29.49% (V) which is set based on your creditworthiness when you open your account. The U.S. Bank Visa® Platinum Card also features an introductory purchase APR of 0% for 18 billing cycles and an introductory balance transfer APR...

The U.S. Bank Visa Platinum has a 0% for 18 billing cycles on balance transfers right now. The balance transfer fee is 3% (min $5).

The U.S. Bank Platinum has an introductory purchase APR of 0% for 18 billing cycles after account opening. Once this intro period expires, any remaining balance on the U.S. Bank Platinum will be subject to the regular APR of 19.49% - 29.49% (V).

Since the average 0% intro...

No, you're thinking of deferred interest. This card has true 0%.