WalletHubNo membership feesLow regular APRQualify with bad creditForeign feeRequires security depositPEFCU Visa Secured Credit Card
PEFCU Visa Secured Credit Card
Credit Score
Bad Credit
Minimum Security Deposit
See Terms
Fees
APR on Purchases
9.9%
Rewards
Earn 1 point per $1 spent on all purchases.
Redeem their points for cash back, merchandise, travel, and select gift cards.
PEFCU Visa Secured Credit Card's Additional Info
| cash advance fee | $0 |
| cash advance APR | 9.9% |
| foreign transaction fee | 1% |
| smart chip | Yes |
| max late fee | $20 |
| max overlimit fee | $0 |
| max penalty APR | None |
PEFCU Visa Secured Credit Card Pros & Cons
No membership fees
Low regular APR
Qualify with bad credit
Foreign fee
Requires security deposit
Compare The PEFCU Visa Secured Credit Card vs. Popular Alternatives
minimum depositSee Terms | minimum deposit$200 | minimum deposit$300 |
one time fees$0 | one time fees$0 | one time fees$0 |
annual fee$0 | annual fee$0 | annual fee$0 |
monthly fee$0 | monthly fee$0 | monthly fee$0 |
Regular APR9.9% | Regular APR26.99% Variable | Regular APR28.99% (V) |
rewards rate | rewards rate | rewards rate |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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Offer last updated: Feb 6th, 2025 at 22:15 ET
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