Compare Bank of America Mortgage Rates
Please find below mortgage rates offered by Bank of America based on a $200,000 loan amount.
Bank Of America 30-Year Fixed Mortgage
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Bank Of America 15-Year Fixed Mortgage Refinance
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02/03/2023 Bank of America one two talks about check fraud. I have sent two checks for August 2022 that has CLEARED, but you never applied the funds toward my mortgage. And NO I will not be calling for any reason and I will not be sending proof from Mazuma. BOA HAS NOT APPLIED TWO PAYMENTS TO MY ACCOUNT THAT DATES BACK TO AUGUST 2022. AND THOSE PAYMENTS DO NOT APPEAR ON THE PAYMENT RECORDS LISTED ON THE BOA MORTGAGE ACCOUNT. BUT THEY HAVE CLEARED FROM MY MAZUMA ACCOUNT.
I turned around with another bank and got the HELOC (better deal) in a matter of three weeks.
Dear Escrow Team,
My town taxes, $297.27 were due 9/21/21 and are to be paid annually, not semi-annually. So, when BOA only paid $148.64 on 9/10/21 to the Town , it left a balance of $148.63.
On February 28th, 2022, my HELOC bank notified me that I was delinquent on my property taxes. I called the Town and was told that Bank of America had only paid half the taxes and that I would be sent to collections the following day. I made a payment of $152.57 (includes late fee) to the Town over the phone with a credit card to stop the process. I then called BOA and spoke to a representative that told me it would be reviewed and a refund would be sent out in 4 to 6 weeks.
I called BOA again in April to see where my refund was and was told there was no record of my call. I explained the whole process again and was given a reference #. Again I was told it would take 4 to 6 weeks to get a refund.
I called BOA again on June 16th and was told the account was showing the transaction was complete, but there was no mention of my refund. I spoke to a rep and she said she would have it expedited and that if I called back the following week it would be resolved.
I called BOA again, June 22nd, I spoke to another rep who placed me on hold for a long time and I accidently hung up trying to put the call on speaker.
I called back and spoke to a gentleman in Texas who told me the issue had been resolved and the refund of $43.13 was being mailed to me out of my Escrow account as an overpayment. I asked why they were only sending me $43.13 when I paid $152.57 out of my pocket to pay the taxes the bank failed to pay. He tried to explain to me that the bank had reviewed my case and that the $43.13 was the settlement for my case number. I told him, there was no way I should only be getting $43.13 when I paid $152.57. He assured me I was not understanding the decision and suggested I email you so I would be able to understand how a payment of $152.57 on my part was reduced to $43.13 refund on your part.
So, please, enlighten me as to how this is possible. I would like to see the math on this. I would also like to know why my escrow payment was lowered this year coming.
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