Suncoast Credit Union
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5 Star Rating
Verified CustomerBest loan rates available... under 12%...
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Suncoast Credit Union
Suncoast Credit Union began in 1934 when a handful of local educators founded Hillsborough County Teachers Credit Union. Throughout the years, they have grown and expanded their membership to include anyone who lives, works, attends school or worships in the Florida counties they serve. They are proud to be the largest credit union in... show more
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Suncoast Credit Union Reviews
3.4
339 reviews
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Suncoast Credit Union
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1 Star Rating
They are terrible. Since August, I have had trouble logging in by phone to get any account information. Every time I try, it sends me to customer service. I don't know how many temporary passcodes we have tried. I'm just really sick of this.
Product: Suncoast Credit Union Checking
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Suncoast Credit Union
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1 Star Rating
I am working with a client who has a business line of credit with Sun Coast Credit Union. Sun Coast has placed a blanket UCC lien on all of this client's equipment. The client wants to trade in a unit for a new one, and Sun Coast will not release the UCC, preventing them from acquiring a more productive piece of equipment to expand their business. In my opinion, Sun Coast is against business growth. I hope this mentality begins to affect their bottom line. I have three current car loans with them, and I would rather pay more just to avoid dealing with them and will.
Product: Suncoast Credit Union Business Services
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Suncoast Credit Union
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1 Star Rating
Mi esposo lleva más de un mes esperando que le envíen una nueva tarjeta de crédito porque la anterior fue bloqueada por supuesto fraude. Las personas de atención al cliente nunca anotan la dirección ni el apartamento correctamente y todavía no le han enviado la tarjeta. Por favor, que alguien se ponga en contacto conmigo porque hemos tenido experiencias muy malas con este banco.
Product: Suncoast Credit Union Credit Cards
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Suncoast Credit Union
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1 Star Rating
I sent Kathleen Marie Douglass, a 36-year-old from the Lakeland, Florida branch, some money, and she has not returned it. I do not wish to discuss the details here. I requested a refund, but she has not complied. This reflects poorly on Sun Coast Credit Union as a business. She has acted dishonestly by keeping money that was not intended for her, which she has refused to return. I would not trust her at all; if she is willing to take money from me, she might do the same with Suncoast Credit Union or other clients.
Product: Suncoast Credit Union Personal Loans
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Suncoast Credit Union
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5 Star Rating
Today, I had the good fortune of meeting with Laura Williams at the Suncoast Credit Union in Estero, FL. I was inquiring about the possibility of getting a lower interest rate for my auto loan. Laura was incredibly helpful and pleasant, walking me through the entire process and making sure I had a full understanding of what ended up as huge savings for me over the course of my loan. Laura is awesome and represents Suncoast very well. By the way, I am a retired Lee Schools employee and have been a member for decades.
Product: Suncoast Credit Union Car Loans
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Suncoast Credit Union
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5 Star Rating
On Monday, 9/15/25, I went to the Suncoast Credit Union on Horseshoe Drive in Naples. I had several items on my list of things to be done, and my service representative was Nathalie Rodriguez. She was very friendly, patient, and most of all, very knowledgeable. My experience with her and the branch itself was very satisfying. Five (5) stars!
Product: Suncoast Credit Union Business Services
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Suncoast Credit Union
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1 Star Rating
Small Town Mindset - Not Ready For Big Leagues
Prior to a recent international trip, I ensured that I submitted a Travel Notification in advance, which was confirmed, stating the country and dates I would be gone. Needless to say, I was surprised when my ATM card was denied upon my arrival.
Upon my return, I attempted to log in to the Suncoast web portal early in the morning and was prompted to enter the 6-digit code that would be sent to either my phone or email (I tried both). Nothing worked until later that morning (8:30), when I presume the IT resource arrived at work and restarted the failed service/gateway. This is not the first time that this has occurred.
If you have limited needs (e.g., domestic travel only and can tolerate waiting for web portal access), Suncoast may be acceptable to you. I need a bank that I can depend on 24/7, and they, unfortunately, are not it.
I sent a formal written note to their HQ stating the above and never received any type of response.
Prior to a recent international trip, I ensured that I submitted a Travel Notification in advance, which was confirmed, stating the country and dates I would be gone. Needless to say, I was surprised when my ATM card was denied upon my arrival.
Upon my return, I attempted to log in to the Suncoast web portal early in the morning and was prompted to enter the 6-digit code that would be sent to either my phone or email (I tried both). Nothing worked until later that morning (8:30), when I presume the IT resource arrived at work and restarted the failed service/gateway. This is not the first time that this has occurred.
If you have limited needs (e.g., domestic travel only and can tolerate waiting for web portal access), Suncoast may be acceptable to you. I need a bank that I can depend on 24/7, and they, unfortunately, are not it.
I sent a formal written note to their HQ stating the above and never received any type of response.
Product: Suncoast Credit Union Checking
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Suncoast Credit Union
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1 Star Rating
I went to the branch on Seven Mile Dr. in Wildwood, FL, after being told there that I needed a FL ID, which I found a little unusual as many people who live in The Villages are snowbirds and need a local bank for daily spending. I called their customer service number and found out that isn't the case—that proof of residency is all you need. I expressed my disappointment in the way I was treated by the staff at the branch. I'm not sure that I want to go back; maybe visiting a different credit union with more customer-friendly and knowledgeable staff would be a better option.
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Suncoast Credit Union
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1 Star Rating
Verified CustomerI have had a car loan for almost 5 years and have never missed a payment. The payments are taken out of my bank account automatically. I received a call informing me that I missed a payment months ago. However, I never missed a payment and was never notified that I had. They took two payments out of my account in one month. I am 80 years old and live on Social Security; having that money taken out meant I had no money left for food, and I told them that. I spoke to them again and they told me they would put the money back into my account. What they did instead was deposit it into a SunCoast savings account, which I do not have. I have no idea how to get that money transferred into my bank account. This has been a horrible experience, and I would never get a loan from them again. Shame on them.
Product: Suncoast Credit Union Car Loans
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Suncoast Credit Union
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1 Star Rating
Negative stars if i could. Check deposited and days after i had put bills through the money was taken out for “review” until Monday.
Now negative on a Friday with bills piling and my 4 kids (2 sets of twins) 1yo and 3yo not going to see me like they almost never do on a weekday because i have to figure out how to make cash on a weekend to pay for the bills due and put food on the table. THANK YOU SUNCOAST FOR THE INCONVENIENCE.
Now negative on a Friday with bills piling and my 4 kids (2 sets of twins) 1yo and 3yo not going to see me like they almost never do on a weekday because i have to figure out how to make cash on a weekend to pay for the bills due and put food on the table. THANK YOU SUNCOAST FOR THE INCONVENIENCE.
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Suncoast Credit Union
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1 Star Rating
Verified CustomerTheir credit card company is the worst; that is why I went there, because of the good rate. If there is a problem, they never support you or rule in your favor. Capital One, I can say, always takes it off your balance, and I have never had a problem with them. I would never take out a loan or put money in the market with them because of this.
Product: Suncoast Credit Union Credit Cards
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Suncoast Credit Union
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1 Star Rating
My sister has an account in Fort Myers. She received a check for about $800 that was in my name, not hers. To my surprise, they let her deposit it. I didn't sign it, she did. I don't understand how they let her do it.
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Suncoast Credit Union
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1 Star Rating
So our access to Suncoast online banking has been suspended for two days now. After spending over an hour and a half with three different customer service representatives, we were told that since she gets off at 5:30, they wouldn't be able to continue that day. We were promised someone would contact us first thing in the morning and get everything resolved. Well, here we are at 8:20, and we are still unable to access our online banking. I do not recommend.
Product: Suncoast Credit Union Credit Cards
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Suncoast Credit Union
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5 Star Rating
I canceled my warranties on my car to bring down my loan amount. It reduced my balance by over $4,000 on the principal. This was in December. I called today and spoke to a loan representative and asked if my payment amount could be lowered to reflect the new balance. She worked my numbers and felt it could be reduced by $100 a month and she would send it up the line and I would get a DocuSign in my email. I did, and they insulted me by reducing the payment by $4.00. I didn't sign, and they said I should have done this in December. Very disappointed, I will look elsewhere for any future loans. Suncoast came back and rectified the situation. I appreciate their honesty and customer service.
Product: Suncoast Credit Union Car Loans
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Suncoast Credit Union Q&A(114 questions)
Get answers to your questions about Suncoast Credit Union below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
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0
UpvotesDoes Suncoast Credit Union have online banking?
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Alexandra Barring
Yes, Suncoast Credit Union has online banking. It's called the SunNet. It allows you to access and manage your accounts, and it doesn't charge a fee. All you need to get started is either your member number or your social security number.
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UpvotesDoes Suncoast Credit Union have ATMs that accept cash deposits?
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Ramses Delgado
Yes, Suncoast Credit Union offers ATMs that accept cash deposits. In addition to traditional ATMs, their branches also feature "Interactive Teller Machines" (ITMs). These ITMs allow cash deposits alongside other banking functions like withdrawals and transfers.
They also offer a network of fee-free ATMs, including CO-OP Network ATMs and Publix PRESTO ATMs, for your convenience.
For the most up-to-date information, please refer to the Suncoast Credit Union website or contact their customer service.
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UpvotesWhat is the Suncoast Credit Union ATM deposit limit?
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Alexandra Barring
The Suncoast Credit Union does not publicly disclose a specific ATM deposit limit. However, for mobile deposit limits, they are: $2,500 per day for personal accounts and $25,000 per day for business accounts.
Please note that deposit limits are subject to review and may change. It's always a good idea to check for updates or contact Suncoast Credit Union directly for the most current information.
6
UpvotesWhere can I check my Suncoast Credit Union credit card points balance?
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WalletHub
You can check your Suncoast Credit Union credit card points balance by logging in to your SunNet online banking account. You'll need to enter your member number, which was provided when you opened the account, along with your password. You can also check your points balance in the app.
You can use your Suncoast rewards points for travel or merchandise from several stores including CVS, Walmart, Walgreens and Dollar General. If you create an account on the ScoreCard website you will...
4
UpvotesWhat is the password for the mobile app?
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3
UpvotesWhat credit score is needed for the Suncoast Rewards Student Classic card?
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WalletHub
The Suncoast Rewards Student Classic card is available to applicants with fair credit or no credit history. The card was designed exclusively for students attending two or four-year accredited colleges or universities.
With this said, a credit score above 640 or no credit score at all should put you in the right place. If you're not sure where you stand, you can check your latest credit score for free on WalletHub.
3
UpvotesIf I deposit an out of state check is there a hold on it?
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3
UpvotesHow much do you need to have in your savings account to earn interest?
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2
UpvotesWhat is the minimum payment for a Suncoast Credit Union credit card?
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Lee Olsen
The minimum payment for Suncoast Credit Union credit cards is listed on your monthly credit card statement and in your online account, and it will either be a certain percentage of the statement balance or a flat amount, depending on how high your balance is.
Key Things to Know About Suncoast Credit Union Minimum Payments
- The minimum payment will include any applicable fees, past-due amounts, and interest.
- If your statement balance...
2
UpvotesHow do I request a credit limit increase with Suncoast Credit Union?
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Mario Andrade
You can request a Suncoast Credit Union credit limit increase by calling customer service at 1 (800) 999-5887. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Suncoast Credit Union has on file. Suncoast Credit Union will be more likely to increase your credit limit if the revised income clearly shows that you can afford...
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