Publix Employees Federal Credit Union (PEFCU), a Federally Chartered, Non-Profit Co-operative Association, was incorporated in 1957. The primary mission of Publix Employees Federal Credit Union is to provide quality service that meets the financial needs of its members, while maintaining a financially stable organization that adheres to generally accepted Credit Union operating standards. Publix... show more
Eligibility
Find out if you are eligible to join Publix Employees Federal Credit Union.
Publix Employees Federal Credit Union Reviews
5
61%
4
6%
3
0%
2
6%
1
28%
3.7
18 reviews
18 reviews
What's Your Rating?
Review sort
Publix Employees Federal Credit Union
Malori @malorisemail
Report Abuse
5 Star Rating
Verified Customer
Amazing interest rate and smooth process. I shopped for a good interest rate for a bit and my credit union gave me the best one. I am very happy with my Publix credit union loan.
show more
show less
Product: Publix Employees Federal Credit Union Car Loans
Comment
0
0
Publix Employees Federal Credit Union
lynnjoseph27 @lynnjoseph27
Report Abuse
1 Star Rating
I've been with this bank more than 20 years. I love it but my issue is you guys don't offer any kind of investment for me to invest my money. The more I'm learning to invest my money the more I realize I'm wasting my time with a bank that doesn't really have anything to offer. I even called to ask for a business account and you guys had it a while back and got rid of it. I was using this bank to store my money while I started saving to open a business and and thought to myself you guys offered a lot. Can you please do better as a bank and give us small people something worth putting our money into.
show more
show less
Product: Publix Employees Federal Credit Union Investments
Comment
0
0
Publix Employees Federal Credit Union
Kevin @kevinsherwood99
Report Abuse
5 Star Rating
Verified Customer
Excellent customer service provided by this employee credit union. Very competitive interest rates, often the lowest available on the market by a significant percent.
show more
show less
Product: Publix Employees Federal Credit Union Credit Cards
Comment
0
0
Publix Employees Federal Credit Union
Joanna Garner @jojogarner88
Report Abuse
1 Star Rating
Long time associate, wish I could give a 0 for the incompetent employees. I have requested a change of address for the third time now yet it seems to fall upon deaf ears as my checks are continuing to be sent to the incorrect address
show more
show less
Product: Publix Employees Federal Credit Union Checking
Comment
0
0
Publix Employees Federal Credit Union
lloydjahn @lloydjahn
Report Abuse
1 Star Rating
My wife has worked for publix for 12years and has been trying to get what has been set. To now waiting on the loan agent to call a family member to get it to approval! Has been 3weeks now still waiting. Has been set to get 3.25% but for some reason they cant use a telephone! This shouldnt take at most more then 3days, 24hrs at best but were now working on a month! She wants to use publix but at this point its become a waste of time! Two really good deals have come & past, & at this rate the end of the month deals will come & go again! Not to mention needing a reliable vehicle to travel come now what is a week away!
show more
show less
Product: Publix Employees Federal Credit Union Car Loans
Comment
0
0
Publix Employees Federal Credit Union
gale hay @galeh
Report Abuse
5 Star Rating
I have had an account with my credit union for several years and give them my highest rating. I have several other institutions that I use occasionally for primarily low or no interest type transactions.
show more
show less
Product: Publix Employees Federal Credit Union Personal Loans
Comment
0
0
Publix Employees Federal Credit Union
mjcrittenden @mjcrittenden
Report Abuse
2 Star Rating
PEFCU has great car loan rates, but you sure pay for it up front with customer service. My loan agent was so rude. She consistently cut me off when I was talking and then when she would talk, she would say "let me finish". Who is the customer here?? She also went on to tell me she was looking at my credit to debt ratio and I tried to explain that I paid off a bunch of stuff but that didn't matter. Terrible customer service!!!
show more
show less
Product: Publix Employees Federal Credit Union Car Loans
Comment
0
0
Publix Employees Federal Credit Union
gorgeous @chaidns
Report Abuse
1 Star Rating
they have the worst customer service. I used to go to the Altamonte Springs branch and I always have to wait for amost an hour for member services to assist me open a new account and a joint account. I think their system should get fixed, the employees are really working slow and too much relaxed. While waiting I could even see the employee at the membership services yawning and stretching and it doesnt look that shes doing her job.I dont know whats taking her soo long knowing that its just us here. this is so frustrating.
show more
show less
Comment
0
0
Publix Employees Federal Credit Union
fg39944 @fg39944
Report Abuse
1 Star Rating
I have no ideas of how Publix Employees Federal Credit union is got 4-5 stars, when their customer service is probably the worse. I believe people are being just to naive with these people or Publix. I called earlier asking to speak to the collection department or the department that takes care of collections and judgments and so forth. The lady I got on the phone was so rude, and offensively impolite; I think her name is Ellis. I'm sure that Publix would've made sure that the people that are working in their customer service department are respectful and polite to their members and customers of Publix. I have so much more to say, I guess I'll come back another time to finish up.
show more
show less
Comment
1
0
Publix Employees Federal Credit Union
ShortCake Johnson @shortcake_johnson_7
Report Abuse
5 Star Rating
Once when my card was obtained by fraud I am suppose to have the protection against such activity. It was not easy as it should have been to get my money back which upset me. I had to go through so much to get my money back.
show more
show less
Comment
0
0
ShortCake Johnson @shortcake_johnson_7
I did not understand why there were so many hurdles that I had to go through as it was clear that it was not my doing. I had to submit so much documentation as well as add extra security to my acct.
show more
show less
Comment
0
0
Publix Employees Federal Credit Union
Nicole Bedard @annelease73
Report Abuse
5 Star Rating
As soon as I became eligible for membership with Publix Employees Federal Credit Union, I became a member, and ever since my first day of enrollment with them, every single interaction with them has been extremely pleasant. They go out of their way to help you with any issues that may arise, they offer direct deposit of pay checks, and the best part is that, unlike other banks, with this credit union, you can start a savings account with just $50, and you do not need to have a lot of money to establish a checking account either. Their fees are very reasonable and are not nearly as high as you would expect with other, traditional more mainstream banks. The only thing that I dislike about this bank, is the fact that they offer very few locations should you actually need to go into the "bank". This credit union has been really great to me during my years with Publix, and I hope that any new employees would opt to use this bank.
show more
show less
Product: Publix Employees Federal Credit Union Savings & CDs
Comment
0
0
Publix Employees Federal Credit Union
Crystal @jdj66
Report Abuse
5 Star Rating
Publix never disappoints. Just like the service they provide to their customers in the stores. They will go out of their way to help you and take time to answer all your questions. You don't feel like a number. They know the true meaning of customer service. The tellers are knowledgeable and seem to enjoy their jobs. I've never encountered a grumpy one and never was made to feel as though I was “bothering” anyone. Most importantly, for simple matters, resolutions come quickly. My grandmother remembers when the first Publix opened and she still shops at the stores today. That's a testament to how great this company is and how well it treats its customers AND employees.
show more
show less
Product: Publix Employees Federal Credit Union Checking
Comment
0
0
Publix Employees Federal Credit Union
Tim McLarney @tim_mclarney_7
Report Abuse
5 Star Rating
The Publix Employees Federal Credit Union (PEFCO) is a good organization. As with all credit unions, one must be a member of a certain group to be eligible to be a member, and PEFCO requires that one be a Publix Employee to join. While I don't recommend getting a job at Publix, simply to be able to use PEFCO, I do believe that Publix is a great place to work and that once you're working there, PEFCO is a great place to do one's saving. I haven't yet taken a loan from PEFCO, but the savings and CD rates are pretty good, and they don't barrage you with fees the way that many banks do. So, if you're sick of bank abuse, and you work for Publix, get an account with PEFCO and start saving! You WILL be happy with them!
show more
show less
Product: Publix Employees Federal Credit Union Savings & CDs
Comment
0
1
Publix Employees Federal Credit Union
Kristee Acavado @whuser13316131
Report Abuse
4 Star Rating
I have been a member of the Publix Employees Federal Credit Union for about a year now and have been mostly happy with my choice. Signing up was easy and my application was accepted in a short time. If I ever encountered any problems or had any questions I was able to call customer service and they helped me out. My only issue is that there is only one location nearby and not very many others in my general area. This is a problem when I am running errands away from home and need to make a quick stop at the bank. I am lucky to live quite close to this location but I wish there were more. Other than that, I have no other complaints! Would recommend to anyone that is eligible.
show more
show less
Product: Publix Employees Federal Credit Union Checking
Comment
0
0
+ 4 WalletHub users submitted a rating without writing a full review
Publix Employees Federal Credit Union Q&A(20 questions)
Get answers to your questions about Publix Employees Federal Credit Union below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
The Publix Employees Federal Credit Union CD has an APY of 3.02% - 3.65%. The interest you'll earn on your deposit depends on the term you choose. With term lengths ranging from 6 months to 5 years, you can select the CD that aligns perfectly with your financial goals. Here's a breakdown of the terms available:
Yes, the Publix Employees Federal Credit Union does offer a secured card, the PEFCU Visa Secured Credit Card. To apply for it, you must become a PEFCU member first.
Publix Employees Federal Credit Union does not explicitly state the standard delivery timeframe for debit cards. However, based on common practices among credit unions and financial institutions, standard delivery typically takes 7 to 10 business days after the card is ordered, assuming no delays in processing or shipping.
For expedited delivery, Publix Employees Federal Credit Union offers an option that incurs a $25 fee for each expedited card shipment following the first complimentary expedited shipment. Although the exact...
Publix Employees Federal Credit Union does not publicly disclose whether you can overdraft your checking account at an ATM. However, they do offer overdraft protection to cover check and ACH transactions when there are insufficient funds in your checking account.
For the most up-to-date information, refer to Publix Employees Federal Credit Union's website or contact their customer service by phone at (800) 226-6673.
You can check the best checking accounts available to ensure that whatever decision you make really fits...
The minimum balance requirement for the Publix Credit Union savings account is $50 in order to not be charged the $2 monthly fee.
The checking account does not have a minimum balance requirement.
0
0
Important Disclosures
Ad Disclosure: Certain offers,
companies or professionals (collectively “listings”) that appear on this site, originate from paying advertisers.
For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where listings appear on this site (including, for
example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array
of offers, companies and professionals, but our listings do not represent all financial services companies
or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does
not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely
independent and not provided, commissioned, or endorsed by any issuer, as our editors follow a strict
editorial policy.
WalletHub is not a financial advisor. Our goal is to provide you with top-notch
content, data, and tools. You are responsible for deciding what financial products and providers are best
for your needs.
We work hard to show you up-to-date product terms, however, this information does
not originate from us and thus, we do not guarantee its accuracy.
Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering
institution. Please let us
know if you notice any differences.
* The information about the following cards has been independently collected
by WalletHub: PEFCU Visa Secured Credit Card.
