What loan app does not check credit?
Earnin, MoneyLion, and Dave are among a handful of loan apps that do not check credit. Rather than performing a credit check, these loan apps require you to link your bank account to verify that you have recurring deposits and a positive balance, proving that you can repay the loan.
Loan Apps That Do Not Check Credit
| App | Loan Amount | App Store rating | Google Play rating |
| Earnin | Up to $750 | 4.7/5 | 4.6/5 |
| MoneyLion | Up to $500 | 4.7/5 | 4.5/5 |
| Dave | Up to $500 | 4.8/5 | 4.3/5 |
| Brigit | Up to $250 | 4.8/5 | 4.7/5 |
| Albert | Up to $250 | 4.6/5 | 4.1/5 |
There are other ways to borrow money without lenders running a credit check as well. Most notably, no credit check personal loans offer larger loan amounts and longer repayment periods than loan apps, but no credit check loans can come with steep interest rates.
Check out WalletHub's picks for the best no credit check loans to learn more. You can also estimate your potential rates using our free pre-qualification tool.