Founded in 2013, MoneyLion is a mobile banking platform that offers credit builder loans up to $1,000, interest-free cash advances, banking with early paycheck deposit and no minimum balance, managed investing, cashback rewards, and financial tracking and education. MoneyLion breaks down traditional barriers to financial health and provides financial access to hardworking Americans, helping... show more
MoneyLion Reviews
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4.6
904 reviews
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MoneyLion
adrianaf1 @adrianaf1
Instacash is the best thing, love how quick and easy to use especially for funding emergencies like my eye doctor appointment, groceries, and gas
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ophelia464 @ophelia464
MoneyLion is an emergency backup for when I need extra cash or want to invest. They are safe to use and very good banking system to have, it’s like a one stop shop.
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melis_denton @melis_denton
Best Decision I Made! Credit score went up 51 points using Moneylion. They increased my instacash. Gave me $500 up front out of my credit builder loan when no one else would even give me $50. Plus, if I need to defer a payment , I can and customer service gives me no issues when changing my repayment date.
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bigbabyndlilbaby @bigbabyndlilbaby
I love this app. I was able to get a small loan through them and it's going to help build my credit. It was super easy to sign up. I will definitely recommend.
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ladypoet1972 @ladypoet1972
As soon as I signed up i was able to receive instant cash...how great is that...great investment plan and many helpful tools...u must try it out
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Leonard Buckley @Lwbuck01
Great bank. Instacash is awesome! Being able to invest easily is another perk. Also the loans that build your credit and then you get your money back once you pay it off boosted my credit up. No downsides with Moneylion.
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colinvnguyen @colinvnguyen
Great app in a pinch, allows you to borrow a little money when needed at a fair repay value. Also offers various avenues of credit advice and money magement Definitely recommend it!
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c416jack @c416jack
Always there when I need it. My only issue is if I don’t continuously use it my loan amount drops and it’s like I’m starting over again. Once you establish an account it should continue(my opinion only)
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Elizabeth Schultz @LizzieRae90
MoneyLion has really helped me when I have been in a bind between paychecks. Whether it’s a small amount or a larger one, they are there when I need it.
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beachsugar1 @beachsugar1
Very helpful!! And got cash advance when first signed up. Has good educational money saving tips. Even has a credit building loan to help get credit.
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There is no minimum credit score needed for a MoneyLion loan. That's because MoneyLion does not do a credit creck at all, which means even people with bad credit or no credit can qualify. However, there may be more worthwhile alternative lenders for you to consider.
MoneyLion posts direct deposits as soon as they are received. The exact timing depends on when your employer initiates the payment to your account. Deposits can post any time Monday to Friday throughout the day, with the exception of federal and bank holidays.