Find out if you are eligible to join Raiz FCU.
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Get answers to your questions about Raiz FCU below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
You have two days from the time you receive your statement to report any errors. If you incur any losses from fraudulent charges, doing this will ensure you are only liable for $50 of those losses. After 2 days you will be liable for up to $500, and after 60 days you could be liable for the full amount.
The membership requirements at Raiz FCU include geographic location, association membership, or family ties. Here's a clear breakdown of the requirements:
The Raiz FCU CD compounds and pays interest monthly. This means that any dividends earned in a given month are added to your principal.
Keep in mind that this feature can change without prior notice. For the most up-to-date information, refer to Raiz FCU's website or contact their customer service by phone at (877) 378-3281.
You can check the best CD rates available to ensure that whatever decision you make really fits your goals.
Yes, the Raiz FCU CDs are NCUA-insured up to $250,000 per depositor. This ensures that your funds are safeguarded in the event the credit union holding your CD fails.
Keep in mind that the National Credit Union Administration only insures deposit accounts. You can check the best CD rates available to ensure that whatever decision you make fits your financial goals and needs.
The Raiz FCU CD has an APY of 3.14% - 4.07%. The interest you'll earn on your deposit depends on the term you choose. With term lengths ranging from three months to five years, you can select the CD that aligns perfectly with your financial goals. Here's a breakdown of the terms available:
No, Raiz FCU is not a new credit union. It was originally established in 1936 as the El Paso Area Teachers Federal Credit Union. The name change was announced in July 2022 as part of a broader effort to modernize and reflect the credit union's vision for growth.
For the most up-to-date information, visit Raiz FCU's website or contact their customer service at (877) 378-3281.
You can check the best savings accounts available to ensure that whatever...
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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